Bend Auto Insurance Rates, Quotes, Agents & Reviews in OR

Bend, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bend, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bend, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bend, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bend, OR with that of other cities in and around Bend.

Bend Redmond Eagle Crest Seventh Mountain Pronghorn Deschutes County
Average Insurance Rates $1,016 $1,044 $1,532 $1,613 $1,920 $1,302

Bend, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bend, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bend $1,342 $1,134
Pronghorn $2,312 $1,953
Tetherow $1,978 $1,670
Deschutes River Woods $981 $828
Seventh Mountain $1,422 $1,201
Deschutes County $1,652 $1,395
Redmond $1,362 $1,150
Eagle Crest $1,796 $1,517

Bend, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bend, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,297
20 Years $1,305
30 Years $1,005
40 Years $967
50 Years $896
60 Years $908
70 Years $1,057

Bend, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bend, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,748 $284
3 Vehicles $2,621 $427
4 Vehicles $3,495 $569

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$427

Savings on 4 Vehicles bundle:$569

Bend, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bend, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Bend $1,016 $1,520
Pronghorn $1,920 $2,872
Tetherow $1,919 $2,871
Deschutes River Woods $1,442 $2,157
Seventh Mountain $1,613 $2,413
Deschutes County $1,302 $1,948
Redmond $1,044 $1,562
Eagle Crest $1,532 $2,292

Bend, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $872
Excellent (740-799) $995
Good (670-739) $1,059
Average (580-669) $1,381
Poor (300-579) $1,657

Bend, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rowdy Swafford Allstate 1350 SE Reed Market Rd Ste 201, Bend, 97702 (541) 318-8536
Smolich-Lobos Financial Services Llc Allstate 1865 Ne Highway 20, Bend, 97701 (541) 639-8684
Jim Bowlin State Farm 2214 NE Division St Ste 109, Bend, 97701-3551 541-382-8189
Insurance Center Liberty Mutual Independent 62940 O B RILEY RD STE 1, BEND, 97701 (541) 382-8822
Cascade Insurance Center Llc Liberty Mutual Independent 336 CYBER DR SW STE D 104, BEND, 97702 541-382-7772
Selco Group Inc Travelers 501 NE BELLEVUE DR, BEND, 97701 541-312-1809
Lumbermens Ins & Financial Services Travelers 550 NW FRANKLIN AVE STE 268, BEND, 97701 541-382-2421
David Carlson Farmers 644 NE Greenwood Ave Ste 1, Bend, 97701 (541) 382-6700
Tanner Eastlick Farmers 243 SW Scalehouse Loop Ste 5a, Bend, 97702 (541) 306-6330

Bend, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,061
Driver's Failure In Showing Documents +$99 $1,115
Driving With An Expired Registration +$105 $1,121
Driving At A Considerably Slow Pace +$220 $1,236
Using A Cellphone While Driving +$233 $1,249
Running A Red Light +$237 $1,253
Speeding +$249 $1,265
Driving A Vehicle Without The Required Permission +$316 $1,332
Driving With An Expired/Suspended License +$685 $1,701

Bend, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $975
Active Disabling Device $975
Tracking Device $955
Passive Disabling Device $945

Latest Auto Insurance Reviews in Bend, OR | Back to Top

State Farm
My car insurance company's policy offerings are also good. They give me the coverage I need for a price I can afford.
State Farm
I recommend State Farm for auto because they are easy to deal with, make sure I understand what is happening and seem concerned with my safty and well being.
Nationwide has really changed my view on car insurance. Their safe driver discount is a life saver and really helps me safe on the monthly price of insurance for our cars.
I do not think my insurance company has offerings that are above and beyond any other insurance company.
I have insurance with Progressive. My deductibles are very low. The price they offer for my coverage is what I like most about this company.
State Farm
I dislike the pricing of State Farm. I know I could probably find cheaper insurance elsewhere, but I don't have the time to search elsewhere. I'm also afraid that another company's service may not be the same as State Farm.
American Family Insurance
There was one issue where they needed something i sent in a year ago and it was odd to get the same request I informed them i sent that a year ago and re-sent it. They got it and let me know they had someone new in that department who didn't know where to locate the information. I wasn't upset and I appreciate them being on top of it.
State Farm
I like that my insurance company is local and understands my insurance needs. They will help me review my needs every year and review if there are any discounts that are available to me that I am not yet taking advantage of.
State Farm
I currently have multiple vehicles so the price is for one. I have as well my home insurance and life insurance policies. My company is a full-service provider as well as financial investments.