Bethel Springs Auto Insurance Rates, Quotes, Agents & Reviews in TN

Bethel Springs, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bethel Springs, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bethel Springs, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bethel Springs, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bethel Springs, TN with that of other cities in and around Bethel Springs.

Bethel Springs Finger Selmer McNairy County Hornsby Ramer
Average Insurance Rates $1,373 $1,392 $1,401 $1,394 $1,371 $1,390

Bethel Springs, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bethel Springs, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bethel Springs $1,889 $1,596
Selmer $1,265 $1,068
McNairy County $1,918 $1,620
Finger $1,230 $1,039
Eastview $1,352 $1,142
Ramer $1,350 $1,141
Stantonville $1,010 $853
Hornsby $1,278 $1,080

Bethel Springs, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bethel Springs, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,455
20 Years $1,764
30 Years $1,359
40 Years $1,307
50 Years $1,211
60 Years $1,228
70 Years $1,429

Bethel Springs, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bethel Springs, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,416 $330
3 Vehicles $3,625 $494
4 Vehicles $4,833 $659

Savings on 2 Vehicles bundle:$330

Savings on 3 Vehicles bundle:$494

Savings on 4 Vehicles bundle:$659


Bethel Springs, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bethel Springs, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Bethel Springs $1,373 $2,460
Selmer $1,401 $2,510
McNairy County $1,394 $2,497
Finger $1,392 $2,494
Eastview $1,392 $2,494
Ramer $1,390 $2,490
Stantonville $1,384 $2,479
Hornsby $1,371 $2,456

Bethel Springs, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,178
Excellent (740-799) $1,345
Good (670-739) $1,431
Average (580-669) $1,867
Poor (300-579) $2,240

Bethel Springs, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Casey Agency None 459 East Main, Henderson, 38340 None
Maness Insurance Agency Erie 333 Mulberry Avenue, Selmer, 38375 None
Ricky Welch Allstate 529 E Mulberry St, Selmer, 38375 (731) 645-7973
Dennis Goff Insurance Travelers 590 MULBERRY AVE, SELMER, 38375 731-645-9260
Jim Mcadams State Farm 100 N Washington Ave, Brownsville, 38012-2510 731-772-6000
Ken Hawkins State Farm 567 Mulberry Ave, Selmer, 38375-2309 731-645-3468
Moore Insurance Erie 15 N Lafayette Avenue, Brownsville, 38012 None
Hart-White Agency Allstate 332 S Bells St, Alamo, 38001 (731) 696-5558
Allison Insurance Group Inc Liberty Mutual Independent 30 Sandstone Circle, Jackson, 38305 None
Michael L Fields Agency Nationwide 16804 US Highway 64, Somerville, 38068 (901) 465-3374

Bethel Springs, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,433
Driver's Failure In Showing Documents +$133 $1,506
Driving With An Expired Registration +$141 $1,514
Driving At A Considerably Slow Pace +$298 $1,671
Using A Cellphone While Driving +$314 $1,687
Running A Red Light +$320 $1,693
Speeding +$336 $1,709
Driving A Vehicle Without The Required Permission +$427 $1,800
Driving With An Expired/Suspended License +$925 $2,298

Bethel Springs, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,318
Active Disabling Device $1,318
Tracking Device $1,291
Passive Disabling Device $1,277