Bolingbrook Auto Insurance Rates, Quotes, Agents & Reviews in IL

Bolingbrook, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bolingbrook, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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The Average Rate of Car Insurance in Bolingbrook, IL, is $1,155

The average cost of auto insurance in Bolingbrook, IL, is $1,155. It is lower than the insurance price in neighboring places such as Naperville, Woodridge, Lockport, and Romeoville. Several factors can affect the cost of auto insurance in Bolingbrook. A thorough comparison of multiple auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.

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Some of the factors that could increase the cost of auto insurance are as follows.

Credit Score:

A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.” The cost of auto insurance when the credit score is “exceptional” can be quite low.

DUI:

DUIs can prove to be extremely expensive for car owners in almost every city in the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Bolingbrook can be as high as $1,875.

Deductibles:

This is one of the most common factors influencing the cost of auto insurance in Bolingbrook, IL. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance on a deductible of $500 is $1,453, and it decreases to $1,228 when the deductible is $1,000.

Age Group:

The cost of auto insurance depends on the age of the driver. Auto insurance is the cheapest for drivers who are in their fifties and sixties in Bolingbrook. Teenagers are considered more risk-prone to accidents and continue to find auto insurance expensive at $3,748.

Driving Violations:

Driving Violations such as driving with an expired license or speeding can also have a severe impact on auto insurance costs in Bolingbrook, IL, mainly because it increases the amount of risk being covered by insurers. Speeding or driving with an expired license can prove to be quite expensive. 

Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.

Factors that can influence the cost of car insurance in Bolingbrook, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bolingbrook, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bolingbrook, IL with that of other cities in and around Bolingbrook.

Bolingbrook Naperville Wheatland Woodridge Lockport Romeoville
Average Insurance Rates $1,155 $936 $1,392 $1,010 $1,094 $1,094

Bolingbrook, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bolingbrook, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bolingbrook $1,453 $1,228
Du Page $1,445 $1,221
Romeoville $1,483 $1,253
Woodridge $2,332 $1,970
Naperville $1,936 $1,636
Wheatland $2,471 $2,087
Lisle $1,011 $854
Lockport $1,120 $946

Bolingbrook, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bolingbrook, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,748
20 Years $1,484
30 Years $1,143
40 Years $1,100
50 Years $1,018
60 Years $1,033
70 Years $1,202

Bolingbrook, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bolingbrook, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,964 $347
3 Vehicles $2,945 $520
4 Vehicles $3,927 $693

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$520

Savings on 4 Vehicles bundle:$693


Bolingbrook, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bolingbrook, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Bolingbrook $1,155 $1,875
Du Page $1,273 $2,067
Romeoville $1,094 $1,776
Woodridge $1,010 $1,640
Naperville $936 $1,519
Wheatland $1,392 $2,260
Lisle $977 $1,586
Lockport $1,094 $1,776

Bolingbrook, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $991
Excellent (740-799) $1,131
Good (670-739) $1,204
Average (580-669) $1,570
Poor (300-579) $1,884

Bolingbrook, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gregory Pec State Farm 1213 Maple Ave Unit 1, Lisle, 60532-4139 630-971-1100
Quantum Insurance Group, Inc. None 4919 Main St , Downers Grove, 60515 None
Jill Willey State Farm 6739 Cermak Rd, Berwyn, 60402-2216 708-749-0390
Allers Morrison Insurance Agency None 4919 Main St , Downers Grove, 60515 None
Ellen Hodges Allstate 8541 W Cermak Rd, North Riverside, 60546 (708) 447-9050
Joseph T Snyder Travelers 1021 75TH ST, DARIEN, 60561 630-960-4848
Tom Revish State Farm 7347 Lemont Rd, Downers Grove, 60516-3807 630-620-7373
Patti Mcgehee State Farm 3040 Hobson Rd, Woodridge, 60517-1510 630-964-1103
Del Bene & Associates Inc None 6751 Barrett St , Downers Grove, 60516 None
Stewart-Keator-Kessberger & Lederer, Inc. None 361 S Frontage Rd, Ste 105 , Burr Ridge, 60527 None
Metlife Auto & Home Insurance Agency Inc Travelers 2650 WARRENVILLE RD STE 100, DOWNERS GROVE, 60515 800-842-5075
Jeff Whaley Jr State Farm 931 W 75th St Ste 111, Naperville, 60565-7200 630-544-3720
Joseph Lombardi Farmers 905 N Main St Ste 2, Naperville, 60563 (630) 778-0545

Bolingbrook, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,206
Driver's Failure In Showing Documents +$112 $1,267
Driving With An Expired Registration +$119 $1,274
Driving At A Considerably Slow Pace +$251 $1,406
Using A Cellphone While Driving +$264 $1,419
Running A Red Light +$269 $1,424
Speeding +$283 $1,438
Driving A Vehicle Without The Required Permission +$359 $1,514
Driving With An Expired/Suspended License +$778 $1,933

Bolingbrook, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,109
Active Disabling Device $1,109
Tracking Device $1,086
Passive Disabling Device $1,074

Latest Auto Insurance Reviews in Bolingbrook, IL | Back to Top

Progressive
My insurances offers the same premiums and deductibles as competitor companies for a margin of the price. I feel it is fair compared to what . I was paying previously.
Safeco Insurance
I have not had to use my auto insurance thankfully but they are also fair with their rates. I have not had to call them for anything so I don't know how their customer service is
Liberty Mutual
Their policy offerings are very similar to others. You can get a discount for using a driver monitoring device but it was very difficult to download the app and use it.
Liberty Mutual
Their policy offerings are very similar to others. You can get a discount for using a driver monitoring device but it was very difficult to download the app and use it.
Farmer's Insurance
i have worked with quite a variety of insurance companies before farmer's insurance. what i have found interesting is that farmer's insurance has the one the best if not the best offerings than of its competitors. They offer low payment, better coverages than others, while others charge you arms and legs. I am really happy and satisfied with the offerings and with company in general.
State Farm
The premium with the car insurance I'm at now was the cheapest I could find. The coverage is the same as the other companies that were charging me like $100+ more for the same thing.
State Farm
The customer service is second to none. They are very attentive and fast. I like the way that they talk to me and let me know what is going on. When I call them there are a fast answer and fast time to resolve my issues.