Bloomington, IN Auto Insurance Rates
Bloomington, IN residents can save $400 by comparing multiple quotes & reading reviews & research on Bloomington car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $698 | $1006 | $1690 |
Latest Auto Insurance Reviews in Bloomington, Indiana
Geico
Geico's car insurance policy offerings seem to be very compatible with other insurance company policies. They offer a wide variety of different plans as their customers are not all the same.
Geico's car insurance policy offerings seem to be very compatible with other insurance company policies. They offer a wide variety of different plans as their customers are not all the same.
Geico
I would recommend this company for car insurance based upon what I know of their home insurance. I don't have car insurance with Allstate but their home insurance is great.
I would recommend this company for car insurance based upon what I know of their home insurance. I don't have car insurance with Allstate but their home insurance is great.
Progressive
I do not have full coverage so I don't have a deductible, but if I did they are comparable to other companies.
I do not have full coverage so I don't have a deductible, but if I did they are comparable to other companies.
State Farm
Always friendly and willing to help but again tries to push unnecessary insurance things on a person, more like a salesman sometimes than an agent.
Always friendly and willing to help but again tries to push unnecessary insurance things on a person, more like a salesman sometimes than an agent.
American Family Insurance
My company offers a personal touch that many companies just can't compete with. When I have a question or concern I can talk to a real person with ease without holding for long periods of time.
My company offers a personal touch that many companies just can't compete with. When I have a question or concern I can talk to a real person with ease without holding for long periods of time.
State Farm
i've had the same insurance company since I received my drivers permit. I've never had any issues.
i've had the same insurance company since I received my drivers permit. I've never had any issues.
Progressive
I had my quote with progressive I remember thinking that their premiums were the most cost effective for me. It has been a while since that happened.
I had my quote with progressive I remember thinking that their premiums were the most cost effective for me. It has been a while since that happened.
Farmer's Insurance
My car insurance company is very good then the others car insurance companies because of good design.
My car insurance company is very good then the others car insurance companies because of good design.
Safeco Insurance
Our policy offerings are as good or better than our previous company. They offer the coverage we need with the price that meets our family's needs. I am fully satisfied at this time.
Our policy offerings are as good or better than our previous company. They offer the coverage we need with the price that meets our family's needs. I am fully satisfied at this time.
The Hartford
My car insurance policy is very similar to what I had with my previous company but for much less money.
My car insurance policy is very similar to what I had with my previous company but for much less money.
The Hartford
My car insurance policy is very similar to what I had with my previous company but for much less money.
My car insurance policy is very similar to what I had with my previous company but for much less money.
State Farm
The policy offerings from my insurance company are in line with other companies. The prices are very good and the coverage is good. I've been a happy customer for 20 years.
The policy offerings from my insurance company are in line with other companies. The prices are very good and the coverage is good. I've been a happy customer for 20 years.
Geico
The only thing that I may dislike about the company is being able to reach them via chat during non working hours. If someone can be reached by phone then I would assume that someone can be reached by chat as well.
The only thing that I may dislike about the company is being able to reach them via chat during non working hours. If someone can be reached by phone then I would assume that someone can be reached by chat as well.
Farm Bureau
My insurance policy is good. I have coverage for everything I need but it seems like there are a few gaps in the policy.
My insurance policy is good. I have coverage for everything I need but it seems like there are a few gaps in the policy.
Metlife
They are charging my rate based on my credit score and driving record. I don't think it's right to charge by credit score.
They are charging my rate based on my credit score and driving record. I don't think it's right to charge by credit score.
Geico
I really like the company. Everything is very positive. I am having a great experience.
I really like the company. Everything is very positive. I am having a great experience.
Allstate Auto Insurance, Bloomington, IN
$46/1 month
Car Insurance Policy Holder
- Single 20 Years old Male licensed 3 years ago with Own Toyota Camry LE used for Commute to Work or School with estimated annual mileage of 20,001+.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 10 K Property Damage
- 500 K Personal Injury Protection
- 300 K Uninsured Motorists Bodily Injury
- 300 K Uninsured Motorists Property Damage
Liberty Mutual, Bloomington, IN
$51/1 month
Car Insurance Policy Holder
- Single 46 Years old Female licensed 18 years ago with Leased Nissan Maxima SV used for Business with estimated annual mileage of 9,001 - 12,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Hartford, Bloomington, IN
$58/1 month
Car Insurance Policy Holder
- Divorced 66 Years old Male licensed 9 years ago with Financed Lexus, ES 350, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
American Family Insurance, Bloomington, IN
$544/12 months
Car Insurance Policy Holder
- Single 55 Years old Female licensed 3 years ago with Financed Chevrolet, Avalanche LT, 2WD Utility Ethanol used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Bloomington, IN
$675/12 months
Car Insurance Policy Holder
- Single 45 Years old Female licensed 16 years ago with Own Hyundai, Genesis 3.8 Grand Touring, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 20,001+.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
American Family Insurance, Bloomington, IN
$593/12 months
Car Insurance Policy Holder
- Married 37 Years old Female licensed 5 years ago with Own Mazda, Mazda3s Touring, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- Bachelors & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Safeco Insurance, Bloomington, IN
$608/12 months
Car Insurance Policy Holder
- Divorced 79 Years old Female licensed 48 years ago with Financed Suzuki, Grand Vitara Limited, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 50 K Property Damage
- 200 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Hartford, Bloomington, IN
$788/12 months
Car Insurance Policy Holder
- Single 27 Years old Male licensed 8 years ago with Leased Toyota, Avalon Limited, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Safeco Insurance, Bloomington, IN
$674/12 months
Car Insurance Policy Holder
- Single 21 Years old Male licensed 6 years ago with Own Toyota, Sequoia Platinum, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors, pursuing Graduate Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Bloomington Car Insurance Rate Comparisons
Bloomington, IN's average car insurance of $1006 differs from Brown County, IN (-$156), Richland, IN (+$14), Salt Creek, IN (+$564) and Indiana (+$177)
| Bloomington | Brown County, IN | Richland, IN | Salt Creek, IN | Indiana | |
| Median Insurance Rates | $1006 | -$156 | +$14 | +$564 | +$177 |
Bloomington Car Insurance Savings By Neighborhood & Street Area
| Bloomington Driver Street Residence & Car Locations | Car Details in Bloomington | Bloomington Driver Demographics | Bloomington Auto Insurance Estimates | Recent Bloomington Insurance Savings |
|---|---|---|---|---|
| Highland Village | ||||
| S Parkway Dr | 2004 Buick Rendezvous CX | 19 year teenager | $2392 | $837 |
| Sierra Dr | 2004 Acura TSX Base | 60 year senior | $1112 | $386 |
| Hunter Switch | ||||
| Woodhill Dr | 2008 Mazda MAZDA3 s Sport | 43 year man | $1157 | $814 |
| S Larkspur Ln | 2006 Chrysler 300 Touring | 28 year married woman | $830 | $344 |
| Garden Acres | ||||
| Wallace Ct | 2006 Jeep Commander \N | 16 year male teenager | $2576 | $823 |
| W Tabacco Rd | 2003 GMC Yukon XL 2500 | 34 year married man | $1216 | $823 |
| Cascade | ||||
| S Johnson Ave | 2009 Cadillac DTS Luxury 6-Passenger | 23 year woman | $1135 | $541 |
| W Lava Way | 2011 Ford Fusion SE | 64 year male senior | $1073 | $894 |
| Van Buren Park | ||||
| S Parkway Dr | 2013 Hyundai Sonata GLS | 19 year female teenager | $2290 | $522 |
| Sierra Dr | 2013 Honda Civic LX | 71 year female senior | $943 | $760 |
Bloomington Post DUI Car Insurance Rates
| Bloomington | Stinesville | Ellettsville | Pleasant Run | Indiana | |
| Median Post DUI Insurance Rate | $1871 | +$1012 | -$11 | +$937 | +$329 |
| Male Teenager Post DUI Insurance Rate | $5987 | +$3238 | -$35 | +$3000 | +$1053 |
| Female Teenager Post DUI Insurance Rate | $4601 | +$2491 | -$26 | +$2307 | +$811 |
The Post DUI insurance in Bloomington, IN's is $1871 compared to Stinesville (+$1012), Ellettsville (-$11), Pleasant Run (+$937) and Indiana (+$329)
In Bloomington, a male teenager with Post DUI pays $1386 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Sport in Bloomington, IN would pay $5219 on auto insurance while a female teenager POST DUI would pay $4012.
Bloomington Car Insurance by Segment
Bloomington Teenagers Car Insurance Rates Comparison
11584 Bloomington Teenagers (14% of total population), 49% Male & 51% Female.
| Bloomington | Clear Creek | Stinesville | Nashville | Indiana | |
| All Teenagers | $2756 | -$126 | +$1491 | -$619 | +$485 |
| Male Teenager | $3219 | -$147 | +$1741 | -$723 | +$566 |
| Female Teenager | $2474 | -$113 | +$1339 | -$556 | +$436 |
Bloomington teenagers pay $2756 in insurance in contrast with Clear Creek (-$126), Stinesville (+$1491), Nashville (-$619) and Indiana (+$485). The difference between Male & Female teenagers in Bloomington is $745
Example
- 2012 Dodge Journey SXT Male Teenager Insurance Rate $2944
- 2007 Chevrolet Silverado K2500 Heavy Duty Female Teenager Insurance Rate $2297
Bloomington Men & Women Car Insurance
80440 Bloomington Adults (100% of total population), 51% Men & 49% Women.
| Bloomington | Nashville | Smithville-Sanders | Benton | Indiana | |
| All Women | $975 | -$219 | +$72 | -$141 | +$172 |
| Married Women | $945 | -$212 | +$70 | -$137 | +$167 |
| All Men | $1327 | -$298 | +$98 | -$192 | +$234 |
| Married Men | $1287 | -$289 | +$95 | -$187 | +$227 |
The typical insurance rate of $1327 that Bloomington Men pay varies from Nashville (-$298), Smithville-Sanders (+$98), Benton (-$192) and Indiana (+$234). In Bloomington, married men pay $342 more than married women.
Example
- 2013 Toyota Prius Two Married Men Insurance Rate $1178
- 2014 Kia Sorento LX Married Women Insurance Rate $1104
Bloomington Senior Car Insurance
8738 Bloomington Seniors (10% of total population), 43% Senior Men & 57% Senior Women.
| Bloomington | Beech Creek | Martinsville | Monroe County | Indiana | |
| All Seniors | $1177 | +$238 | +$437 | -$148 | +$207 |
| Senior Men | $1227 | +$249 | +$456 | -$154 | +$216 |
| Senior Women | $1126 | +$229 | +$419 | -$141 | +$198 |
Bloomington seniors pay $1177 in insurance compared to Beech Creek (+$238), Martinsville (+$437), Monroe County (-$148) and Indiana (+$207). In Bloomington, senior men pay $101 more than senior women.
Bloomington Car Insurance Discounts for Multiple Vehicles
Bloomington Population with 1 Vehicle 13742 (45% of Bloomington population), 2 Vehicles 9250 (31% of the Bloomington population) and 3 vehicles 2392 (8% of the population)
| Bloomington | Stinesville | Paragon | Martinsville | Indiana | |
| 2 Vehicles | $1912 | +$1033 | +$1147 | +$710 | +$336 |
| 3 Vehicles | $2918 | +$1577 | +$1751 | +$1084 | +$513 |
| 4 Vehicles | $3924 | +$2121 | +$2355 | +$1458 | +$690 |
Bloomington Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Express 1500 | $200 | $980 | $1180 | $930 | $1130 | $50 |
| Nissan, Titan SV Crew Cab SWB | $100 | $1120 | $1220 | $1040 | $1140 | $80 |
| Lexus, IS 350 AWD | $400 | $1140 | $1540 | $1060 | $1460 | $80 |
| Toyota, Camry XLE | $500 | $1000 | $1500 | $920 | $1420 | $80 |
| Infiniti, FX50 AWD | $300 | $1020 | $1320 | $970 | $1270 | $50 |