Berkeley Lake Auto Insurance Rates, Quotes, Agents & Reviews in GA

Berkeley Lake, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Berkeley Lake, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Berkeley Lake, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Berkeley Lake, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Berkeley Lake, GA with that of other cities in and around Berkeley Lake.

Berkeley Lake Dunwoody Doraville Duluth Lilburn Johns Creek
Average Insurance Rates $1,875 $1,897 $1,641 $1,690 $1,648 $1,864

Berkeley Lake, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Berkeley Lake, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Berkeley Lake $2,394 $2,022
Duluth $1,465 $1,237
Norcross $977 $826
Johns Creek $2,467 $2,084
Suwanee-Duluth $1,343 $1,134
Doraville $1,722 $1,455
Lilburn $1,821 $1,538
Dunwoody $1,795 $1,516

Berkeley Lake, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Berkeley Lake, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,084
20 Years $2,409
30 Years $1,856
40 Years $1,785
50 Years $1,653
60 Years $1,676
70 Years $1,951

Berkeley Lake, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Berkeley Lake, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,225 $525
3 Vehicles $4,838 $788
4 Vehicles $6,450 $1,050

Savings on 2 Vehicles bundle:$525

Savings on 3 Vehicles bundle:$788

Savings on 4 Vehicles bundle:$1,050


Berkeley Lake, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Berkeley Lake, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Berkeley Lake $1,875 $3,428
Duluth $1,690 $3,089
Norcross $1,661 $3,036
Johns Creek $1,864 $3,408
Suwanee-Duluth $1,736 $3,174
Doraville $1,641 $3,000
Lilburn $1,648 $3,013
Dunwoody $1,897 $3,468

Berkeley Lake, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,609
Excellent (740-799) $1,836
Good (670-739) $1,954
Average (580-669) $2,549
Poor (300-579) $3,058

Berkeley Lake, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Yara Parada State Farm 3005 Old Ala Rd Ste 30, Alpharetta, 30022-1924 678-206-2888
Davis Nall Liberty Mutual 1570 Old Alabama Rd. Suite 106, Roswell, 30076 1-770-650-6322
Vu Nguyen Liberty Mutual 2530 Sever Road Ste 360, Lawrenceville, 30043 1-678-546-0499
Mickey Wilson & Associates, Inc. None 4330 Georgetown Sq 4330 Georgetown Sq , Dunwoody, 30338 None
Lester Mosley Farmers 13010 Morris Rd Bldg 1, Alpharetta, 30004 (770) 557-3354
Wes Prior Lutcf Liberty Mutual 2530 Sever Road Ste 360, Lawrenceville, 30043 1-678-546-0499
Anthony Reeves Farmers 13010 Morris Rd Bld 1 Ste 200, Alpharetta, 30004 (706) 528-7338
Norton Lewis & Goro Llc Liberty Mutual Independent 925 NORTH POINT PKWY STE 120, ALPHARETTA, 30005 678-775-0520
Monique Hargrove Farmers 13010 Morris Rd Bldg 1, Alpharetta, 30004 (770) 557-3354
Mark Alan Gilliam Nationwide 11720 Amberpark Dr STE 170, Alpharetta, 30009 (770) 442-3155

Berkeley Lake, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$83 $1,958
Driver's Failure In Showing Documents +$182 $2,057
Driving With An Expired Registration +$193 $2,068
Driving At A Considerably Slow Pace +$407 $2,282
Using A Cellphone While Driving +$429 $2,304
Running A Red Light +$437 $2,312
Speeding +$459 $2,334
Driving A Vehicle Without The Required Permission +$583 $2,458
Driving With An Expired/Suspended License +$1,264 $3,139

Berkeley Lake, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,800
Active Disabling Device $1,800
Tracking Device $1,763
Passive Disabling Device $1,744