Belleville Auto Insurance Rates, Quotes, Agents & Reviews in PA

Belleville, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Belleville, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Belleville, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Belleville, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Belleville, PA with that of other cities in and around Belleville.

Belleville Granville Strodes Mills Lumber City Mifflin County Brown
Average Insurance Rates $1,390 $1,376 $1,371 $1,358 $1,384 $1,436

Belleville, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Belleville, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Belleville $1,982 $1,674
Barrville $2,012 $1,699
Menno $1,130 $954
Strodes Mills $1,454 $1,228
Mifflin County $1,199 $1,013
Brown $1,326 $1,120
Granville $1,236 $1,044
Lumber City $1,339 $1,131

Belleville, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Belleville, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,510
20 Years $1,786
30 Years $1,376
40 Years $1,324
50 Years $1,226
60 Years $1,243
70 Years $1,447

Belleville, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Belleville, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,391 $389
3 Vehicles $3,586 $584
4 Vehicles $4,782 $778

Savings on 2 Vehicles bundle:$389

Savings on 3 Vehicles bundle:$584

Savings on 4 Vehicles bundle:$778


Belleville, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Belleville, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Belleville $1,390 $2,188
Barrville $1,953 $3,074
Menno $1,438 $2,264
Strodes Mills $1,371 $2,158
Mifflin County $1,384 $2,179
Brown $1,436 $2,260
Granville $1,376 $2,166
Lumber City $1,358 $2,138

Belleville, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,361
Good (670-739) $1,448
Average (580-669) $1,890
Poor (300-579) $2,267

Belleville, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,451
Driver's Failure In Showing Documents +$135 $1,525
Driving With An Expired Registration +$143 $1,533
Driving At A Considerably Slow Pace +$302 $1,692
Using A Cellphone While Driving +$318 $1,708
Running A Red Light +$324 $1,714
Speeding +$341 $1,731
Driving A Vehicle Without The Required Permission +$432 $1,822
Driving With An Expired/Suspended License +$937 $2,327

Belleville, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,334
Active Disabling Device $1,334
Tracking Device $1,307
Passive Disabling Device $1,293