Big Sandy Auto Insurance Rates, Quotes, Agents & Reviews in TN

Big Sandy, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Big Sandy, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Big Sandy, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Big Sandy, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Big Sandy, TN with that of other cities in and around Big Sandy.

Big Sandy Camden Eva Paris Henry County Benton County
Average Insurance Rates $1,369 $1,398 $1,418 $1,396 $1,403 $1,395

Big Sandy, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Big Sandy, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Big Sandy $1,436 $1,213
Benton County $1,690 $1,428
Camden $1,360 $1,148
Eva $1,339 $1,131
Paris $1,465 $1,237
Henry County $1,473 $1,244
New Johnsonville $1,444 $1,220
Bruceton $1,438 $1,215

Big Sandy, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Big Sandy, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,442
20 Years $1,759
30 Years $1,355
40 Years $1,304
50 Years $1,207
60 Years $1,224
70 Years $1,425

Big Sandy, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Big Sandy, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,382 $356
3 Vehicles $3,573 $534
4 Vehicles $4,764 $712

Savings on 2 Vehicles bundle:$356

Savings on 3 Vehicles bundle:$534

Savings on 4 Vehicles bundle:$712


Big Sandy, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Big Sandy, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Big Sandy $1,369 $2,452
Benton County $1,395 $2,499
Camden $1,398 $2,504
Eva $1,418 $2,540
Paris $1,396 $2,501
Henry County $1,403 $2,513
New Johnsonville $1,402 $2,512
Bruceton $1,371 $2,456

Big Sandy, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,341
Good (670-739) $1,427
Average (580-669) $1,861
Poor (300-579) $2,233

Big Sandy, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Consolidated Insurance Services Liberty Mutual Independent 64 COMMERCE ST, PARIS, 38242 (731) 642-5281
Benefits, Inc. None 110 Mathis Drive, Suite 106, Dickson, 37055 None
A E Reynolds Insurance Agency Inc Erie 1887 N. Main , Tennessee Ridge, 37178 None
Mann Smith & Cummings Liberty Mutual Independent 1997 Madison St, Clarksville, 37043 None
Mid South Insurance Inc. None 35 Crossland Ave Ste B, Clarksville, 37040 None
Middle Tn Property & Casualty Co Llc Travelers 1379 ASHLAND CITY RD STE C, CLARKSVILLE, 37040 931-645-4651
Art Garcia GEICO 2609 Fort Campbell Boulevard, Suite G, Clarksville, 37042 931-431-3320

Big Sandy, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,429
Driver's Failure In Showing Documents +$133 $1,502
Driving With An Expired Registration +$141 $1,510
Driving At A Considerably Slow Pace +$297 $1,666
Using A Cellphone While Driving +$314 $1,683
Running A Red Light +$319 $1,688
Speeding +$335 $1,704
Driving A Vehicle Without The Required Permission +$426 $1,795
Driving With An Expired/Suspended License +$923 $2,292

Big Sandy, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,314
Active Disabling Device $1,314
Tracking Device $1,287
Passive Disabling Device $1,273