Bevil Oaks Auto Insurance Rates, Quotes, Agents & Reviews in TX

Bevil Oaks, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bevil Oaks, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bevil Oaks, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bevil Oaks, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bevil Oaks, TX with that of other cities in and around Bevil Oaks.

Bevil Oaks Nome-China Pinewood Estates Lumberton Rose Hill Acres China
Average Insurance Rates $1,947 $1,907 $2,088 $1,942 $1,920 $1,865

Bevil Oaks, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bevil Oaks, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bevil Oaks $1,317 $1,113
Pinewood Estates $2,151 $1,817
Rose Hill Acres $1,374 $1,161
Lumberton $1,721 $1,454
Sour Lake $1,563 $1,320
China $1,232 $1,041
Beaumont $1,452 $1,227
Nome-China $1,098 $927

Bevil Oaks, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bevil Oaks, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,318
20 Years $2,502
30 Years $1,927
40 Years $1,854
50 Years $1,717
60 Years $1,741
70 Years $2,026

Bevil Oaks, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bevil Oaks, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,427 $467
3 Vehicles $5,140 $701
4 Vehicles $6,853 $935

Savings on 2 Vehicles bundle:$467

Savings on 3 Vehicles bundle:$701

Savings on 4 Vehicles bundle:$935


Bevil Oaks, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bevil Oaks, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Bevil Oaks $1,947 $3,031
Pinewood Estates $2,088 $3,251
Rose Hill Acres $1,920 $2,989
Lumberton $1,942 $3,023
Sour Lake $1,958 $3,048
China $1,865 $2,903
Beaumont $1,467 $2,284
Nome-China $1,907 $2,969

Bevil Oaks, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,670
Excellent (740-799) $1,907
Good (670-739) $2,029
Average (580-669) $2,647
Poor (300-579) $3,176

Bevil Oaks, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Donnie Garcia Farmers 4485 Calder Ave, Beaumont, 77706 (409) 895-0222
Patricia De La Concha Farmers 3175 Calder St, Beaumont, 77702 (409) 838-2252
George Wood Allstate 5090 Eastex Fwy, Beaumont, 77708 (409) 899-2056
The Maida Insurance Agency, Inc. None 3190 Liberty, Beaumont, 77702 None
Trey White State Farm 104 S LHS Drive Suite D, Lumberton, 77657-8696 409-755-2600
Randy Casey State Farm 4808 East Fwy, Baytown, 77521-8370 281-421-2244
David Mullenax State Farm 6690 Calder Ave, Beaumont, 77706-6092 409-866-9603
Renee Thibodeaux State Farm 5165 Garth Rd Ste 700, Baytown, 77521-5551 281-424-5433
Randel Arnold State Farm 100 W Clayton St, Dayton, 77535-2241 936-258-7603

Bevil Oaks, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$86 $2,033
Driver's Failure In Showing Documents +$189 $2,136
Driving With An Expired Registration +$201 $2,148
Driving At A Considerably Slow Pace +$422 $2,369
Using A Cellphone While Driving +$446 $2,393
Running A Red Light +$454 $2,401
Speeding +$477 $2,424
Driving A Vehicle Without The Required Permission +$606 $2,553
Driving With An Expired/Suspended License +$1,312 $3,259

Bevil Oaks, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,869
Active Disabling Device $1,869
Tracking Device $1,830
Passive Disabling Device $1,811