Boise Hills Auto Insurance Rates, Quotes, Agents & Reviews in ID

Boise Hills, ID Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Boise Hills, ID, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Boise Hills, ID are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Boise Hills, ID Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Boise Hills, ID with that of other cities in and around Boise Hills.

Boise Hills Meridian Ada County Eagle Garden City Boise
Average Insurance Rates $1,262 $1,090 $1,066 $1,092 $1,066 $1,074

Boise Hills, ID Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Boise Hills, ID based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Boise Hills $1,541 $1,302
Robie Creek $1,139 $962
Hidden Spring $1,796 $1,517
Garden City $1,857 $1,569
Boise $1,114 $941
Meridian $1,477 $1,248
Eagle $1,559 $1,317
Ada County $2,229 $1,883

Boise Hills, ID Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Boise Hills, ID usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,095
20 Years $1,622
30 Years $1,249
40 Years $1,202
50 Years $1,113
60 Years $1,128
70 Years $1,313

Boise Hills, ID Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Boise Hills, ID can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,221 $303
3 Vehicles $3,332 $454
4 Vehicles $4,442 $606

Savings on 2 Vehicles bundle:$303

Savings on 3 Vehicles bundle:$454

Savings on 4 Vehicles bundle:$606


Boise Hills, ID Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Boise Hills, ID.

Location Average Insurance Cost Post DUI Insurance Rate
Boise Hills $1,262 $2,012
Robie Creek $1,065 $1,698
Hidden Spring $1,186 $1,891
Garden City $1,066 $1,700
Boise $1,074 $1,712
Meridian $1,090 $1,738
Eagle $1,092 $1,741
Ada County $1,066 $1,700

Boise Hills, ID Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,083
Excellent (740-799) $1,236
Good (670-739) $1,315
Average (580-669) $1,716
Poor (300-579) $2,058

Boise Hills, ID Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ian Johnson State Farm 8030 W Emerald St Ste 170, Boise, 83704-9059 208-375-1931
John Berry Liberty Mutual 9465 W. Emerald Street Ste 110, Boise, 83704 1-208-323-7755
Kathleen Rankin State Farm 6900 Overland Rd., Boise, 83709-1907 208-375-4498
Aaa Boise Travelers 7155 W DENTON ST, BOISE, 83704 503-222-6748
Robert Gagnon Farmers 6716 W Fairview Ave, Boise, 83704 (208) 376-2806
Peterson Insurance Services Llc Allstate 9101 W Fairview Ave, Boise, 83704 (208) 378-9050
Paynewest Insurance Travelers 960 BROADWAY AVE STE 100, BOISE, 83706 208-424-2900
Charles F Smith Liberty Mutual 9465 W. Emerald Street Ste 110, Boise, 83704 1-208-323-7755
Chow & Company Insurance Inc Travelers 6415 USTICK RD, BOISE, 83704 208-376-5252
Associated Insurance Services None 3380 Elder Boise, Boise City, 83705 None
Kevin Pfleger Csp Farmers 5105 W Overland Rd, Boise, 83705 (208) 345-5131

Boise Hills, ID Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$56 $1,318
Driver's Failure In Showing Documents +$122 $1,384
Driving With An Expired Registration +$130 $1,392
Driving At A Considerably Slow Pace +$274 $1,536
Using A Cellphone While Driving +$289 $1,551
Running A Red Light +$294 $1,556
Speeding +$309 $1,571
Driving A Vehicle Without The Required Permission +$392 $1,654
Driving With An Expired/Suspended License +$851 $2,113

Boise Hills, ID Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,212
Active Disabling Device $1,212
Tracking Device $1,186
Passive Disabling Device $1,174