Belgrade Auto Insurance Rates, Quotes, Agents & Reviews in MT

Belgrade, MT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Belgrade, MT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Belgrade, MT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Belgrade, MT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Belgrade, MT with that of other cities in and around Belgrade.

Belgrade Churchill Gallatin River Ranch Logan Springhill Sedan
Average Insurance Rates $1,454 $1,452 $1,874 $1,362 $1,598 $1,388

Belgrade, MT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Belgrade, MT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Belgrade $1,567 $1,323
Springhill $1,924 $1,625
Sedan $2,079 $1,756
Gallatin River Ranch $1,190 $1,005
Ponderosa Pines $1,870 $1,580
Wilsall $1,344 $1,135
Logan $1,529 $1,291
Churchill $2,219 $1,874

Belgrade, MT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Belgrade, MT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,718
20 Years $1,868
30 Years $1,439
40 Years $1,384
50 Years $1,282
60 Years $1,300
70 Years $1,513

Belgrade, MT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Belgrade, MT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,530 $378
3 Vehicles $3,795 $567
4 Vehicles $5,060 $756

Savings on 2 Vehicles bundle:$378

Savings on 3 Vehicles bundle:$567

Savings on 4 Vehicles bundle:$756


Belgrade, MT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Belgrade, MT.

Location Average Insurance Cost Post DUI Insurance Rate
Belgrade $1,454 $2,430
Springhill $1,598 $2,670
Sedan $1,388 $2,319
Gallatin River Ranch $1,874 $3,131
Ponderosa Pines $1,443 $2,411
Wilsall $1,358 $2,269
Logan $1,362 $2,276
Churchill $1,452 $2,426

Belgrade, MT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,248
Excellent (740-799) $1,424
Good (670-739) $1,515
Average (580-669) $1,977
Poor (300-579) $2,372

Belgrade, MT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dusty Daws State Farm 2504 W Main St Ste D, Bozeman, 59718-3966 406-586-0084
Ty Elliot State Farm 403 Gallatin Frmrs Ave Ste 101, Belgrade, 59714-9142 406-388-3178
Central Insurance Agency Liberty Mutual Independent 161 W MADISON AVE, BELGRADE, 59714 (406) 388-4227
Jim Paffhausen State Farm 16 N 9th Ave Ste 5, Bozeman, 59715-3382 406-586-2200
Bridger Insurance Agency Inc Liberty Mutual Independent 714 STONERIDGE DR STE 2, BOZEMAN, 59718 406-922-5110
Gallatin Insurance Agency Liberty Mutual Independent 200 W MADISON AVE, BELGRADE, 59714 (406) 388-7211
Payne West Ins Inc Allstate 1283 N 14th St Ste 101, Bozeman, 59715 (406) 586-3351
Glidewell Investments And Insurance Group None 116 W Main , Manhattan, 59741 None
Dan Rust State Farm Bldg 2 1805 W Dickerson St Ste 1, Bozeman, 59715-4131 406-587-8287

Belgrade, MT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,518
Driver's Failure In Showing Documents +$141 $1,595
Driving With An Expired Registration +$150 $1,604
Driving At A Considerably Slow Pace +$316 $1,770
Using A Cellphone While Driving +$333 $1,787
Running A Red Light +$339 $1,793
Speeding +$356 $1,810
Driving A Vehicle Without The Required Permission +$452 $1,906
Driving With An Expired/Suspended License +$980 $2,434

Belgrade, MT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,396
Active Disabling Device $1,396
Tracking Device $1,367
Passive Disabling Device $1,352

Latest Auto Insurance Reviews in Belgrade, MT | Back to Top

Allstate
I honestly do not know my deductible. I'm sure its a high deductible plan, which often times are very uniform across all of the different carriers because it's the minimum amount of coverage available. I would guess though that allstate has something that they offer that's better.
Allstate
I honestly do not know my deductible. I'm sure its a high deductible plan, which often times are very uniform across all of the different carriers because it's the minimum amount of coverage available. I would guess though that allstate has something that they offer that's better.
State Farm
The premium is pretty good compared to other insurance companies I compared it to. It can be a little high at times but overall average if not above average.