Bledsoe County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Bledsoe County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bledsoe County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bledsoe County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bledsoe County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bledsoe County, TN with that of other cities in and around Bledsoe County.

Bledsoe County Van Buren County Pikeville Graysville Spencer Rhea County
Average Insurance Rates $1,434 $1,401 $1,417 $1,364 $1,390 $1,420

Bledsoe County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bledsoe County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bledsoe County $1,056 $892
Pikeville $1,951 $1,648
Graysville $1,551 $1,310
Dayton $1,644 $1,389
Rhea County $1,463 $1,235
Sale Creek $1,098 $927
Van Buren County $1,687 $1,425
Spencer $1,616 $1,365

Bledsoe County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bledsoe County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,653
20 Years $1,843
30 Years $1,419
40 Years $1,365
50 Years $1,264
60 Years $1,282
70 Years $1,492

Bledsoe County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bledsoe County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,438 $430
3 Vehicles $3,657 $645
4 Vehicles $4,876 $860

Savings on 2 Vehicles bundle:$430

Savings on 3 Vehicles bundle:$645

Savings on 4 Vehicles bundle:$860


Bledsoe County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bledsoe County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Bledsoe County $1,434 $2,569
Pikeville $1,417 $2,538
Graysville $1,364 $2,444
Dayton $1,414 $2,533
Rhea County $1,420 $2,544
Sale Creek $1,451 $2,599
Van Buren County $1,401 $2,510
Spencer $1,390 $2,490

Bledsoe County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,230
Excellent (740-799) $1,404
Good (670-739) $1,494
Average (580-669) $1,949
Poor (300-579) $2,339

Bledsoe County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Garren State Farm 15788B Rankin Ave, Dunlap, 37327-7016 800-635-4508
Bilbrey & Cox Insurance, Llc None 105 W Spring St, Pikeville, 37367 None
Stephanie Sinkfield State Farm 1515 Gunbarrel Rd Ste 123, Chattanooga, 37421-3840 423-698-2403
Insurity Group Llc Liberty Mutual Independent 6148 LEE HWY STE 206, CHATTANOOGA, 37421 423-424-4637
Douglas Baird Morgan Nationwide 36 Hickey Circle STE A, Dunlap, 37327 (423) 949-7770
Cornerstone Insurance Group In Erie 6505 LEE HWY, CHATTANOOGA, 37421 423-629-2400
Ipsco Inc. Liberty Mutual Independent 7348 E Brainerd Rd, CHATTANOOGA, 37421 (800) 347-1109
Mdm Covenant Insurance, Llc None 100 Cherokee Blvd., Suite 301, Chattanooga, 37401 None

Bledsoe County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,497
Driver's Failure In Showing Documents +$139 $1,573
Driving With An Expired Registration +$148 $1,582
Driving At A Considerably Slow Pace +$311 $1,745
Using A Cellphone While Driving +$328 $1,762
Running A Red Light +$334 $1,768
Speeding +$351 $1,785
Driving A Vehicle Without The Required Permission +$446 $1,880
Driving With An Expired/Suspended License +$967 $2,401

Bledsoe County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,377
Active Disabling Device $1,377
Tracking Device $1,348
Passive Disabling Device $1,334