Bostonia Auto Insurance Rates, Quotes, Agents & Reviews in CA

Bostonia, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bostonia, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bostonia, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bostonia, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bostonia, CA with that of other cities in and around Bostonia.

Bostonia Santee Casa de Oro-Mount Helix Lakeside Rancho San Diego Winter Gardens
Average Insurance Rates $1,835 $1,276 $1,976 $1,875 $1,949 $1,867

Bostonia, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bostonia, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bostonia $1,739 $1,469
Winter Gardens $1,923 $1,624
El Cajon $1,333 $1,126
Granite Hills $1,908 $1,611
Lakeside $1,326 $1,120
Santee $1,935 $1,635
Casa de Oro-Mount Helix $1,586 $1,340
Rancho San Diego $1,884 $1,591

Bostonia, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bostonia, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,954
20 Years $2,358
30 Years $1,816
40 Years $1,747
50 Years $1,618
60 Years $1,641
70 Years $1,910

Bostonia, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bostonia, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,156 $514
3 Vehicles $4,734 $771
4 Vehicles $6,312 $1,028

Savings on 2 Vehicles bundle:$514

Savings on 3 Vehicles bundle:$771

Savings on 4 Vehicles bundle:$1,028


Bostonia, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bostonia, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Bostonia $1,835 $4,518
Winter Gardens $1,867 $4,597
El Cajon $1,363 $3,356
Granite Hills $1,968 $4,846
Lakeside $1,875 $4,617
Santee $1,276 $3,142
Casa de Oro-Mount Helix $1,976 $4,865
Rancho San Diego $1,949 $4,799

Bostonia, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,574
Excellent (740-799) $1,797
Good (670-739) $1,912
Average (580-669) $2,495
Poor (300-579) $2,993

Bostonia, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Eleanor Mohammed State Farm 8844 La Mesa Blvd, La Mesa, 91942-5460 619-589-1504
Eleanor Mohammed State Farm 8844 La Mesa Blvd, La Mesa, 91942-5460 619-589-1504
Damion Anglin (Usmc) Vet Allstate 6690 Mission Gorge Rd Ste G, San Diego, 92120 (619) 228-8138
Jesse Garcia Allstate 10783 Jamacha Blvd Ste 1, Spring Valley, 91978 (619) 660-1061
Coleman Meshack State Farm 6030 Santo Rd Ste H, San Diego, 92124-1196 858-279-3212
Wassan Altanakchi Farmers 860 Jamacha Rd Ste 205, El Cajon, 92019 (619) 201-8616
Means Financial & Insurance Services Inc Travelers 16787 BERNARDO CENTER DR STE 12, SAN DIEGO, 92128 858-679-1431
Duane Werner State Farm 6663 El Cajon Blvd, San Diego, 92115-2851 619-668-5414
Joseph Mabee Allstate 930 W Washington St Ste 10, San Diego, 92103 (619) 824-3252
At The Point Ins Services Inc Travelers 2924 EMERSON ST 220, SAN DIEGO, 92106 619-225-6900
Tom Latsko State Farm 8680 Navajo Rd Ste 214, San Diego, 92119-2000 619-462-5701

Bostonia, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$81 $1,916
Driver's Failure In Showing Documents +$178 $2,013
Driving With An Expired Registration +$189 $2,024
Driving At A Considerably Slow Pace +$398 $2,233
Using A Cellphone While Driving +$420 $2,255
Running A Red Light +$428 $2,263
Speeding +$450 $2,285
Driving A Vehicle Without The Required Permission +$571 $2,406
Driving With An Expired/Suspended License +$1,237 $3,072

Bostonia, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,762
Active Disabling Device $1,762
Tracking Device $1,725
Passive Disabling Device $1,707