Bend, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bend, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Bend, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bend, OR Auto Insurance Rates
- Bend, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bend, OR
- Multi Vehicle Insurance Savings in Bend, OR
- How Credit Score Affects Car Insurance Rates in Bend, OR
- How DUI Affects Auto Insurance Premiums in Bend, OR
- Top Auto Insurance Agents Near Bend, OR
- How Driving Violations Affect Auto Insurance Rates in Bend, OR
- Bend, OR Auto Insurance Discounts on Anti Theft Feature
- Bend, OR Auto Insurance Company Reviews
Bend, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bend, OR with that of other cities in and around Bend.
| Bend | Redmond | Eagle Crest | Seventh Mountain | Pronghorn | Deschutes County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,016 | $1,044 | $1,532 | $1,613 | $1,920 | $1,302 |
Bend, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bend, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Bend | $1,342 | $1,134 |
| Pronghorn | $2,312 | $1,953 |
| Tetherow | $1,978 | $1,670 |
| Deschutes River Woods | $981 | $828 |
| Seventh Mountain | $1,422 | $1,201 |
| Deschutes County | $1,652 | $1,395 |
| Redmond | $1,362 | $1,150 |
| Eagle Crest | $1,796 | $1,517 |
Bend, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bend, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,297 |
| 20 Years | $1,305 |
| 30 Years | $1,005 |
| 40 Years | $967 |
| 50 Years | $896 |
| 60 Years | $908 |
| 70 Years | $1,057 |
Bend, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bend, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,748 | $284 |
| 3 Vehicles | $2,621 | $427 |
| 4 Vehicles | $3,495 | $569 |
Savings on 2 Vehicles bundle:$284
Savings on 3 Vehicles bundle:$427
Savings on 4 Vehicles bundle:$569
Bend, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bend, OR.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Bend | $1,016 | $1,520 |
| Pronghorn | $1,920 | $2,872 |
| Tetherow | $1,919 | $2,871 |
| Deschutes River Woods | $1,442 | $2,157 |
| Seventh Mountain | $1,613 | $2,413 |
| Deschutes County | $1,302 | $1,948 |
| Redmond | $1,044 | $1,562 |
| Eagle Crest | $1,532 | $2,292 |
Bend, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $872 |
| Excellent (740-799) | $995 |
| Good (670-739) | $1,059 |
| Average (580-669) | $1,381 |
| Poor (300-579) | $1,657 |
Bend, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Rowdy Swafford | Allstate | 1350 SE Reed Market Rd Ste 201, Bend, 97702 | (541) 318-8536 |
| Smolich-Lobos Financial Services Llc | Allstate | 1865 Ne Highway 20, Bend, 97701 | (541) 639-8684 |
| Jim Bowlin | State Farm | 2214 NE Division St Ste 109, Bend, 97701-3551 | 541-382-8189 |
| Insurance Center | Liberty Mutual Independent | 62940 O B RILEY RD STE 1, BEND, 97701 | (541) 382-8822 |
| Cascade Insurance Center Llc | Liberty Mutual Independent | 336 CYBER DR SW STE D 104, BEND, 97702 | 541-382-7772 |
| Selco Group Inc | Travelers | 501 NE BELLEVUE DR, BEND, 97701 | 541-312-1809 |
| Lumbermens Ins & Financial Services | Travelers | 550 NW FRANKLIN AVE STE 268, BEND, 97701 | 541-382-2421 |
| David Carlson | Farmers | 644 NE Greenwood Ave Ste 1, Bend, 97701 | (541) 382-6700 |
| Tanner Eastlick | Farmers | 243 SW Scalehouse Loop Ste 5a, Bend, 97702 | (541) 306-6330 |
Bend, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$45 | $1,061 |
| Driver's Failure In Showing Documents | +$99 | $1,115 |
| Driving With An Expired Registration | +$105 | $1,121 |
| Driving At A Considerably Slow Pace | +$220 | $1,236 |
| Using A Cellphone While Driving | +$233 | $1,249 |
| Running A Red Light | +$237 | $1,253 |
| Speeding | +$249 | $1,265 |
| Driving A Vehicle Without The Required Permission | +$316 | $1,332 |
| Driving With An Expired/Suspended License | +$685 | $1,701 |
Bend, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $975 |
| Active Disabling Device | $975 |
| Tracking Device | $955 |
| Passive Disabling Device | $945 |
Latest Auto Insurance Reviews in Bend, OR | Back to Top
State FarmMy car insurance company's policy offerings are also good. They give me the coverage I need for a price I can afford.
State FarmI recommend State Farm for auto because they are easy to deal with, make sure I understand what is happening and seem concerned with my safty and well being.
NationwideNationwide has really changed my view on car insurance. Their safe driver discount is a life saver and really helps me safe on the monthly price of insurance for our cars.
TravelersI do not think my insurance company has offerings that are above and beyond any other insurance company.
ProgressiveI have insurance with Progressive. My deductibles are very low. The price they offer for my coverage is what I like most about this company.
State FarmI dislike the pricing of State Farm. I know I could probably find cheaper insurance elsewhere, but I don't have the time to search elsewhere. I'm also afraid that another company's service may not be the same as State Farm.
American Family InsuranceThere was one issue where they needed something i sent in a year ago and it was odd to get the same request I informed them i sent that a year ago and re-sent it. They got it and let me know they had someone new in that department who didn't know where to locate the information. I wasn't upset and I appreciate them being on top of it.
State FarmI like that my insurance company is local and understands my insurance needs. They will help me review my needs every year and review if there are any discounts that are available to me that I am not yet taking advantage of.
State FarmI currently have multiple vehicles so the price is for one. I have as well my home insurance and life insurance policies. My company is a full-service provider as well as financial investments.