Bonita Springs Auto Insurance Rates, Quotes, Agents & Reviews in FL

Bonita Springs, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bonita Springs, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bonita Springs, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bonita Springs, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bonita Springs, FL with that of other cities in and around Bonita Springs.

Bonita Springs San Carlos Park Estero Naples Park Fort Myers Beach Three Oaks
Average Insurance Rates $1,268 $2,142 $2,327 $2,306 $2,408 $2,236

Bonita Springs, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bonita Springs, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bonita Springs $1,492 $1,261
Estero $1,435 $1,212
Three Oaks $1,706 $1,441
San Carlos Park $1,409 $1,190
Estero Island $1,366 $1,154
Fort Myers Beach $1,783 $1,506
Naples Park $1,809 $1,528
Lehigh Acres $1,105 $934

Bonita Springs, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bonita Springs, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,114
20 Years $1,629
30 Years $1,255
40 Years $1,207
50 Years $1,118
60 Years $1,134
70 Years $1,320

Bonita Springs, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bonita Springs, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,206 $330
3 Vehicles $3,309 $495
4 Vehicles $4,413 $659

Savings on 2 Vehicles bundle:$330

Savings on 3 Vehicles bundle:$495

Savings on 4 Vehicles bundle:$659


Bonita Springs, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bonita Springs, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Bonita Springs $1,268 $1,984
Estero $2,327 $3,642
Three Oaks $2,236 $3,499
San Carlos Park $2,142 $3,352
Estero Island $2,413 $3,776
Fort Myers Beach $2,408 $3,769
Naples Park $2,306 $3,609
Lehigh Acres $2,152 $3,368

Bonita Springs, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,088
Excellent (740-799) $1,242
Good (670-739) $1,321
Average (580-669) $1,724
Poor (300-579) $2,068

Bonita Springs, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$56 $1,324
Driver's Failure In Showing Documents +$123 $1,391
Driving With An Expired Registration +$131 $1,399
Driving At A Considerably Slow Pace +$275 $1,543
Using A Cellphone While Driving +$290 $1,558
Running A Red Light +$295 $1,563
Speeding +$311 $1,579
Driving A Vehicle Without The Required Permission +$394 $1,662
Driving With An Expired/Suspended License +$855 $2,123

Bonita Springs, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,217
Active Disabling Device $1,217
Tracking Device $1,192
Passive Disabling Device $1,179

Latest Auto Insurance Reviews in Bonita Springs, FL | Back to Top

Usaa
USAA has a low monthly premium compared to competing insurance agencies and I have not had to pay a deductible, but I believe it is reasonable compared to other agency pricing.
Geico
Because of all the companies out there, there premiums and deductables are the best price for the value compared to all the other ones I've looked at.
Allstate
THEY DEDUCT A MINIMUM AMOUNT OF RATE AT THE TIME OF THEY RECEIVE THE AMOUNT.
Progressive
We have the same company for auto as we do for home so we are very happy with their excellent customer service. They are always there to help and are on top of things.
Safeco Insurance
Auto insurance policy compared to my last policy is much better. I am completely satisfied with my current policy operating in comparison to the coverage are used to have.
The Hartford
The premium, for the same coverage, was 650 dollars less the first year we signed up and the deductible was the same when we switched to this company.
The Hartford
The premium, for the same coverage, was 650 dollars less the first year we signed up and the deductible was the same when we switched to this company.
Geico
Terrible customer service. the company outsources their customer service branch. On several of the occasions in which i called the company i was speaking to someone clearly not in america (which is not a concern morally, or any sort of racist/moral judgement on that person, but just a problem as far as ability to communicate clearly).
State Farm
Cheaper for sure! Could be at a discount because of how long me and my family have been with them though.
Travelers
I haven't had any interactions with the insurance provider since getting the policy, so nothing to dislike.
Westfield Insurance
Geico's deductibles tend to be very high. I had a tree limp break a window in my car and it was cheaper for me to pay out of pocket than to pay the deductible.
Auto-Owners Insurance
More than anything, I like the price of my premium, as it is much cheaper than what I was paying before with my last company. The coverage itself is basically the same as what I had before.
Esurance
It has the same services as the other companies but without the local agent. It costs less but the premiums are still high.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.