Bedford Auto Insurance Rates, Quotes, Agents & Reviews in TX

Bedford, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bedford, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bedford, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bedford, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bedford, TX with that of other cities in and around Bedford.

Bedford Northeast Tarrant Euless North Richland Hills Grapevine Colleyville
Average Insurance Rates $1,313 $2,002 $1,335 $1,365 $1,330 $2,335

Bedford, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bedford, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bedford $1,491 $1,260
Hurst $2,543 $2,148
Colleyville $1,911 $1,614
Euless $1,285 $1,086
North Richland Hills $1,029 $869
Northeast Tarrant $1,240 $1,047
Richland Hills $2,474 $2,090
Grapevine $1,275 $1,077

Bedford, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bedford, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,260
20 Years $1,687
30 Years $1,299
40 Years $1,250
50 Years $1,158
60 Years $1,174
70 Years $1,366

Bedford, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bedford, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,232 $394
3 Vehicles $3,348 $591
4 Vehicles $4,464 $788

Savings on 2 Vehicles bundle:$394

Savings on 3 Vehicles bundle:$591

Savings on 4 Vehicles bundle:$788


Bedford, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bedford, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Bedford $1,313 $2,044
Hurst $1,353 $2,106
Colleyville $2,335 $3,635
Euless $1,335 $2,078
North Richland Hills $1,365 $2,125
Northeast Tarrant $2,002 $3,117
Richland Hills $1,898 $2,955
Grapevine $1,330 $2,070

Bedford, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,127
Excellent (740-799) $1,286
Good (670-739) $1,368
Average (580-669) $1,785
Poor (300-579) $2,142

Bedford, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,371
Driver's Failure In Showing Documents +$127 $1,440
Driving With An Expired Registration +$135 $1,448
Driving At A Considerably Slow Pace +$285 $1,598
Using A Cellphone While Driving +$301 $1,614
Running A Red Light +$306 $1,619
Speeding +$322 $1,635
Driving A Vehicle Without The Required Permission +$408 $1,721
Driving With An Expired/Suspended License +$885 $2,198

Bedford, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,260
Active Disabling Device $1,260
Tracking Device $1,234
Passive Disabling Device $1,221

Latest Auto Insurance Reviews in Bedford, TX | Back to Top

Usaa
Good prices, military understanding of deployments and the need to suspend ins. during a deployment. Friendly people, Helpful to explain things and get better prices.
Geico
they have a very warm welcome and customer care service towards its clients and it deals with the clients with a lot of transparency and reliable services.
State Farm
They are really good with customer service. I like the people there and they treat me really good. I have no complaints about their service.
Progressive
We have really great coverage. We have low deductibles and high liability for a good price. I like that we have the extras like rental reimbursement and road side service.
Farmer's Insurance
The customer service is so friendly. I have not had any problems. The wait time is so quick and everyone seems knowledgeable.
Mercury
The premium is fine. I dont mind the amount of money we pay to keep our policy active.
Mercury
The premium is fine. I dont mind the amount of money we pay to keep our policy active.
Encompass Insurance
I like that their website is user friendly, the customer service is open 7 days a week and available after 5pm. The claim hotline is open 24/7 which is great to be able to reach them anytime we have a claim.