Bolton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Bolton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bolton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bolton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bolton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bolton, VT with that of other cities in and around Bolton.

Bolton Underhill Jericho Waterbury Duxbury Richmond
Average Insurance Rates $1,087 $1,151 $1,141 $1,123 $1,119 $1,148

Bolton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bolton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bolton $2,255 $1,904
Richmond $1,869 $1,579
Jericho $1,329 $1,122
Waterbury $1,635 $1,381
Huntington $1,716 $1,449
Duxbury $1,499 $1,266
Underhill $2,414 $2,039
Stowe $1,792 $1,514

Bolton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bolton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,527
20 Years $1,397
30 Years $1,076
40 Years $1,035
50 Years $958
60 Years $972
70 Years $1,131

Bolton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bolton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,913 $261
3 Vehicles $2,870 $391
4 Vehicles $3,826 $522

Savings on 2 Vehicles bundle:$261

Savings on 3 Vehicles bundle:$391

Savings on 4 Vehicles bundle:$522

Bolton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bolton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Bolton $1,087 $2,246
Richmond $1,148 $2,372
Jericho $1,141 $2,358
Waterbury $1,123 $2,321
Huntington $1,115 $2,304
Duxbury $1,119 $2,312
Underhill $1,151 $2,379
Stowe $1,185 $2,449

Bolton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $933
Excellent (740-799) $1,065
Good (670-739) $1,133
Average (580-669) $1,478
Poor (300-579) $1,773

Bolton, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Donna Booher Allstate 4001 Williston Rd, South Burlington, 5403 (802) 862-8620
Hickok & Boardman Inc Liberty Mutual Independent 618 S MAIN ST, STOWE, 5672 802-253-9707
Paige & Campbell Inc Liberty Mutual Independent 5197 Main St Unit 3, Waitsfield, 5673 None
Crowley Insurance Agency Liberty Mutual Independent 100 NORTH WILLARD ST, BURLINGTON, 5401 802-863-3416
Stowe Insurance Agency None Po Box 479 , Waterbury, 5676 None
Jamieson Insurance Agency None 13 E Main St , Richmond, 5477 None

Bolton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,135
Driver's Failure In Showing Documents +$105 $1,192
Driving With An Expired Registration +$112 $1,199
Driving At A Considerably Slow Pace +$236 $1,323
Using A Cellphone While Driving +$249 $1,336
Running A Red Light +$253 $1,340
Speeding +$266 $1,353
Driving A Vehicle Without The Required Permission +$338 $1,425
Driving With An Expired/Suspended License +$733 $1,820

Bolton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,044
Active Disabling Device $1,044
Tracking Device $1,022
Passive Disabling Device $1,011