Belle Vernon Auto Insurance Rates, Quotes, Agents & Reviews in PA

Belle Vernon, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Belle Vernon, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Belle Vernon, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Belle Vernon, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Belle Vernon, PA with that of other cities in and around Belle Vernon.

Belle Vernon Speers Naomi North Belle Vernon Fairhope Twilight
Average Insurance Rates $1,365 $1,389 $1,980 $1,369 $1,368 $1,406

Belle Vernon, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Belle Vernon, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Belle Vernon $2,715 $2,293
North Belle Vernon $1,230 $1,039
Lynnwood-Pricedale $2,756 $2,328
Speers $1,486 $1,255
Dunlevy $1,901 $1,606
Naomi $2,039 $1,723
Fairhope $2,424 $2,047
Twilight $1,803 $1,523

Belle Vernon, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Belle Vernon, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,429
20 Years $1,754
30 Years $1,351
40 Years $1,300
50 Years $1,204
60 Years $1,220
70 Years $1,421

Belle Vernon, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Belle Vernon, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,321 $410
3 Vehicles $3,481 $614
4 Vehicles $4,641 $819

Savings on 2 Vehicles bundle:$410

Savings on 3 Vehicles bundle:$614

Savings on 4 Vehicles bundle:$819


Belle Vernon, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Belle Vernon, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Belle Vernon $1,365 $2,149
North Belle Vernon $1,369 $2,155
Lynnwood-Pricedale $1,382 $2,175
Speers $1,389 $2,186
Dunlevy $1,359 $2,139
Naomi $1,980 $3,117
Fairhope $1,368 $2,153
Twilight $1,406 $2,213

Belle Vernon, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,171
Excellent (740-799) $1,337
Good (670-739) $1,422
Average (580-669) $1,856
Poor (300-579) $2,226

Belle Vernon, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kasky Insurance & Financial Services Inc Travelers 493 Thornycrost Ave , Pittsburgh, 15228 None
Insurance Consultants Of Pittsburgh Erie 300 MOUNT LEBANON BLVD SUITE 205A, PITTSBURGH, 15234 412-344-2800
David R Miller Nationwide 506 W Main St, Monongahela, 15063-2616 (724) 258-9090
Mcilrath Insurance Llc Liberty Mutual Independent 4601 CLAIRTON BLVD, PITTSBURGH, 15236 412-882-9000
Driscoll Insurance Enterprises Inc Travelers 466 CASTLE SHANNON BLVD, PITTSBURGH, 15234 412-343-1100
Paul Bilohlavek State Farm Route 51, Perryopolis, 15473 724-736-4453
Exchange Underwriters, Inc. None 235 W Main St, Monongahela, 15063 None

Belle Vernon, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,425
Driver's Failure In Showing Documents +$132 $1,497
Driving With An Expired Registration +$141 $1,506
Driving At A Considerably Slow Pace +$296 $1,661
Using A Cellphone While Driving +$313 $1,678
Running A Red Light +$318 $1,683
Speeding +$334 $1,699
Driving A Vehicle Without The Required Permission +$425 $1,790
Driving With An Expired/Suspended License +$920 $2,285

Belle Vernon, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,310
Active Disabling Device $1,310
Tracking Device $1,283
Passive Disabling Device $1,269