Bloomingdale Auto Insurance Rates, Quotes, Agents & Reviews in IL

Bloomingdale, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bloomingdale, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Bloomingdale, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bloomingdale, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bloomingdale, IL with that of other cities in and around Bloomingdale.

Bloomingdale Carol Stream Roselle Addison Itasca Glendale Heights
Average Insurance Rates $1,100 $981 $1,303 $1,098 $1,352 $1,116

Bloomingdale, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bloomingdale, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bloomingdale $2,105 $1,778
Glendale Heights $2,034 $1,718
Roselle $1,403 $1,185
Carol Stream $971 $820
Hanover Park $949 $801
Itasca $1,437 $1,214
Addison $1,082 $914
Wood Dale $1,158 $978

Bloomingdale, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bloomingdale, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,569
20 Years $1,413
30 Years $1,089
40 Years $1,047
50 Years $970
60 Years $983
70 Years $1,145

Bloomingdale, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bloomingdale, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,936 $264
3 Vehicles $2,904 $396
4 Vehicles $3,872 $528

Savings on 2 Vehicles bundle:$264

Savings on 3 Vehicles bundle:$396

Savings on 4 Vehicles bundle:$528


Bloomingdale, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bloomingdale, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Bloomingdale $1,100 $1,786
Glendale Heights $1,116 $1,812
Roselle $1,303 $2,115
Carol Stream $981 $1,593
Hanover Park $1,073 $1,742
Itasca $1,352 $2,195
Addison $1,098 $1,782
Wood Dale $1,289 $2,093

Bloomingdale, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $944
Excellent (740-799) $1,077
Good (670-739) $1,146
Average (580-669) $1,495
Poor (300-579) $1,794

Bloomingdale, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,148
Driver's Failure In Showing Documents +$107 $1,207
Driving With An Expired Registration +$113 $1,213
Driving At A Considerably Slow Pace +$239 $1,339
Using A Cellphone While Driving +$252 $1,352
Running A Red Light +$256 $1,356
Speeding +$270 $1,370
Driving A Vehicle Without The Required Permission +$342 $1,442
Driving With An Expired/Suspended License +$741 $1,841

Bloomingdale, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,056
Active Disabling Device $1,056
Tracking Device $1,034
Passive Disabling Device $1,023

Latest Auto Insurance Reviews in Bloomingdale, IL | Back to Top

Farm Bureau
I would absolutely recommend my insurance company for all of the reasons listed above. They handle all of our needs and go the extra mile for us.
Allstate
I think most all of car insurance companies offer the same type of policy offferings compared to othe rinsurance providers. I am pretty satisfied with what I am receiving though. I will rate 4 out of 5.
Progressive
I am getting the bare minimum for car insurance on my 2001 Toyota corolla. I am very satisfied with my plan. I give Progressive a 1.
Grange Insurance
There's not a whole lot I dislike about Grange. One thing I think they should do is get a mobile app that I can utilize to pay my monthly bill and see the status of my current claims. Aside from that, I can't think of anything else that I dislike about Grange.
Liberty Mutual
I don't really have to deal with the customer service thank god, but when I have in the last few years that I have been with Liberty Mutual, I have had a great experience.
Union Mutual
There are a lot of things I dislike. I get random rate increases with no warning, rude service, and holes in my coverage.
Progressive
They are cheap, they are responsive, they haven't screwed with me yet. Of course, I also haven't had to file a claim yet, so we'll see if I still like them after that.
Allstate
Even although other bigger and arguably better companies claim to have what they have, (my insurance company) I wholeheartedly feel as if they don't see as how I've have just about all of them out there.