Bedford, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bedford, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Bedford, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bedford, TX Auto Insurance Rates
- Bedford, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bedford, TX
- Multi Vehicle Insurance Savings in Bedford, TX
- How Credit Score Affects Car Insurance Rates in Bedford, TX
- How DUI Affects Auto Insurance Premiums in Bedford, TX
- How Driving Violations Affect Auto Insurance Rates in Bedford, TX
- Bedford, TX Auto Insurance Discounts on Anti Theft Feature
- Bedford, TX Auto Insurance Company Reviews
Bedford, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bedford, TX with that of other cities in and around Bedford.
Bedford | Northeast Tarrant | Euless | North Richland Hills | Grapevine | Colleyville | |
---|---|---|---|---|---|---|
Average Insurance Rates | $1,313 | $2,002 | $1,335 | $1,365 | $1,330 | $2,335 |
Bedford, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bedford, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Bedford | $1,491 | $1,260 |
Hurst | $2,543 | $2,148 |
Colleyville | $1,911 | $1,614 |
Euless | $1,285 | $1,086 |
North Richland Hills | $1,029 | $869 |
Northeast Tarrant | $1,240 | $1,047 |
Richland Hills | $2,474 | $2,090 |
Grapevine | $1,275 | $1,077 |
Bedford, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bedford, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $4,260 |
20 Years | $1,687 |
30 Years | $1,299 |
40 Years | $1,250 |
50 Years | $1,158 |
60 Years | $1,174 |
70 Years | $1,366 |
Bedford, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bedford, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $2,232 | $394 |
3 Vehicles | $3,348 | $591 |
4 Vehicles | $4,464 | $788 |

Savings on 2 Vehicles bundle:$394

Savings on 3 Vehicles bundle:$591

Savings on 4 Vehicles bundle:$788
Bedford, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bedford, TX.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Bedford | $1,313 | $2,044 |
Hurst | $1,353 | $2,106 |
Colleyville | $2,335 | $3,635 |
Euless | $1,335 | $2,078 |
North Richland Hills | $1,365 | $2,125 |
Northeast Tarrant | $2,002 | $3,117 |
Richland Hills | $1,898 | $2,955 |
Grapevine | $1,330 | $2,070 |
Bedford, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $1,127 |
Excellent (740-799) | $1,286 |
Good (670-739) | $1,368 |
Average (580-669) | $1,785 |
Poor (300-579) | $2,142 |
Bedford, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$58 | $1,371 |
Driver's Failure In Showing Documents | +$127 | $1,440 |
Driving With An Expired Registration | +$135 | $1,448 |
Driving At A Considerably Slow Pace | +$285 | $1,598 |
Using A Cellphone While Driving | +$301 | $1,614 |
Running A Red Light | +$306 | $1,619 |
Speeding | +$322 | $1,635 |
Driving A Vehicle Without The Required Permission | +$408 | $1,721 |
Driving With An Expired/Suspended License | +$885 | $2,198 |
Bedford, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $1,260 |
Active Disabling Device | $1,260 |
Tracking Device | $1,234 |
Passive Disabling Device | $1,221 |
Latest Auto Insurance Reviews in Bedford, TX | Back to Top

Good prices, military understanding of deployments and the need to suspend ins. during a deployment. Friendly people, Helpful to explain things and get better prices.

they have a very warm welcome and customer care service towards its clients and it deals with the clients with a lot of transparency and reliable services.

They are really good with customer service. I like the people there and they treat me really good. I have no complaints about their service.

We have really great coverage. We have low deductibles and high liability for a good price. I like that we have the extras like rental reimbursement and road side service.

The customer service is so friendly. I have not had any problems. The wait time is so quick and everyone seems knowledgeable.

The premium is fine. I dont mind the amount of money we pay to keep our policy active.

The premium is fine. I dont mind the amount of money we pay to keep our policy active.

I like that their website is user friendly, the customer service is open 7 days a week and available after 5pm. The claim hotline is open 24/7 which is great to be able to reach them anytime we have a claim.