Beaver County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Beaver County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Beaver County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Beaver County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Beaver County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Beaver County, PA with that of other cities in and around Beaver County.

Beaver County Fallston Beaver Industry Rochester Center
Average Insurance Rates $1,405 $1,362 $1,443 $1,397 $1,360 $1,439

Beaver County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Beaver County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Beaver County $1,280 $1,081
Vanport $2,152 $1,817
Brighton $952 $804
Beaver $1,838 $1,552
Fallston $1,291 $1,090
Industry $1,439 $1,215
Center $1,482 $1,252
Rochester $1,512 $1,277

Beaver County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Beaver County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,559
20 Years $1,805
30 Years $1,390
40 Years $1,338
50 Years $1,239
60 Years $1,256
70 Years $1,462

Beaver County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Beaver County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,445 $365
3 Vehicles $3,667 $548
4 Vehicles $4,889 $731

Savings on 2 Vehicles bundle:$365

Savings on 3 Vehicles bundle:$548

Savings on 4 Vehicles bundle:$731


Beaver County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Beaver County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Beaver County $1,405 $2,212
Vanport $1,392 $2,191
Brighton $1,449 $2,281
Beaver $1,443 $2,271
Fallston $1,362 $2,144
Industry $1,397 $2,199
Center $1,439 $2,265
Rochester $1,360 $2,141

Beaver County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,376
Good (670-739) $1,464
Average (580-669) $1,910
Poor (300-579) $2,292

Beaver County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Pollick Allstate 320 College Ave Ste 2, Beaver, 15009 (724) 709-7791
Paul Mabin Farmers 201 State St, Baden, 15005 (724) 888-2193
Branthoover Agency Inc. Erie 298 9th Street, Monaca, 15061 None
Frank Joseph Scandale Agency Nationwide 1012 Pennsylvania Avenue, Monaca, 15061-1811 (724) 774-8656
Karen Peters State Farm 2039 Brodhead Rd, Aliquippa, 15001-4964 724-375-0293
The Kerr Agency Inc. Erie 110 Blackhawk Road , Beaver Falls, 15010 None
The Yorke Agency Inc Travelers 906 7TH AVE, BEAVER FALLS, 15010 724-846-2626
S E Snyder Insurance Agency Erie 464 Delaware Avenue, Rochester, 15074 None
S E Snyder Insurance Agency Erie 464 Delaware Avenue, Rochester, 15074 None
Andrew J. Benedict Agency None 2114 Newell Ave, Aliquippa, 15001 None

Beaver County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,467
Driver's Failure In Showing Documents +$136 $1,541
Driving With An Expired Registration +$145 $1,550
Driving At A Considerably Slow Pace +$305 $1,710
Using A Cellphone While Driving +$322 $1,727
Running A Red Light +$327 $1,732
Speeding +$344 $1,749
Driving A Vehicle Without The Required Permission +$437 $1,842
Driving With An Expired/Suspended License +$947 $2,352

Beaver County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,349
Active Disabling Device $1,349
Tracking Device $1,321
Passive Disabling Device $1,307