Beavercreek Auto Insurance Rates, Quotes, Agents & Reviews in OR

Beavercreek, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Beavercreek, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Beavercreek, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Beavercreek, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Beavercreek, OR with that of other cities in and around Beavercreek.

Beavercreek Oregon City Northwest Clackamas West Linn Gladstone Redland
Average Insurance Rates $1,518 $1,323 $1,504 $1,550 $1,444 $1,551

Beavercreek, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Beavercreek, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Beavercreek $995 $840
Oregon City $1,876 $1,584
Mulino $1,530 $1,292
Redland $1,508 $1,274
Canby $1,209 $1,021
West Linn $1,495 $1,262
Gladstone $1,402 $1,184
Northwest Clackamas $1,769 $1,494

Beavercreek, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Beavercreek, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,926
20 Years $1,950
30 Years $1,502
40 Years $1,445
50 Years $1,339
60 Years $1,357
70 Years $1,580

Beavercreek, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Beavercreek, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,641 $395
3 Vehicles $3,962 $592
4 Vehicles $5,283 $789

Savings on 2 Vehicles bundle:$395

Savings on 3 Vehicles bundle:$592

Savings on 4 Vehicles bundle:$789


Beavercreek, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Beavercreek, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Beavercreek $1,518 $2,271
Oregon City $1,323 $1,979
Mulino $1,523 $2,278
Redland $1,551 $2,320
Canby $1,467 $2,195
West Linn $1,550 $2,319
Gladstone $1,444 $2,160
Northwest Clackamas $1,504 $2,250

Beavercreek, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,302
Excellent (740-799) $1,487
Good (670-739) $1,582
Average (580-669) $2,064
Poor (300-579) $2,476

Beavercreek, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,585
Driver's Failure In Showing Documents +$147 $1,665
Driving With An Expired Registration +$156 $1,674
Driving At A Considerably Slow Pace +$329 $1,847
Using A Cellphone While Driving +$348 $1,866
Running A Red Light +$354 $1,872
Speeding +$372 $1,890
Driving A Vehicle Without The Required Permission +$472 $1,990
Driving With An Expired/Suspended License +$1,023 $2,541

Beavercreek, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,457
Active Disabling Device $1,457
Tracking Device $1,427
Passive Disabling Device $1,412