Beech Ben Mate Auto Insurance Rates, Quotes, Agents & Reviews in WV

Beech Ben Mate, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Beech Ben Mate, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Beech Ben Mate, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Beech Ben Mate, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Beech Ben Mate, WV with that of other cities in and around Beech Ben Mate.

Beech Ben Mate Magnolia Red Jacket McCarr Phelps Matewan
Average Insurance Rates $1,373 $1,364 $1,360 $1,837 $1,851 $1,373

Beech Ben Mate, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Beech Ben Mate, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Beech Ben Mate $1,218 $1,029
Magnolia $1,523 $1,287
Red Jacket $2,037 $1,721
Freeburn $996 $841
Matewan $1,218 $1,029
McCarr $1,508 $1,274
Phelps $1,413 $1,194
Sarah Ann $1,526 $1,289

Beech Ben Mate, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Beech Ben Mate, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,455
20 Years $1,764
30 Years $1,359
40 Years $1,307
50 Years $1,211
60 Years $1,228
70 Years $1,429

Beech Ben Mate, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Beech Ben Mate, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,389 $357
3 Vehicles $3,584 $535
4 Vehicles $4,778 $714

Savings on 2 Vehicles bundle:$357

Savings on 3 Vehicles bundle:$535

Savings on 4 Vehicles bundle:$714


Beech Ben Mate, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Beech Ben Mate, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Beech Ben Mate $1,373 $2,196
Magnolia $1,364 $2,181
Red Jacket $1,360 $2,175
Freeburn $1,889 $3,145
Matewan $1,373 $2,196
McCarr $1,837 $3,059
Phelps $1,851 $3,082
Sarah Ann $1,333 $2,132

Beech Ben Mate, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,178
Excellent (740-799) $1,345
Good (670-739) $1,431
Average (580-669) $1,867
Poor (300-579) $2,240

Beech Ben Mate, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bray & Oakley Insurance Agency Inc Erie 213 Main St, Logan, 25601 None
Kenny Jeffrey State Farm 120 N Bridge St, Man, 25635-1229 304-583-2606
Matewan Insurance & Realty, Inc. None Mate Street, Matewan, 25678 None
Liz Underwood Allstate 133 Prosperity Ln, Logan, 25601 (304) 752-2319
Ron Ward Insurance Erie 66 1/2 2nd Avenue, Logan, 25601 None
Tug Valley Insurance Agency Allstate Rr 1 Box 75a, Williamson, 25661 (888) 785-5979
Wayne Aubrey Runyon Nationwide 2867 Route 65, Lenore, 25676 (304) 475-4500
Anne Underwood Allstate Smoot Ave, Danville, 25053 (304) 369-3000
Mike Richards State Farm 302 Main St, Madison, 25130-1222 304-369-1158
Vicki Tabor State Farm 9210 Rt 152, Wayne, 25570 304-272-5149

Beech Ben Mate, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,433
Driver's Failure In Showing Documents +$133 $1,506
Driving With An Expired Registration +$141 $1,514
Driving At A Considerably Slow Pace +$298 $1,671
Using A Cellphone While Driving +$314 $1,687
Running A Red Light +$320 $1,693
Speeding +$336 $1,709
Driving A Vehicle Without The Required Permission +$427 $1,800
Driving With An Expired/Suspended License +$925 $2,298

Beech Ben Mate, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,318
Active Disabling Device $1,318
Tracking Device $1,291
Passive Disabling Device $1,277