Bloomington, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bloomington, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Bloomington, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bloomington, MN Auto Insurance Rates
- Bloomington, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bloomington, MN
- Multi Vehicle Insurance Savings in Bloomington, MN
- How Credit Score Affects Car Insurance Rates in Bloomington, MN
- How DUI Affects Auto Insurance Premiums in Bloomington, MN
- Top Auto Insurance Agents Near Bloomington, MN
- How Driving Violations Affect Auto Insurance Rates in Bloomington, MN
- Bloomington, MN Auto Insurance Discounts on Anti Theft Feature
- Bloomington, MN Auto Insurance Company Reviews
Bloomington, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bloomington, MN with that of other cities in and around Bloomington.
| Bloomington | Fort Snelling | Eagan | Savage | Richfield | Edina | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,089 | $2,090 | $1,104 | $1,360 | $1,114 | $1,075 |
Bloomington, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bloomington, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Bloomington | $1,065 | $900 |
| Richfield | $1,848 | $1,561 |
| Edina | $1,716 | $1,449 |
| Burnsville | $2,234 | $1,887 |
| Savage | $2,281 | $1,927 |
| Fort Snelling | $2,153 | $1,818 |
| Eden Prairie | $1,362 | $1,150 |
| Eagan | $1,270 | $1,073 |
Bloomington, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bloomington, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,534 |
| 20 Years | $1,399 |
| 30 Years | $1,078 |
| 40 Years | $1,037 |
| 50 Years | $960 |
| 60 Years | $974 |
| 70 Years | $1,133 |
Bloomington, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bloomington, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,873 | $305 |
| 3 Vehicles | $2,810 | $457 |
| 4 Vehicles | $3,746 | $610 |
Savings on 2 Vehicles bundle:$305
Savings on 3 Vehicles bundle:$457
Savings on 4 Vehicles bundle:$610
Bloomington, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bloomington, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Bloomington | $1,089 | $1,988 |
| Richfield | $1,114 | $2,034 |
| Edina | $1,075 | $1,963 |
| Burnsville | $1,046 | $1,910 |
| Savage | $1,360 | $2,483 |
| Fort Snelling | $2,090 | $3,816 |
| Eden Prairie | $1,111 | $2,028 |
| Eagan | $1,104 | $2,016 |
Bloomington, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $934 |
| Excellent (740-799) | $1,067 |
| Good (670-739) | $1,135 |
| Average (580-669) | $1,480 |
| Poor (300-579) | $1,776 |
Bloomington, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Kurt Rolf Insurance | None | 1011 Mainstreet, Hopkins, 55343 | None |
| Daniel Oliver | Farmers | 7400 Metro Blvd Ste 335, Edina, 55439 | (952) 925-4454 |
| Twin City Group | Liberty Mutual Independent | 4500 PARK GLEN RD STE 400, MINNEAPOLIS, 55416 | 952-924-6900 |
| Brent Mohlenhoff | State Farm | 220 W 98th St, Bloomington, 55420-3859 | 952-881-0907 |
| [ | J | o, e, O | ' |
| [ | J | o, e, O | ' |
| Garrett Larson | State Farm | 1300 Lagoon Ave Ste 270, Minneapolis, 55408-2015 | 612-871-6888 |
| Peter Rosendale | Farmers | 456 Snelling Ave S, Saint Paul, 55105 | (651) 698-7804 |
| Jeff Meyer | State Farm | 4316 Upton Ave S, Minneapolis, 55410-1504 | 612-920-2340 |
| Aaa Minneapolis - Dm-Tt | Travelers | 5400 AUTO CLUB WAY, MINNEAPOLIS, 55416 | 612-927-2518 |
| Robert O Colvin Insurance Agency Incorporated | Travelers | 8100 PENN AVE SOUTH STE 150C, BLOOMINGTON, 55431 | 952-888-1564 |
Bloomington, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$48 | $1,137 |
| Driver's Failure In Showing Documents | +$106 | $1,195 |
| Driving With An Expired Registration | +$112 | $1,201 |
| Driving At A Considerably Slow Pace | +$236 | $1,325 |
| Using A Cellphone While Driving | +$249 | $1,338 |
| Running A Red Light | +$254 | $1,343 |
| Speeding | +$267 | $1,356 |
| Driving A Vehicle Without The Required Permission | +$339 | $1,428 |
| Driving With An Expired/Suspended License | +$734 | $1,823 |
Bloomington, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,045 |
| Active Disabling Device | $1,045 |
| Tracking Device | $1,024 |
| Passive Disabling Device | $1,013 |
Latest Auto Insurance Reviews in Bloomington, MN | Back to Top
State FarmI think it is higher than it should be. I guess the level of customer service is what keeps me from being more active about seeking a company that offers comparable service with lower premiums.
State FarmAnnual vs. monthly payments. The cost of car insurance can be daunting, so for many it's a relief to be able to pay in monthly instalments for the year's cover.
State FarmI would recommend Statefarm for anyone who needs standard coverage with a good price. I have not made any claims, but I believe it would be easy to make one.
Liberty MutualMy car insurance company Liberty Mutual has good customer service and price, I would definitely recommend it. I give it a 5 stars rating.
AmeripriseI have checked around for better pricing once a year and have found other companies to be considerably higher priced. We can choose the deductible but all the vehicles must have the same deductible.
State FarmI would recommend this company to my family and friends; they are competitive and have really good and excellent customer service.
National GeneralFrom what I know about my current insurance policy everything is covered except what they call "acts of god" and flood damage. When I did the comparison most companies offered the same thing.
Safeco Insurancelow prices, convenience, easy to deal with. Safeco nails it, take my money. I feel safe, and can drive care free.
ProgressiveThere really isn't much that I don't like about progressive. It's been an ease to use and is cheapest by far. I guess I wish they would do what some other companies do and give me accident forgiveness where every year I don't have an accident my deductible lowers until it's at zero. That would be a nice perk and isn't something that they offer. Other than that, I'm happy with them.