Belle Meade Auto Insurance Rates, Quotes, Agents & Reviews in TN

Belle Meade, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Belle Meade, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Belle Meade, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Belle Meade, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Belle Meade, TN with that of other cities in and around Belle Meade.

Belle Meade Nashville-Davidson Forest Hills Brentwood Davidson County Berry Hill
Average Insurance Rates $2,586 $1,494 $2,080 $1,056 $1,176 $1,500

Belle Meade, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Belle Meade, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Belle Meade $2,454 $2,073
Forest Hills $2,864 $2,419
Oak Hill $1,080 $913
Berry Hill $1,601 $1,352
Davidson County $957 $808
Nashville-Davidson $1,845 $1,558
Brentwood $1,988 $1,679
Pegram $1,351 $1,141

Belle Meade, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Belle Meade, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $8,391
20 Years $3,323
30 Years $2,559
40 Years $2,462
50 Years $2,280
60 Years $2,312
70 Years $2,691

Belle Meade, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Belle Meade, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,551 $621
3 Vehicles $6,827 $931
4 Vehicles $9,103 $1,241

Savings on 2 Vehicles bundle:$621

Savings on 3 Vehicles bundle:$931

Savings on 4 Vehicles bundle:$1,241


Belle Meade, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Belle Meade, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Belle Meade $2,586 $4,633
Forest Hills $2,080 $3,726
Oak Hill $1,880 $3,368
Berry Hill $1,500 $2,687
Davidson County $1,176 $2,107
Nashville-Davidson $1,494 $2,676
Brentwood $1,056 $1,892
Pegram $1,505 $2,696

Belle Meade, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,219
Excellent (740-799) $2,533
Good (670-739) $2,695
Average (580-669) $3,516
Poor (300-579) $4,218

Belle Meade, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mills Insurance Agency Erie 4525 HARDING RD 244, NASHVILLE, 37205 615-620-4452
Rhodes Insurance Travelers 205 POWELL PLACE, BRENTWOOD, 37027 615-538-8640
Arnie Phipps State Farm 4811 Trousdale Dr Ste C, Nashville, 37220-1323 615-833-1300
Bruce Smith State Farm 1896 Gen Grg Pattn Dr, Franklin, 37067-4602 615-373-2320
Tillman/Allen Insurance Inc. Erie 500 Wilson Pike Circle Suite 230, Brentwood, 37027 None
Leonard Jordan State Farm 1408 Antioch Pike, Antioch, 37013-2711 615-834-0067
Insurance Solutions Of Tn Erie 3200 West End Avenue Suite 500, Nashville, 37203 None
Crye-Leike Insurance Agency Inc Travelers 5111 Maryland Way, Brentwood, 37027 None
Ivy Insurance Inc Erie 7003 CHADWICK DR STE 277, BRENTWOOD, 37027 615-678-8278

Belle Meade, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$114 $2,700
Driver's Failure In Showing Documents +$251 $2,837
Driving With An Expired Registration +$266 $2,852
Driving At A Considerably Slow Pace +$561 $3,147
Using A Cellphone While Driving +$592 $3,178
Running A Red Light +$603 $3,189
Speeding +$634 $3,220
Driving A Vehicle Without The Required Permission +$804 $3,390
Driving With An Expired/Suspended License +$1,743 $4,329

Belle Meade, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,483
Active Disabling Device $2,483
Tracking Device $2,431
Passive Disabling Device $2,405