Big Lake Auto Insurance Rates, Quotes, Agents & Reviews in AK

Big Lake, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Big Lake, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Big Lake, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Big Lake, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Big Lake, AK with that of other cities in and around Big Lake.

Big Lake Meadow Lakes Wasilla Knik-Fairview Houston Point MacKenzie
Average Insurance Rates $1,143 $1,159 $1,227 $1,163 $1,134 $1,130

Big Lake, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Big Lake, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Big Lake $1,474 $1,245
Houston $1,290 $1,089
Knik-Fairview $1,864 $1,575
Point MacKenzie $1,728 $1,460
Meadow Lakes $1,480 $1,250
Wasilla $1,835 $1,550

Big Lake, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Big Lake, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,709
20 Years $1,469
30 Years $1,131
40 Years $1,088
50 Years $1,008
60 Years $1,022
70 Years $1,190

Big Lake, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Big Lake, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,989 $297
3 Vehicles $2,983 $446
4 Vehicles $3,978 $594

Savings on 2 Vehicles bundle:$297

Savings on 3 Vehicles bundle:$446

Savings on 4 Vehicles bundle:$594


Big Lake, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Big Lake, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Big Lake $1,143 $1,784
Houston $1,134 $1,770
Knik-Fairview $1,163 $1,815
Point MacKenzie $1,130 $1,764
Meadow Lakes $1,159 $1,809
Wasilla $1,227 $1,915

Big Lake, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $981
Excellent (740-799) $1,119
Good (670-739) $1,191
Average (580-669) $1,554
Poor (300-579) $1,864

Big Lake, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Troy Sayer State Farm 11823 Old Glenn Hwy Ste 109, Eagle River, 99577-7751 907-694-9436
Bruce W. Clarke Allstate 11432 Business Blvd, Eagle River, 99577 (907) 694-6000
Ben Atkinson Allstate 951 E Bogard Rd Ste 202, Wasilla, 99654 (907) 357-9505
Ben Atkinson Allstate 951 E Bogard Rd Ste 202, Wasilla, 99654 (907) 357-9505
Doug Mccann State Farm 360 Boniface Pkwy Unit B5, Anchorage, 99504-4910 907-272-6442
Randy Rhodes State Farm 5915 Lake Otis Pkwy Ste 2, Anchorage, 99507-1781 907-644-7997
Bill Evans State Farm 805 Gambell St, Anchorage, 99501-3756 907-276-2424
Stacey Roy State Farm 9220 Lake Otis Pkwy Ste 6A, Anchorage, 99507-4249 907-345-0505
Al Bowler Jr State Farm 13036 Old Glenn Highway, Eagle River, 99577 907-694-7300
Alaska Usa Insurance Brokers, Llc None 500 W 36Th Ave, Anchorage, 99503 (907) 331-0729
Multiple Risk Managers, Inc. None 12541 Atherton Rd, Anchorage, 99516 None

Big Lake, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,193
Driver's Failure In Showing Documents +$111 $1,254
Driving With An Expired Registration +$118 $1,261
Driving At A Considerably Slow Pace +$248 $1,391
Using A Cellphone While Driving +$262 $1,405
Running A Red Light +$266 $1,409
Speeding +$280 $1,423
Driving A Vehicle Without The Required Permission +$355 $1,498
Driving With An Expired/Suspended License +$770 $1,913

Big Lake, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,097
Active Disabling Device $1,097
Tracking Device $1,074
Passive Disabling Device $1,063