Bayonet Point, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bayonet Point, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Bayonet Point, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Bayonet Point, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bayonet Point, FL with that of other cities in and around Bayonet Point.

	Bayonet Point	Meadow Oaks	Hudson	River Ridge	New Port Richey East	Jasmine Estates
Average Insurance Rates	$2,041	$2,085	$2,111	$2,142	$2,051	$2,035

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Bayonet Point, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bayonet Point, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Bayonet Point	$1,570	$1,326
Jasmine Estates	$1,283	$1,084
Hudson	$1,226	$1,035
Port Richey	$1,628	$1,375
New Port Richey East	$1,912	$1,615
Moon Lake	$1,784	$1,507
River Ridge	$1,106	$934
Meadow Oaks	$1,696	$1,433

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Bayonet Point, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bayonet Point, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,623
20 Years	$2,622
30 Years	$2,020
40 Years	$1,943
50 Years	$1,800
60 Years	$1,825
70 Years	$2,124

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Bayonet Point, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bayonet Point, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,551	$531
3 Vehicles	$5,327	$796
4 Vehicles	$7,103	$1,061

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Bayonet Point, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bayonet Point, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Bayonet Point	$2,041	$3,194
Jasmine Estates	$2,035	$3,185
Hudson	$2,111	$3,304
Port Richey	$2,066	$3,233
New Port Richey East	$2,051	$3,210
Moon Lake	$2,017	$3,157
River Ridge	$2,142	$3,352
Meadow Oaks	$2,085	$3,263

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Bayonet Point, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,751
Excellent (740-799)	$1,999
Good (670-739)	$2,127
Average (580-669)	$2,775
Poor (300-579)	$3,329

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Bayonet Point, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Brightway Insurance	Travelers	2431 TAMPA RD, PALM HARBOR, 34683	727-789-2200
Tim Holladay	State Farm	7127 US Hwy 19, New Port Richey, 34652-4019	727-847-3838
Cornerstone Insurance Inc	Travelers	13035 W LINEBAUGH AVE STE 102, TAMPA, 33626	813-920-8181
Aa Insurance Consultants	Travelers	10440 US HIGHWAY 19N, PORT RICHEY, 34668	727-861-3250
Steven Hauck	Allstate	2323 Curlew Rd Ste 6A, Dunedin, 34698	(727) 787-2900
Roy Hooker Iii	State Farm	10973 Countryway Blvd, Tampa, 33626-2630	813-855-1111
Safeguard Insurance Group	Travelers	8106 US HIGHWAY 19, PORT RICHEY, 34668	727-841-7080
Stahl & Associates, Inc.	None	3939 Tampa Rd, Oldsmar, 34677	None
Walden Insurance Network, Inc.	None	7516 Ridge Rd , Port Richey, 34668	(844) 780-2071
Gulf Coast Executive Insurance, Llc	None	4914 State Road 54 , New Port Richey, 34652	None
Welch Insurance & Financial Services Llc	Travelers	8351 SR 54 STE 102, NEW PORT RICHEY, 34655	727-835-1500

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Bayonet Point, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$90	$2,131
Driver's Failure In Showing Documents	+$198	$2,239
Driving With An Expired Registration	+$210	$2,251
Driving At A Considerably Slow Pace	+$443	$2,484
Using A Cellphone While Driving	+$467	$2,508
Running A Red Light	+$476	$2,517
Speeding	+$500	$2,541
Driving A Vehicle Without The Required Permission	+$635	$2,676
Driving With An Expired/Suspended License	+$1,376	$3,417

Bayonet Point, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,959
Active Disabling Device	$1,959
Tracking Device	$1,919
Passive Disabling Device	$1,898

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Latest Auto Insurance Reviews in Bayonet Point, FL | Back to Top