Bloomfield Auto Insurance Rates, Quotes, Agents & Reviews in NJ

Bloomfield, NJ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bloomfield, NJ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bloomfield, NJ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bloomfield, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bloomfield, NJ with that of other cities in and around Bloomfield.

Bloomfield Montclair Silver Lake Glen Ridge Upper Montclair Brookdale
Average Insurance Rates $1,700 $1,852 $1,696 $1,862 $1,917 $1,722

Bloomfield, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bloomfield, NJ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bloomfield $1,004 $848
Glen Ridge $2,619 $2,212
Belleville $1,577 $1,332
Montclair $1,444 $1,220
Brookdale $1,460 $1,233
Nutley $1,318 $1,114
Silver Lake $1,001 $846
Upper Montclair $1,210 $1,022

Bloomfield, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bloomfield, NJ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,516
20 Years $2,184
30 Years $1,682
40 Years $1,619
50 Years $1,499
60 Years $1,520
70 Years $1,769

Bloomfield, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bloomfield, NJ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,890 $510
3 Vehicles $4,335 $765
4 Vehicles $5,780 $1,020

Savings on 2 Vehicles bundle:$510

Savings on 3 Vehicles bundle:$765

Savings on 4 Vehicles bundle:$1,020

Bloomfield, NJ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bloomfield, NJ.

Location Average Insurance Cost Post DUI Insurance Rate
Bloomfield $1,700 $2,912
Glen Ridge $1,862 $3,189
Belleville $1,679 $2,876
Montclair $1,852 $3,172
Brookdale $1,722 $2,950
Nutley $1,729 $2,962
Silver Lake $1,696 $2,905
Upper Montclair $1,917 $3,284

Bloomfield, NJ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,459
Excellent (740-799) $1,665
Good (670-739) $1,771
Average (580-669) $2,311
Poor (300-579) $2,773

Bloomfield, NJ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
A. C. Marmo And Sons, Inc. None 350 Passaic Ave, Fairfield, 7004 None
Abbott Insurance Agency Travelers 705 Ridge Rd, Lyndhurst, 7071 (201) 289-8853
Tom Estes Allstate 343 Millburn Ave Ste 304, Millburn, 7041 (973) 376-8914
Timothy K Brown Allstate 1006 Route 46, Clifton, 7013 (973) 928-1434
Sameh Wahba Allstate 203A Main St, Hackensack, 7601 (201) 342-3699
Issac Okafor Farmers 134 Evergreen Pl Ste 401, East Orange, 7018 (973) 675-4279
Chadler Solutions Inc Liberty Mutual Independent 100 Passaic Avenue Suite 120, Fairfield, 7004 (973) 908-6306
Frank Coscia Agency, Inc. None 215 Union Ave, Paterson, 7502 None
Norton Insurance Agency Inc Travelers 316 BROAD STREET, BLOOMFIELD, 7003 973-429-7034
Charles F Hahn Inc Travelers 150 CLOVE RD, LITTLE FALLS, 7424 (973) 773-3710
Mundial Agency Travelers 60 WILSON AVE, NEWARK, 7105 973-589-3003

Bloomfield, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$75 $1,775
Driver's Failure In Showing Documents +$165 $1,865
Driving With An Expired Registration +$175 $1,875
Driving At A Considerably Slow Pace +$369 $2,069
Using A Cellphone While Driving +$389 $2,089
Running A Red Light +$396 $2,096
Speeding +$417 $2,117
Driving A Vehicle Without The Required Permission +$529 $2,229
Driving With An Expired/Suspended License +$1,146 $2,846

Bloomfield, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,632
Active Disabling Device $1,632
Tracking Device $1,598
Passive Disabling Device $1,581

Latest Auto Insurance Reviews in Bloomfield, NJ | Back to Top

With GEICO I get more offerings for a lower rate than other insurance companies. I get roadside assistance on my policy for less of a premium than other companies with no road side assistance.
Erie Insurance
My deductible is higher than I like. I would like it to be only a $100 but that makes my rate go up.
Progressive increased your discount the longer you're with them. I was with State Farm for almost 5 years and I never saw a reduction so I'm very happy with that
I would recommend GEICO. They have a good reputation, great customer service ethic, broad suite of services, cost saving options like bundling, paying off at once or monthly payments.