Bolt Auto Insurance Rates, Quotes, Agents & Reviews in WV

Bolt, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bolt, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bolt, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bolt, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bolt, WV with that of other cities in and around Bolt.

Bolt Raleigh County Glen Fork Eccles Sophia Lester
Average Insurance Rates $1,943 $1,417 $1,387 $2,205 $1,353 $1,376

Bolt, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bolt, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bolt $2,001 $1,690
Lester $1,300 $1,098
Glen White $2,271 $1,918
Glen Fork $1,911 $1,614
Raleigh County $2,458 $2,076
Eccles $2,271 $1,918
Kopperston $1,409 $1,190
Sophia $1,511 $1,276

Bolt, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bolt, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,305
20 Years $2,497
30 Years $1,923
40 Years $1,850
50 Years $1,713
60 Years $1,737
70 Years $2,022

Bolt, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bolt, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,420 $466
3 Vehicles $5,130 $699
4 Vehicles $6,839 $933

Savings on 2 Vehicles bundle:$466

Savings on 3 Vehicles bundle:$699

Savings on 4 Vehicles bundle:$933


Bolt, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bolt, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Bolt $1,943 $3,107
Lester $1,376 $2,200
Glen White $2,205 $3,526
Glen Fork $1,387 $2,218
Raleigh County $1,417 $2,266
Eccles $2,205 $3,526
Kopperston $1,328 $2,124
Sophia $1,353 $2,164

Bolt, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,667
Excellent (740-799) $1,903
Good (670-739) $2,025
Average (580-669) $2,641
Poor (300-579) $3,169

Bolt, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Butch Mcneely State Farm 100 Moran Ave, Mullens, 25882-1425 304-294-7068
Wes Duncan State Farm 106 Sunset Dr, Beckley, 25801-2824 304-253-0010
Jody Cook Insurance Agency Inc. Nationwide 2135 Appalachian Highway, Pineville, 24874-0839 (304) 732-6261
Rick Allen Insurance Agency Llc Nationwide 834 Ritter Drive, Beaver, 25813-1130 (304) 252-1660
Sam Stewart Insurance Agency Inc Nationwide 101 Ellison Ave, Beckley, 25801-4301 (304) 256-1668
Sam J Baker Nationwide 3559 Robert C Byrd Dr, Beckley, 25801-2959 (304) 253-7283
Roop Ins & Financial Services Inc Nationwide 1557 Robert C Byrd Dr, Crab Orchard, 25827 (304) 255-5720
Bill Mangus State Farm 801 Dunbar Ave, Dunbar, 25064-3218 304-766-7166
Faye Zinn State Farm 93 Maccorkle Ave SW, S Charleston, 25303-1474 304-744-4747

Bolt, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$85 $2,028
Driver's Failure In Showing Documents +$188 $2,131
Driving With An Expired Registration +$200 $2,143
Driving At A Considerably Slow Pace +$422 $2,365
Using A Cellphone While Driving +$445 $2,388
Running A Red Light +$453 $2,396
Speeding +$476 $2,419
Driving A Vehicle Without The Required Permission +$604 $2,547
Driving With An Expired/Suspended License +$1,310 $3,253

Bolt, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,865
Active Disabling Device $1,865
Tracking Device $1,826
Passive Disabling Device $1,807