Beaver Springs Auto Insurance Rates, Quotes, Agents & Reviews in PA

Beaver Springs, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Beaver Springs, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Beaver Springs, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Beaver Springs, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Beaver Springs, PA with that of other cities in and around Beaver Springs.

Beaver Springs West Perry Troxelville Richfield West Beaver Fayette
Average Insurance Rates $1,384 $1,426 $1,376 $1,423 $1,428 $1,409

Beaver Springs, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Beaver Springs, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Beaver Springs $1,426 $1,204
Troxelville $2,128 $1,797
West Perry $1,449 $1,224
West Beaver $1,071 $905
McClure $1,190 $1,005
Richfield $1,688 $1,426
Fayette $1,671 $1,411

Beaver Springs, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Beaver Springs, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,491
20 Years $1,778
30 Years $1,370
40 Years $1,318
50 Years $1,220
60 Years $1,237
70 Years $1,440

Beaver Springs, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Beaver Springs, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,408 $360
3 Vehicles $3,612 $540
4 Vehicles $4,816 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720


Beaver Springs, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Beaver Springs, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Beaver Springs $1,384 $2,179
Troxelville $1,376 $2,166
West Perry $1,426 $2,245
West Beaver $1,428 $2,248
McClure $1,375 $2,164
Richfield $1,423 $2,240
Fayette $1,409 $2,218

Beaver Springs, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,187
Excellent (740-799) $1,355
Good (670-739) $1,442
Average (580-669) $1,881
Poor (300-579) $2,257

Beaver Springs, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Roger Snyder Insurance Llp Erie 129 Market Street, Richfield, 17086 None
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Mike Ferster State Farm 14467 Route 35, Richfield, 17086 717-694-3000
Ronald N Ensminger Insurance Agency Inc. Erie 860 Kimmerlings Road, Lebanon, 17046 None
D & B Insurance Llc Erie 7 Railroad Avenue, Middleburg, 17842 None
Gary Wayne Kitchen Agency Nationwide 1801 Oberlin Rd STE 302, Middletown, 17057 (717) 743-5590
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Allen B. Chubb Agency, Inc. None 4897 Route 209 , Elizabethville, 17023 None
H Rod Hite Allstate 5021 E Trindle Rd, Mechanicsburg, 17050 (717) 458-5553

Beaver Springs, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,445
Driver's Failure In Showing Documents +$134 $1,518
Driving With An Expired Registration +$143 $1,527
Driving At A Considerably Slow Pace +$300 $1,684
Using A Cellphone While Driving +$317 $1,701
Running A Red Light +$322 $1,706
Speeding +$339 $1,723
Driving A Vehicle Without The Required Permission +$430 $1,814
Driving With An Expired/Suspended License +$933 $2,317

Beaver Springs, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,329
Active Disabling Device $1,329
Tracking Device $1,301
Passive Disabling Device $1,287