Bayside Gardens, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bayside Gardens, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Bayside Gardens, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bayside Gardens, OR Auto Insurance Rates
- Bayside Gardens, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bayside Gardens, OR
- Multi Vehicle Insurance Savings in Bayside Gardens, OR
- How Credit Score Affects Car Insurance Rates in Bayside Gardens, OR
- How DUI Affects Auto Insurance Premiums in Bayside Gardens, OR
- Top Auto Insurance Agents Near Bayside Gardens, OR
- How Driving Violations Affect Auto Insurance Rates in Bayside Gardens, OR
- Bayside Gardens, OR Auto Insurance Discounts on Anti Theft Feature
Bayside Gardens, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bayside Gardens, OR with that of other cities in and around Bayside Gardens.
|Bayside Gardens||Cannon Beach||Wheeler||Manzanita||Neahkahnie||Nehalem|
|Average Insurance Rates||$1,413||$1,569||$1,454||$1,562||$1,524||$1,472|
Bayside Gardens, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bayside Gardens, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Bayside Gardens, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bayside Gardens, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Bayside Gardens, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bayside Gardens, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$339
Savings on 3 Vehicles bundle:$509
Savings on 4 Vehicles bundle:$678
Bayside Gardens, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bayside Gardens, OR.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Bayside Gardens, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Bayside Gardens, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Jeremy Mills||State Farm||815 S Holladay Dr, Seaside, 97138-6608||503-738-6100|
|Jeff Hurliman & Tony Veltri Ins Services||Liberty Mutual Independent||1700 4TH ST, TILLAMOOK, 97141||(503) 842-4407|
|Jill Verboort||State Farm||2328 Pacific Ave Ste 100, Forest Grove, 97116-2450||503-992-6700|
|Rich Utti||State Farm||620 SW Linfield Ave, Mcminnville, 97128-6511||503-472-6328|
|Hudson Insurance Ii||Allstate||612 Pacific Ave, Tillamook, 97141||(503) 842-8213|
|David Ooley||Farmers||2806 19th Ave Ste B2, Forest Grove, 97116||(503) 359-4421|
|Aim Insurance||Liberty Mutual Independent||1050 SW BASELINE ST STE A2, HILLSBORO, 97123||(503) 640-0600|
|Hagan Hamilton Ins Services||Liberty Mutual Independent||448 S Baker, McMinnville, 97128||None|
Bayside Gardens, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$62||$1,475|
|Driver's Failure In Showing Documents||+$137||$1,550|
|Driving With An Expired Registration||+$146||$1,559|
|Driving At A Considerably Slow Pace||+$307||$1,720|
|Using A Cellphone While Driving||+$324||$1,737|
|Running A Red Light||+$329||$1,742|
|Driving A Vehicle Without The Required Permission||+$439||$1,852|
|Driving With An Expired/Suspended License||+$952||$2,365|
Bayside Gardens, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,356|
|Passive Disabling Device||$1,314|