Bolton, MA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bolton, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Price of Car Insurance in Bolton, MA
The town of Bolton is located in northeastern Worcester county, in the central upland section of Massachusetts. Through centuries, Bolton has remained a hidden gem in the state, celebrated for its abundance of scenic landscapes. Bolton is a town that has steadily grown in size and stature to accommodate the needs of its residents. Bolton is one of the most historic towns in Massachusetts. To explore such a beautiful town, you must first secure your road travel by taking car insurance.
The average car insurance rate in Bolton, MA, is $1,357. The car insurance rate in Bolton is higher when compared to neighboring cities like South Lancaster, Berlin, Lancaster, Stow, and Hudson. The price of car insurance may differ from person to person. Zimlon, through its in-depth research, has explored the features which can influence car insurance rates in Bolton, MA.
a. Car insurance rates by age bracket in Bolton
If you're looking to save money on car insurance, it's wise to start shopping for the best rates when you hit your 20th birthday. This is because Bolton's average car insurance rates vary greatly depending on the driver's age. Teenagers in Bolton pay $4,403 for insurance, according to Zimlon's research. Teens are considered reckless and irresponsible behind the wheel, whereas mid-aged drivers like 20 and 30 years old pay $1,744 and $1,343 on car insurance in Bolton, MA.
b. Car insurance rates by credit score in Bolton
Insurance providers consider credit scores while determining the auto insurance rate in Bolton, MA. Even if you have been driving for several years, your credit history can play a role in the cost of car insurance. Your credit score is one of the main factors that could lower your premium. If you have poor or fair credit, we recommend that you improve your credit profile by examining your current financial situation and taking steps to manage it better.
For instance, car drivers in Bolton with exceptional credit scores pay $1,164 on auto insurance, whereas car drivers with poor credit scores pay $2,213 on auto insurance in Bolton.
Refer to the table below to gain a clear understanding of the car insurance rates based on the credit score of the driver.
c. Car insurance rates by marital status in Bolton
The gender of the driver and marital status may influence the car insurance in Bolton, MA. Married drivers pay less for auto insurance in Bolton when compared to single drivers. Gender also plays a crucial role while understanding auto insurance rates. Females are considered responsible drivers when compared to male drivers. Due to this, insurance providers may provide specific discounts to female drivers in Bolton, MA.
Factors that can influence the cost of car insurance in Bolton, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bolton, MA Auto Insurance Rates
- Bolton, MA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bolton, MA
- Multi Vehicle Insurance Savings in Bolton, MA
- How Credit Score Affects Car Insurance Rates in Bolton, MA
- How DUI Affects Auto Insurance Premiums in Bolton, MA
- Top Auto Insurance Agents Near Bolton, MA
- How Driving Violations Affect Auto Insurance Rates in Bolton, MA
- Bolton, MA Auto Insurance Discounts on Anti Theft Feature
Bolton, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bolton, MA with that of other cities in and around Bolton.
|Average Insurance Rates||$1,357||$1,279||$1,318||$1,303||$1,354||$1,296|
Bolton, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bolton, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Bolton, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bolton, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Bolton, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bolton, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$407
Savings on 3 Vehicles bundle:$611
Savings on 4 Vehicles bundle:$814
Bolton, MA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bolton, MA.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Bolton, MA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Bolton, MA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Downey Insurance Agency Inc||None||190 East Main St, Marlborough, 1752||(508)306-4496|
|Northwood Insurance Agency||None||300 West Main St, Northborough, 1532||None|
|Markham Group Inc||Liberty Mutual Independent||20 Central Ave, Ayer, 1432||(844)246-7713|
|Regan Insurance Agency, Inc.||None||100 Hammond St, Waltham, 2154||None|
|Hoffman Insurance Services Inc||Travelers||141 Linden Street Wellelsey, Wellesley, 2482||(781) 916-8126|
|Aaa Insurance Agency Inc||None||411 Massachusetts Ave, Acton, 1720||None|
|Dcu Financial Ins. Services, Llc||None||220 Donald Lynch Blvd Marlboro, Marlborough, 1752||None|
|Strategic Insurance Solutions Inc.||Liberty Mutual Independent||2000 COMMONWEALTH AVE, AUBURNDALE, 2466||(671) 558-7100|
|Renaissance Alliance Ins Svc||Travelers||981 WORCESTER ST, WELLESLEY, 2482||781-431-9800|
|Stoner Insurance Agency||Travelers||3 Crescent Lane, Sudbury, 1776||None|
Bolton, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$60||$1,417|
|Driver's Failure In Showing Documents||+$132||$1,489|
|Driving With An Expired Registration||+$140||$1,497|
|Driving At A Considerably Slow Pace||+$294||$1,651|
|Using A Cellphone While Driving||+$311||$1,668|
|Running A Red Light||+$316||$1,673|
|Driving A Vehicle Without The Required Permission||+$422||$1,779|
|Driving With An Expired/Suspended License||+$915||$2,272|
Bolton, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,303|
|Passive Disabling Device||$1,262|