Bellingham, WA Auto Insurance Rates

Bellingham, WA residents can save $360 by comparing multiple quotes & reading reviews & research on Bellingham car insurance rates, quotes, agents & coverage.

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$591 $904 $1379

Latest Auto Insurance Reviews in Bellingham, Washington

Experience has been relatively good. Only complaint is I have never been in a car accident but my rate has continually went up every year which is frustrating.
State Farm
The breadth of policies is great. I am always able to identify a policy that meets my different needs depending on the car i am insuring.
State Farm
When the tree branch hit my house, it also hit and damaged my car. Customer service was very helpful getting me pointed in the right direction in order to get my car repaired.
State Farm
I have full rental car coverage. I do not have to wait to be reimbursed should I need a rental vehicle.
Safeco Insurance
I am completely satisfied with my current car insurance customer service. They always find the best rated for me. They care about their customers.
They offer just about every kind of insurance you would need or want, I only have auto with them but offer just about everything.
Only one claim in five years and no issues. Their representative was helpful and got everything settled for us with a minimum of hassle.
American Family Insurance
Compared to my prior policy, my coverage is better and my premiums are lower. I am completely satisfied with the switch to the new insurance carrier.
American Family Insurance
Compared to my prior policy, my coverage is better and my premiums are lower. I am completely satisfied with the switch to the new insurance carrier.
I like quick quotes through their website and the ability to instantly print out my insurance cards for my car. I like the multiple payment options available for their olicies.
Farmer's Insurance
Interaction is okay we have to contact the agent personally which is okay but you can't always get ahold of him and he doesn't call back exact.
There's pretty minimal offerings for services, expanding it a bit more, or at least making more options better known, would be helpful
Farmer's Insurance
My car insurance is combined with my home insurance. It makes it easy to have one bill. I feel like I could get a better price with online companies but I like having a local company it makes me feel more secure
Mapfre Insurance
They give a lot more discounts - you do the drive test for a few days and then they discount based on your speed and braking; they give discounts for every year you stay with them; They have people on the phones 24/7 so you can always call and speak to someone. 1 I am completely satisfied with them.
I think its about 30% less than other companies. I pay a really cheap price per month compared to any other company I looked at.
It's definitely cheaper due to being a customer for almost 10 years. I've also maintained a very good driving record so that helps.
Write Your Review | Bellingham, Washington Auto Insurance Analysis
State Farm Auto Insurance, Bellingham, WA
$52/1 month
Car Insurance Policy Holder
  • Single 29 Years old Female licensed 4 years ago with Own Dodge Avenger SE used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Bellingham Car Insurance Rate Comparisons

Bellingham, WA's average car insurance of $904 differs from Custer, WA (+$136), Acme, WA (+$736), Sumas, WA (+$446) and Washington (+$322)

Bellingham Custer, WA Acme, WA Sumas, WA Washington
Median Insurance Rates $904 +$136 +$736 +$446 +$322

Bellingham Car Insurance Savings By Neighborhood & Street Area

Bellingham Driver Street Residence & Car Locations Car Details in Bellingham Bellingham Driver Demographics Bellingham Auto Insurance Estimates Recent Bellingham Insurance Savings
Blue Canyon
Little Strawberry Ln2001 Cadillac Seville STS17 year teenager$2485$471
Granville Ln2005 Chrysler Pacifica Base44 year woman$784$626
South Bellingham
Lenora Ct2006 Buick Rendezvous CX68 year male senior$853$884
27th St2012 Hyundai Sonata GLS17 year male teenager$2296$603
Filmore Ave2009 Ford Fusion V6 SEL17 year female teenager$1813$337
Fieldston Rd2007 Lexus GS 350 Base37 year married woman$892$570
Washington Colony (historical)
Gladstone St2010 Toyota Prius V40 year married man$1036$981
Iowa St2013 Honda Civic LX72 year senior$852$399
Skylark Loop2010 Mazda Mazda3 s Sport80 year female senior$927$746
Toad Lake Rd2011 Nissan Rogue SV45 year man$1226$928

Bellingham Post DUI Car Insurance Rates

Bellingham Burlington Sudden Valley Deming Washington
Median Post DUI Insurance Rate $1681 +$46 +$606 +$662 +$599
Male Teenager Post DUI Insurance Rate $4337 +$119 +$1564 +$1708 +$1546
Female Teenager Post DUI Insurance Rate $3680 +$103 +$1328 +$1451 +$1312

The Post DUI insurance in Bellingham, WA's is $1681 compared to Burlington (+$46), Sudden Valley (+$606), Deming (+$662) and Washington (+$599)

In Bellingham, a male teenager with Post DUI pays $657 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Bellingham, WA would pay $4054 on auto insurance while a female teenager POST DUI would pay $3441.

Bellingham Car Insurance by Segment

Bellingham Teenagers Car Insurance Rates Comparison

9113 Bellingham Teenagers (8% of total population), 47% Male & 53% Female.

Bellingham Geneva Ferndale Acme Washington
All Teenagers $2187 -$372 +$87 +$1781 +$779
Male Teenager $2332 -$397 +$93 +$1899 +$831
Female Teenager $1979 -$337 +$79 +$1612 +$705

Bellingham teenagers pay $2187 in insurance in contrast with Geneva (-$372), Ferndale (+$87), Acme (+$1781) and Washington (+$779). The difference between Male & Female teenagers in Bellingham is $353


  • 2005 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $2254
  • 2012 Dodge Journey Crew Female Teenager Insurance Rate $1929

Bellingham Men & Women Car Insurance

110676 Bellingham Adults (100% of total population), 49% Men & 51% Women.

Bellingham Edison Marietta-Alderwood Bow Washington
All Women $840 +$210 +$238 -$87 +$300
Married Women $804 +$201 +$228 -$84 +$287
All Men $1274 +$319 +$361 -$132 +$454
Married Men $1130 +$282 +$320 -$118 +$402

The typical insurance rate of $1274 that Bellingham Men pay varies from Edison (+$319), Marietta-Alderwood (+$361), Bow (-$132) and Washington (+$454). In Bellingham, married men pay $326 more than married women.


  • 2014 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1150
  • 2014 Kia Sorento LX Married Women Insurance Rate $1028

Bellingham Senior Car Insurance

21443 Bellingham Seniors (19% of total population), 45% Senior Men & 55% Senior Women.

Bellingham Kendall Nooksack Acme Washington
All Seniors $949 +$678 +$584 +$773 +$338
Senior Men $913 +$652 +$561 +$743 +$325
Senior Women $976 +$698 +$600 +$795 +$348

Bellingham seniors pay $949 in insurance compared to Kendall (+$678), Nooksack (+$584), Acme (+$773) and Washington (+$338). In Bellingham, senior men pay $63 less than senior women.

Bellingham Car Insurance Discounts for Multiple Vehicles

Bellingham Population with 1 Vehicle 15162 (33% of Bellingham population), 2 Vehicles 17027 (37% of the Bellingham population) and 3 vehicles 6554 (14% of the population)

Bellingham Alger Sumas Bay View Washington
2 Vehicles $1718 +$1493 +$847 -$65 +$612
3 Vehicles $2622 +$2279 +$1293 -$99 +$934
4 Vehicles $3526 +$3065 +$1739 -$133 +$1256

Bellingham Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Odyssey EX $500 $910 $1410 $850 $1350 $60
Acura, TL SH Tech $200 $1080 $1280 $1010 $1210 $70
Ford, Edge SE $300 $880 $1180 $820 $1120 $60
Ford, Expedition EL King Ranch $1500 $890 $1390 $830 $2330 $-940
Chevrolet, Equinox LTZ $100 $890 $990 $830 $930 $60