Berwyn Heights Auto Insurance Rates, Quotes, Agents & Reviews in MD

Berwyn Heights, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Berwyn Heights, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Berwyn Heights, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Berwyn Heights, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Berwyn Heights, MD with that of other cities in and around Berwyn Heights.

Berwyn Heights Greenbelt Riverdale Park New Carrollton University Park Adelphi
Average Insurance Rates $1,382 $1,343 $1,368 $1,363 $1,460 $1,375

Berwyn Heights, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Berwyn Heights, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Berwyn Heights $3,677 $3,106
College Park $1,375 $1,161
Greenbelt $1,048 $885
Riverdale Park $1,149 $971
University Park $1,824 $1,541
East Riverdale $972 $821
New Carrollton $1,144 $967
Adelphi $1,272 $1,074

Berwyn Heights, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Berwyn Heights, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,484
20 Years $1,776
30 Years $1,368
40 Years $1,316
50 Years $1,219
60 Years $1,236
70 Years $1,438

Berwyn Heights, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Berwyn Heights, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,405 $359
3 Vehicles $3,607 $539
4 Vehicles $4,809 $719

Savings on 2 Vehicles bundle:$359

Savings on 3 Vehicles bundle:$539

Savings on 4 Vehicles bundle:$719


Berwyn Heights, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Berwyn Heights, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Berwyn Heights $1,382 $2,203
College Park $1,383 $2,205
Greenbelt $1,343 $2,141
Riverdale Park $1,368 $2,181
University Park $1,460 $2,328
East Riverdale $1,351 $2,154
New Carrollton $1,363 $2,173
Adelphi $1,375 $2,192

Berwyn Heights, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,186
Excellent (740-799) $1,353
Good (670-739) $1,440
Average (580-669) $1,879
Poor (300-579) $2,254

Berwyn Heights, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,443
Driver's Failure In Showing Documents +$134 $1,516
Driving With An Expired Registration +$142 $1,524
Driving At A Considerably Slow Pace +$300 $1,682
Using A Cellphone While Driving +$316 $1,698
Running A Red Light +$322 $1,704
Speeding +$339 $1,721
Driving A Vehicle Without The Required Permission +$430 $1,812
Driving With An Expired/Suspended License +$931 $2,313

Berwyn Heights, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,327
Active Disabling Device $1,327
Tracking Device $1,299
Passive Disabling Device $1,285