Bellflower, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bellflower, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Five Most Popular Car Insurance Companies in Bellflower, CA
The average cost of auto insurance in Bellflower, CA, is $1,688. Motorists in Bellflower can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Bellflower, CA.
STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
FARMERS:
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
GEICO:
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag.
ALLSTATE:
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA:
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Bellflower, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bellflower, CA Auto Insurance Rates
- Bellflower, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bellflower, CA
- Multi Vehicle Insurance Savings in Bellflower, CA
- How Credit Score Affects Car Insurance Rates in Bellflower, CA
- How DUI Affects Auto Insurance Premiums in Bellflower, CA
- Top Auto Insurance Agents Near Bellflower, CA
- How Driving Violations Affect Auto Insurance Rates in Bellflower, CA
- Bellflower, CA Auto Insurance Discounts on Anti Theft Feature
- Bellflower, CA Auto Insurance Company Reviews
Bellflower, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bellflower, CA with that of other cities in and around Bellflower.
| Bellflower | Lakewood | Downey | Paramount | Cerritos | Norwalk | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,688 | $1,621 | $1,729 | $1,689 | $1,650 | $1,712 |
Bellflower, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bellflower, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Bellflower | $1,875 | $1,583 |
| Downey-Norwalk | $1,899 | $1,604 |
| Paramount | $1,387 | $1,172 |
| Lakewood | $1,065 | $900 |
| Norwalk | $1,564 | $1,321 |
| Artesia | $1,348 | $1,139 |
| Downey | $1,840 | $1,554 |
| Cerritos | $1,368 | $1,155 |
Bellflower, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bellflower, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,477 |
| 20 Years | $2,169 |
| 30 Years | $1,671 |
| 40 Years | $1,607 |
| 50 Years | $1,488 |
| 60 Years | $1,509 |
| 70 Years | $1,757 |
Bellflower, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bellflower, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,971 | $405 |
| 3 Vehicles | $4,456 | $608 |
| 4 Vehicles | $5,942 | $810 |
Savings on 2 Vehicles bundle:$405
Savings on 3 Vehicles bundle:$608
Savings on 4 Vehicles bundle:$810
Bellflower, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bellflower, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Bellflower | $1,688 | $4,156 |
| Downey-Norwalk | $1,897 | $4,671 |
| Paramount | $1,689 | $4,159 |
| Lakewood | $1,621 | $3,991 |
| Norwalk | $1,712 | $4,215 |
| Artesia | $1,896 | $4,668 |
| Downey | $1,729 | $4,257 |
| Cerritos | $1,650 | $4,063 |
Bellflower, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,448 |
| Excellent (740-799) | $1,653 |
| Good (670-739) | $1,759 |
| Average (580-669) | $2,295 |
| Poor (300-579) | $2,753 |
Bellflower, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Grace Vega | Farmers | 2725 Candlewood St Ste C, Lakewood, 90712 | (562) 634-5300 |
| Rodger Borge | State Farm | 10897 Los Alamitos Blvd, Los Alamitos, 90720-2329 | 562-493-2546 |
| Delores Stubbs | State Farm | 3601 E Imperial Hwy, Lynwood, 90262-2608 | 310-894-4579 |
| Sharon Mackey | Allstate | 311 N La Brea Ave, Inglewood, 90302 | (310) 412-3000 |
| Mike Tadros | Allstate | 2601 W Ball Rd Ste 103, Anaheim, 92804 | (714) 229-6900 |
| Paul Podraza | Farmers | 5538 E 7th St, Long Beach, 90804 | (562) 930-9112 |
| Uhs Insurance Agency | Travelers | 1680 E HILL ST SUITE 200, SIGNAL HILL, 90755 | 562-981-4063 |
| Kimberly Terrell | Farmers | 4425 Atlantic Ave Bldg C, Long Beach, 90807 | (310) 567-7726 |
| Peter Long | Farmers | 818 E ANAHEIM ST STE 220, Long Beach, 90813 | (562) 951-1813 |
| Right Heart Insurance Services Inc | Travelers | 8210 BROADWAY AVE STE 23, WHITTIER, 90606 | 626-285-2822 |
Bellflower, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$74 | $1,762 |
| Driver's Failure In Showing Documents | +$164 | $1,852 |
| Driving With An Expired Registration | +$174 | $1,862 |
| Driving At A Considerably Slow Pace | +$366 | $2,054 |
| Using A Cellphone While Driving | +$387 | $2,075 |
| Running A Red Light | +$393 | $2,081 |
| Speeding | +$414 | $2,102 |
| Driving A Vehicle Without The Required Permission | +$525 | $2,213 |
| Driving With An Expired/Suspended License | +$1,138 | $2,826 |
Bellflower, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,620 |
| Active Disabling Device | $1,620 |
| Tracking Device | $1,587 |
| Passive Disabling Device | $1,570 |
Latest Auto Insurance Reviews in Bellflower, CA | Back to Top
State FarmThe customer service has been amazing. My wife was hit a few times and our agent answered the phone on the first call.helps us out within 30 mins. Everything was done and our car went to be repaired.
State FarmThey have been wonderful. We had an instance where an individual filed a fraud claim on us. Our agent stepped up and resolved the issue for us.
Farmer's InsuranceProgressive was going to be 10$ more a month, but a 2000$ deductable. Farmer's Insurance is only 1000$ and 10$ less a month that included towing and rental.
GeicoThey have one of the cheapest plans that I've ever had with a car insurance company and I have the full boat of coverage, including collision and glass
State Farmit is a good insurance company and i like it.they make it so simple. we can save money and time and got discounts also.