Ben Lomond Auto Insurance Rates, Quotes, Agents & Reviews in CA

Ben Lomond, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ben Lomond, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Ben Lomond, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Ben Lomond, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ben Lomond, CA with that of other cities in and around Ben Lomond.

Ben Lomond Zayante Boulder Creek Bonny Doon Brookdale Lompico
Average Insurance Rates $1,968 $1,902 $1,918 $2,060 $1,985 $1,892

Ben Lomond, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ben Lomond, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ben Lomond $1,860 $1,571
Brookdale $2,045 $1,727
Zayante $1,978 $1,670
Mount Hermon $1,911 $1,614
Felton $2,694 $2,276
Lompico $1,491 $1,260
Bonny Doon $2,222 $1,877
Boulder Creek $1,069 $903

Ben Lomond, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ben Lomond, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,386
20 Years $2,529
30 Years $1,948
40 Years $1,874
50 Years $1,735
60 Years $1,760
70 Years $2,048

Ben Lomond, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ben Lomond, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,424 $512
3 Vehicles $5,136 $768
4 Vehicles $6,849 $1,023

Savings on 2 Vehicles bundle:$512

Savings on 3 Vehicles bundle:$768

Savings on 4 Vehicles bundle:$1,023


Ben Lomond, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ben Lomond, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Ben Lomond $1,968 $4,846
Brookdale $1,985 $4,887
Zayante $1,902 $4,683
Mount Hermon $1,970 $4,851
Felton $1,944 $4,787
Lompico $1,892 $4,658
Bonny Doon $2,060 $5,072
Boulder Creek $1,918 $4,723

Ben Lomond, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,689
Excellent (740-799) $1,927
Good (670-739) $2,051
Average (580-669) $2,675
Poor (300-579) $3,210

Ben Lomond, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alegrity Insurance Agency Llc Travelers 274 E HAMILTON AVE STE G, CAMPBELL, 95008 866-606-8998
Laureen Yungmeyer State Farm 718 Water St, Santa Cruz, 95060-4117 831-423-4700
Jon Barron State Farm 5251 Stevens Creek Blvd, Santa Clara, 95051-6664 408-564-8880
Damon Cart State Farm 2222 E Cliff Dr Ste 200, Santa Cruz, 95062-4739 831-427-4100
Skip Leonard State Farm 740 Front St Ste 115, Santa Cruz, 95060-4536 831-423-0580
Joe Frangieh State Farm 120 W Campbell Ave Ste A, Campbell, 95008-1044 408-793-8303
Prinz Insurance Services Travelers 9035 SOQUEL AVENUE SUITE 105, SANTA CRUZ, 95062 831-475-4091
Cheryl Ching State Farm 10025 S Tantau Ave, Cupertino, 95014-3541 408-777-9777
Mike Quintal State Farm 1025 Lincoln Ave, San Jose, 95125-3152 408-440-2833
Doug Kim State Farm 1361 S Winchester Blvd Ste 107, San Jose, 95128-4328 408-370-2008
Axis Associated Insurance Brokers Llc Travelers 1530 MERIDIAN AVE STE 101, SAN JOSE, 95125 408-979-2245

Ben Lomond, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,055
Driver's Failure In Showing Documents +$191 $2,159
Driving With An Expired Registration +$203 $2,171
Driving At A Considerably Slow Pace +$427 $2,395
Using A Cellphone While Driving +$451 $2,419
Running A Red Light +$459 $2,427
Speeding +$482 $2,450
Driving A Vehicle Without The Required Permission +$612 $2,580
Driving With An Expired/Suspended License +$1,326 $3,294

Ben Lomond, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,889
Active Disabling Device $1,889
Tracking Device $1,850
Passive Disabling Device $1,830