Bayside Gardens Auto Insurance Rates, Quotes, Agents & Reviews in OR

Bayside Gardens, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bayside Gardens, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bayside Gardens, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bayside Gardens, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bayside Gardens, OR with that of other cities in and around Bayside Gardens.

Bayside Gardens Cannon Beach Wheeler Manzanita Neahkahnie Nehalem
Average Insurance Rates $1,413 $1,569 $1,454 $1,562 $1,524 $1,472

Bayside Gardens, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bayside Gardens, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bayside Gardens $1,644 $1,389
Manzanita $2,578 $2,178
Neahkahnie $1,672 $1,412
Wheeler $1,247 $1,054
Rockaway Beach $1,568 $1,324
Nehalem $1,809 $1,528
Garibaldi $1,449 $1,224
Cannon Beach $1,967 $1,662

Bayside Gardens, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bayside Gardens, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,585
20 Years $1,816
30 Years $1,398
40 Years $1,345
50 Years $1,246
60 Years $1,263
70 Years $1,471

Bayside Gardens, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bayside Gardens, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,487 $339
3 Vehicles $3,730 $509
4 Vehicles $4,974 $678

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$509

Savings on 4 Vehicles bundle:$678


Bayside Gardens, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bayside Gardens, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Bayside Gardens $1,413 $2,114
Manzanita $1,562 $2,337
Neahkahnie $1,524 $2,280
Wheeler $1,454 $2,175
Rockaway Beach $1,404 $2,100
Nehalem $1,472 $2,202
Garibaldi $1,420 $2,124
Cannon Beach $1,569 $2,347

Bayside Gardens, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,212
Excellent (740-799) $1,384
Good (670-739) $1,472
Average (580-669) $1,921
Poor (300-579) $2,305

Bayside Gardens, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeremy Mills State Farm 815 S Holladay Dr, Seaside, 97138-6608 503-738-6100
Jeff Hurliman & Tony Veltri Ins Services Liberty Mutual Independent 1700 4TH ST, TILLAMOOK, 97141 (503) 842-4407
Jill Verboort State Farm 2328 Pacific Ave Ste 100, Forest Grove, 97116-2450 503-992-6700
Rich Utti State Farm 620 SW Linfield Ave, Mcminnville, 97128-6511 503-472-6328
Hudson Insurance Ii Allstate 612 Pacific Ave, Tillamook, 97141 (503) 842-8213
David Ooley Farmers 2806 19th Ave Ste B2, Forest Grove, 97116 (503) 359-4421
Aim Insurance Liberty Mutual Independent 1050 SW BASELINE ST STE A2, HILLSBORO, 97123 (503) 640-0600
Hagan Hamilton Ins Services Liberty Mutual Independent 448 S Baker, McMinnville, 97128 None

Bayside Gardens, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,475
Driver's Failure In Showing Documents +$137 $1,550
Driving With An Expired Registration +$146 $1,559
Driving At A Considerably Slow Pace +$307 $1,720
Using A Cellphone While Driving +$324 $1,737
Running A Red Light +$329 $1,742
Speeding +$346 $1,759
Driving A Vehicle Without The Required Permission +$439 $1,852
Driving With An Expired/Suspended License +$952 $2,365

Bayside Gardens, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,328
Passive Disabling Device $1,314