Blue Earth Auto Insurance Rates, Quotes, Agents & Reviews in MN

Blue Earth, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Blue Earth, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Blue Earth, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Blue Earth, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Blue Earth, MN with that of other cities in and around Blue Earth.

Blue Earth Emerald Prescott Faribault County Verona Jo Daviess
Average Insurance Rates $2,008 $1,285 $1,286 $1,235 $1,259 $1,267

Blue Earth, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Blue Earth, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Blue Earth $1,423 $1,202
Jo Daviess $928 $784
Prescott $1,449 $1,224
Verona $1,650 $1,394
Emerald $1,247 $1,054
Pilot Grove $2,156 $1,821
Faribault County $1,917 $1,619
Winnebago $2,692 $2,274

Blue Earth, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Blue Earth, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,516
20 Years $2,580
30 Years $1,987
40 Years $1,912
50 Years $1,771
60 Years $1,795
70 Years $2,090

Blue Earth, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Blue Earth, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,454 $562
3 Vehicles $5,181 $843
4 Vehicles $6,908 $1,124

Savings on 2 Vehicles bundle:$562

Savings on 3 Vehicles bundle:$843

Savings on 4 Vehicles bundle:$1,124


Blue Earth, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Blue Earth, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Blue Earth $2,008 $3,666
Jo Daviess $1,267 $2,313
Prescott $1,286 $2,348
Verona $1,259 $2,299
Emerald $1,285 $2,346
Pilot Grove $2,104 $3,841
Faribault County $1,235 $2,255
Winnebago $2,104 $3,841

Blue Earth, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,723
Excellent (740-799) $1,967
Good (670-739) $2,092
Average (580-669) $2,730
Poor (300-579) $3,275

Blue Earth, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Peterson-Anthony Insurance Agency, Inc. None 55 Downtown Plaza, Fairmont, 56031 None
John Korsmo State Farm 403 S State St, Fairmont, 56031-4173 507-235-3397
First National Insurance Agncy Travelers 3 MAIN ST S, WINNEBAGO, 56098 507-893-3158
Mark Fujan State Farm 302 N State St, Fairmont, 56031-4063 507-235-5573
Mark Fujan State Farm 302 N State St, Fairmont, 56031-4063 507-235-5573
Bob Nelson State Farm 38 1st Avenue NW, Winnebago, 56098-0126 507-893-3315

Blue Earth, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,096
Driver's Failure In Showing Documents +$195 $2,203
Driving With An Expired Registration +$207 $2,215
Driving At A Considerably Slow Pace +$436 $2,444
Using A Cellphone While Driving +$460 $2,468
Running A Red Light +$468 $2,476
Speeding +$492 $2,500
Driving A Vehicle Without The Required Permission +$624 $2,632
Driving With An Expired/Suspended License +$1,353 $3,361

Blue Earth, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,928
Active Disabling Device $1,928
Tracking Device $1,888
Passive Disabling Device $1,867