Beaver Auto Insurance Rates, Quotes, Agents & Reviews in OR

Beaver, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Beaver, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Beaver, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Beaver, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Beaver, OR with that of other cities in and around Beaver.

Beaver Hebo Tillamook County Cloverdale Neskowin Tillamook
Average Insurance Rates $1,456 $1,415 $1,440 $1,428 $1,455 $1,436

Beaver, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Beaver, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Beaver $1,391 $1,175
Hebo $1,039 $878
Cloverdale $2,274 $1,921
Pacific City $1,372 $1,159
Tillamook County $1,372 $1,159
Netarts $2,061 $1,741
Tillamook $2,292 $1,936
Neskowin $1,489 $1,258

Beaver, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Beaver, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,724
20 Years $1,871
30 Years $1,441
40 Years $1,386
50 Years $1,284
60 Years $1,302
70 Years $1,515

Beaver, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Beaver, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,563 $349
3 Vehicles $3,844 $524
4 Vehicles $5,125 $699

Savings on 2 Vehicles bundle:$349

Savings on 3 Vehicles bundle:$524

Savings on 4 Vehicles bundle:$699


Beaver, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Beaver, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Beaver $1,456 $2,178
Hebo $1,415 $2,117
Cloverdale $1,428 $2,136
Pacific City $1,440 $2,154
Tillamook County $1,440 $2,154
Netarts $1,452 $2,172
Tillamook $1,436 $2,148
Neskowin $1,455 $2,177

Beaver, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,249
Excellent (740-799) $1,426
Good (670-739) $1,517
Average (580-669) $1,979
Poor (300-579) $2,375

Beaver, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,520
Driver's Failure In Showing Documents +$141 $1,597
Driving With An Expired Registration +$150 $1,606
Driving At A Considerably Slow Pace +$316 $1,772
Using A Cellphone While Driving +$333 $1,789
Running A Red Light +$339 $1,795
Speeding +$357 $1,813
Driving A Vehicle Without The Required Permission +$453 $1,909
Driving With An Expired/Suspended License +$981 $2,437

Beaver, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,398
Active Disabling Device $1,398
Tracking Device $1,369
Passive Disabling Device $1,354