Bensville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Bensville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bensville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bensville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bensville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bensville, MD with that of other cities in and around Bensville.

Bensville Accokeek Port Tobacco Village Waldorf Bryans Road Pomfret
Average Insurance Rates $1,412 $1,418 $1,908 $1,369 $1,370 $1,361

Bensville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bensville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bensville $1,769 $1,494
Pomfret $2,120 $1,790
Accokeek $2,461 $2,078
Waldorf $1,874 $1,583
Bryans Road $1,561 $1,319
La Plata $2,431 $2,053
Port Tobacco Village $1,965 $1,660
Potomac Heights $2,732 $2,307

Bensville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bensville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,582
20 Years $1,814
30 Years $1,397
40 Years $1,345
50 Years $1,245
60 Years $1,262
70 Years $1,469

Bensville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bensville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,485 $339
3 Vehicles $3,728 $508
4 Vehicles $4,970 $678

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$678

Bensville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bensville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Bensville $1,412 $2,251
Pomfret $1,361 $2,170
Accokeek $1,418 $2,261
Waldorf $1,369 $2,183
Bryans Road $1,370 $2,184
La Plata $1,406 $2,242
Port Tobacco Village $1,908 $3,042
Potomac Heights $2,099 $3,347

Bensville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,211
Excellent (740-799) $1,383
Good (670-739) $1,471
Average (580-669) $1,920
Poor (300-579) $2,303

Bensville, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
A F Szabo Insurance Agency Inc Erie 11705 Berry Road Suite 101, Waldorf, 20603 None
Celeste Conyers Allstate 11865 Federal Square Ste 204, Waldorf, 20602 (301) 870-6001
Therian Johnson Allstate 11750 Business Park Dr Ste 204, Waldorf, 20601 (301) 870-7711
Dave Dixon State Farm 3a N First St, Indian Head, 20640 301-743-7200
Koehler Insurance Agency Inc Travelers 12520 Mattawoman Dr, Waldorf, 20601 None
Dave Whitaker State Farm 12480 Mattawoman Dr, Waldorf, 20601-3148 301-843-1260
Kevin A. Vendt Allstate 7315 Wisconsin Ave, Bethesda, 20814 (301) 656-8896
Creelman Insurance Associates Inc Travelers 401 POST OFFICE RD STE 102, WALDORF, 20601 301-843-1400
Richard P. Fougnie Liberty Mutual 6760 Alexander Bell Drive Suite 250, Columbia, 21046 1-410-872-1291
Jada Lee State Farm 8492 Balto Natl Pike Ste 204, Ellicott City, 21043-3377 410-461-1010
Charles R. Grant Insurance Agency, Inc. None 620 Hungerford Drive, Suite 33, Rockville, 20850 None

Bensville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,474
Driver's Failure In Showing Documents +$137 $1,549
Driving With An Expired Registration +$145 $1,557
Driving At A Considerably Slow Pace +$306 $1,718
Using A Cellphone While Driving +$323 $1,735
Running A Red Light +$329 $1,741
Speeding +$346 $1,758
Driving A Vehicle Without The Required Permission +$439 $1,851
Driving With An Expired/Suspended License +$952 $2,364

Bensville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,327
Passive Disabling Device $1,313