Berkeley, CA Auto Insurance Rates
Berkeley, CA residents can save $690 by comparing multiple quotes & reading reviews & research on Berkeley car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1057 | $1737 | $3471 |
Latest Auto Insurance Reviews in Berkeley, California
Geico offers the same coverges as other insurance companies at a lower price. They bundle for an even cheaper premium.
I have zero plans to shop around and compare other policies. They've never been anything but helpful in over 20 years.
Allstate offers normal car insurance plans, pay as you drive plans and minimal driver plans, there really is somethign for everyone which makes it nice.
I couldnt find a better rate as i also have a discount for long time membership.
Great customer service. Very personal and attentive. I also, like the follow up calls after you have called.
We need to wait for upto 30 min. Hence, people need more time and patience. Some times, waiting is frustrating.
They are very competitive with their rates and are one of the only ones to not take the proximity of violent cities into the cost of our policy
I don't know about other insurance companies and their coverage, but Farmers does everything I need. I am happy with the policies that we have at this time.
My premiums are always higher than expected and when you call he agent they always have a reason as to why the premiums are going up.
My premiums are always higher than expected and when you call he agent they always have a reason as to why the premiums are going up.
I like that they offer the coverage that I needed and wanted while providing a price that I was happy with, I would always like cheaper, but they beat everyone I called around to.
Every time I call in my questions are answered and everyone is helpful and polite. I like the price and the customer service.
I like the free road side assistance. I also really like how easy it is to add or remove a vehicle from the policy. All it takes is a phone call.
I like Geico because they have excellent customer support and claims processing, and offers great coverage at a very affordable cost.
To be honest there is not much to dislike. I have really been very happy with them in all of the dealings we have had with them.
Only accessible by phone; this can be something of a challenge if I have extensive questions about my coverage, or why my premium changed.
I can call or email or go to their website. I have no complaints about finding access.
- Married 28 Years old Male licensed 3 years ago with Leased Toyota Corolla L used for Commute to Work or School with estimated annual mileage of 20,001+.
- less than high school education & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Berkeley Car Insurance Rate Comparisons
Berkeley, CA's average car insurance of $1737 differs from Orinda, CA (-$452), North Richmond (+$773), Albany, CA (-$263) and California (+$82)
| Berkeley | Orinda, CA | North Richmond | Albany, CA | California | |
| Median Insurance Rates | $1737 | -$452 | +$773 | -$263 | +$82 |
Berkeley Car Insurance Savings By Neighborhood & Street Area
| Berkeley Driver Street Residence & Car Locations | Car Details in Berkeley | Berkeley Driver Demographics | Berkeley Auto Insurance Estimates | Recent Berkeley Insurance Savings |
|---|---|---|---|---|
| University Village | ||||
| Dartmouth St | 2004 Buick Rendezvous CX | 27 year married man | $2113 | $828 |
| Evelyn Ave | 2001 Audi A6 2.8 quattro | 84 year female senior | $2137 | $996 |
| South Berkeley | ||||
| Dohr St | 2007 Ford Fusion SEL | 16 year teenager | $3448 | $736 |
| Mabel St | 2001 Chevrolet Silverado 2500HD Base | 19 year male teenager | $3542 | $343 |
| Rochedale Village | ||||
| Lorina St | 2010 Nissan Rogue S | 19 year female teenager | $3589 | $807 |
| Newbury St | 2010 Mazda Mazda3 s Sport | 84 year senior | $1753 | $707 |
| Westbrae | ||||
| Buena Ave | 2007 Chrysler 300 C | 64 year male senior | $1788 | $660 |
| Buena Ave | 2011 Kia Sorento LX | 51 year woman | $1481 | $842 |
| Mulford Gardens | ||||
| I- 80 | 2009 Acura TSX Base | 40 year man | $2150 | $989 |
| Sf Oakland Bay Brg | 2013 Honda Civic U.S. LX | 41 year married woman | $1418 | $641 |
Berkeley Post DUI Car Insurance Rates
| Berkeley | San Pablo | El Cerrito | Richmond | California | |
| Median Post DUI Insurance Rate | $3230 | -$227 | -$561 | -$48 | +$153 |
| Male Teenager Post DUI Insurance Rate | $7041 | -$494 | -$1223 | -$106 | +$333 |
| Female Teenager Post DUI Insurance Rate | $7010 | -$493 | -$1220 | -$106 | +$331 |
The Post DUI insurance in Berkeley, CA's is $3230 compared to San Pablo (-$227), El Cerrito (-$561), Richmond (-$48) and California (+$153)
In Berkeley, a male teenager with Post DUI pays $31 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion SEL in Berkeley, CA would pay $6413 on auto insurance while a female teenager POST DUI would pay $6383.
Berkeley Car Insurance by Segment
Berkeley Teenagers Car Insurance Rates Comparison
13421 Berkeley Teenagers (10% of total population), 47% Male & 53% Female.
| Berkeley | East Richmond Heights | Montalvin Manor | North Richmond | California | |
| All Teenagers | $3786 | +$203 | +$1402 | +$1685 | +$179 |
| Male Teenager | $3786 | +$203 | +$1402 | +$1685 | +$179 |
| Female Teenager | $3769 | +$202 | +$1395 | +$1677 | +$178 |
Berkeley teenagers pay $3786 in insurance in contrast with East Richmond Heights (+$203), Montalvin Manor (+$1402), North Richmond (+$1685) and California (+$179). The difference between Male & Female teenagers in Berkeley is $17
Example
- 2012 Hyundai Sonata GLS Male Teenager Insurance Rate $3719
- 2012 Jeep Wrangler Sport Female Teenager Insurance Rate $3294
Berkeley Men & Women Car Insurance
131155 Berkeley Adults (100% of total population), 49% Men & 51% Women.
| Berkeley | Kensington | Tara Hills | Emeryville | California | |
| All Women | $1684 | +$682 | +$323 | +$52 | +$80 |
| Married Women | $1632 | +$661 | +$313 | +$50 | +$77 |
| All Men | $2205 | +$893 | +$423 | +$68 | +$105 |
| Married Men | $2101 | +$851 | +$403 | +$64 | +$99 |
The typical insurance rate of $2205 that Berkeley Men pay varies from Kensington (+$893), Tara Hills (+$423), Emeryville (+$68) and California (+$105). In Berkeley, married men pay $469 more than married women.
Example
- 2011 GMC Sierra 1500 SLE Married Men Insurance Rate $2096
- 2014 Volkswagen Beetle TDI Married Women Insurance Rate $1994
Berkeley Senior Car Insurance
22387 Berkeley Seniors (17% of total population), 46% Senior Men & 54% Senior Women.
| Berkeley | Alameda | Tara Hills | North Richmond | California | |
| All Seniors | $1841 | -$243 | +$353 | +$819 | +$87 |
| Senior Men | $1806 | -$238 | +$346 | +$804 | +$85 |
| Senior Women | $1875 | -$247 | +$360 | +$835 | +$89 |
Berkeley seniors pay $1841 in insurance compared to Alameda (-$243), Tara Hills (+$353), North Richmond (+$819) and California (+$87). In Berkeley, senior men pay $69 less than senior women.
Berkeley Car Insurance Discounts for Multiple Vehicles
Berkeley Population with 1 Vehicle 22621 (43% of Berkeley population), 2 Vehicles 14872 (28% of the Berkeley population) and 3 vehicles 3636 (7% of the population)
| Berkeley | Orinda | Oakland | Emeryville | California | |
| 2 Vehicles | $3301 | -$859 | +$245 | +$100 | +$156 |
| 3 Vehicles | $5038 | -$1311 | +$374 | +$153 | +$238 |
| 4 Vehicles | $6775 | -$1763 | +$503 | +$206 | +$320 |
Berkeley Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Yukon XL 2500 SLT | $400 | $1810 | $2210 | $1700 | $2100 | $110 |
| Infiniti, QX56 | $300 | $1840 | $2140 | $1710 | $2010 | $130 |
| Toyota, Prius c | $1000 | $1800 | $2300 | $1700 | $2700 | $-400 |
| Chevrolet, Corvette ZR1 | $200 | $2080 | $2280 | $1930 | $2130 | $150 |
| Subaru, Impreza WRX Limited | $100 | $1870 | $1970 | $1730 | $1830 | $140 |