Benton County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Benton County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Benton County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Benton County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Benton County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Benton County, TN with that of other cities in and around Benton County.

Benton County Eva Bruceton New Johnsonville Big Sandy Hollow Rock
Average Insurance Rates $1,395 $1,418 $1,371 $1,402 $1,369 $1,366

Benton County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Benton County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Benton County $1,690 $1,428
Camden $1,360 $1,148
Eva $1,339 $1,131
New Johnsonville $1,444 $1,220
Bruceton $1,438 $1,215
Big Sandy $1,436 $1,213
Hollow Rock $1,285 $1,086
Humphreys County $1,363 $1,151

Benton County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Benton County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,527
20 Years $1,792
30 Years $1,381
40 Years $1,328
50 Years $1,230
60 Years $1,247
70 Years $1,452

Benton County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Benton County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,399 $391
3 Vehicles $3,599 $586
4 Vehicles $4,799 $781

Savings on 2 Vehicles bundle:$391

Savings on 3 Vehicles bundle:$586

Savings on 4 Vehicles bundle:$781


Benton County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Benton County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Benton County $1,395 $2,499
Camden $1,398 $2,504
Eva $1,418 $2,540
New Johnsonville $1,402 $2,512
Bruceton $1,371 $2,456
Big Sandy $1,369 $2,452
Hollow Rock $1,366 $2,447
Humphreys County $1,409 $2,524

Benton County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,197
Excellent (740-799) $1,366
Good (670-739) $1,454
Average (580-669) $1,896
Poor (300-579) $2,275

Benton County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jody Farmer State Farm 241 Highway 641 N Ste B, Camden, 38320-1393 731-584-8228
Porch-Stribling-Webb Travelers 132 E MAIN ST, WAVERLY, 37185 931-296-4271
Benefits, Inc. None 110 Mathis Drive, Suite 106, Dickson, 37055 None
First Insurance Partners Llc Liberty Mutual Independent 110 Mathis Dr, DICKSON, 37055 (615) 446-2814
Doug Varner State Farm 7103 Ramsey Way, Dickson, 37055-1586 615-446-6070
Maddox Insurance Agency, Llc - Camden None 120 Highway 641 S , Camden, 38320 None
Middle Tennessee Insurance Services Erie 91 Mathis Dr Ste A, Dickson, 37055 None
Iroquois Of Tennessee Inc Liberty Mutual Independent 455 Henslee Dr, DICKSON, 37055 (615) 446-3742

Benton County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,456
Driver's Failure In Showing Documents +$135 $1,530
Driving With An Expired Registration +$144 $1,539
Driving At A Considerably Slow Pace +$303 $1,698
Using A Cellphone While Driving +$319 $1,714
Running A Red Light +$325 $1,720
Speeding +$342 $1,737
Driving A Vehicle Without The Required Permission +$434 $1,829
Driving With An Expired/Suspended License +$940 $2,335

Benton County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,339
Active Disabling Device $1,339
Tracking Device $1,311
Passive Disabling Device $1,297