Beverly, MA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Beverly, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Beverly, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Beverly, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Beverly, MA with that of other cities in and around Beverly.

	Beverly	Wenham	Danvers	Manchester-by-the-Sea	Salem	Marblehead
Average Insurance Rates	$1,029	$1,376	$1,319	$1,461	$1,300	$1,404

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Beverly, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Beverly, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Beverly	$1,792	$1,514
Wenham	$1,959	$1,655
Manchester-by-the-Sea	$2,100	$1,774
Marblehead	$2,030	$1,715
Salem	$1,301	$1,099
Hamilton	$1,117	$943
Danvers	$1,028	$868
Essex County	$1,210	$1,022

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Beverly, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Beverly, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,339
20 Years	$1,322
30 Years	$1,018
40 Years	$980
50 Years	$907
60 Years	$920
70 Years	$1,071

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Beverly, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Beverly, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$1,790	$268
3 Vehicles	$2,686	$401
4 Vehicles	$3,581	$535

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Beverly, MA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Beverly, MA.

Location	Average Insurance Cost	Post DUI Insurance Rate
Beverly	$1,029	$1,863
Wenham	$1,376	$2,491
Manchester-by-the-Sea	$1,461	$2,645
Marblehead	$1,404	$2,542
Salem	$1,300	$2,354
Hamilton	$1,370	$2,481
Danvers	$1,319	$2,388
Essex County	$1,316	$2,383

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Beverly, MA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$883
Excellent (740-799)	$1,008
Good (670-739)	$1,072
Average (580-669)	$1,399
Poor (300-579)	$1,678

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Beverly, MA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Friendly Insurance Agency	None	471 Western Ave, Lynn, 1904	None
John J Walsh Insurance	Travelers	87 MARGIN ST, SALEM, 1970	978-745-3300
Dooley Insurance Agency	None	2 Central Street, Ipswich, 1938	None
Harris-Murtagh Insurance Agency Inc	None	30 Central St, Peabody, 1960	None
Thomas A St Jean	Travelers	484 LOWELL ST STE 1-C, PEABODY, 1960	978-531-8053
Columbia Insurance Agency Inc	None	31 Central Square, Lynn, 1901	(781)328-2642
Sterling Insurance Agency	None	306 Cabot Street, Beverly, 1915	None
Culver Insurance, Inc.	None	20 Central St Ste 03 , Salem, 1970	None
E. A. Stevens Company, Inc.	None	152C South Main St, Middleton, 1949	(781)241-9959

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Beverly, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$45	$1,074
Driver's Failure In Showing Documents	+$100	$1,129
Driving With An Expired Registration	+$106	$1,135
Driving At A Considerably Slow Pace	+$223	$1,252
Using A Cellphone While Driving	+$236	$1,265
Running A Red Light	+$240	$1,269
Speeding	+$252	$1,281
Driving A Vehicle Without The Required Permission	+$320	$1,349
Driving With An Expired/Suspended License	+$694	$1,723

Beverly, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$988
Active Disabling Device	$988
Tracking Device	$967
Passive Disabling Device	$957

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Latest Auto Insurance Reviews in Beverly, MA | Back to Top