Boulder, CO Auto Insurance Rates
Boulder, CO residents can save $400 by comparing multiple quotes & reading reviews & research on Boulder car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $840 | $999 | $1203 |
Latest Auto Insurance Reviews in Boulder, Colorado
USAA is also our auto insurance company. They insure both our home and our car and our truck. The only thing they do not insure is our motorcycles.
Compared to other providers, the coverage was very sufficient in that we did not have to pay out of pocket for the remainder of our loan. Also helped set us up for a rental car while on the market for a new car.
This insurance company cover $25k accident cover per occurrence and premium about $1900 per year to cover 2 cars with 2 drivers. Per accidents happen need to pay $1000.
I have always received helpful and fast customer service with USAA, and they always go out of their way to make sure I understand everything before hanging up.
USAA is competitive in my state. Massachusetts is not the easiest place for insurance as it's under a lot of different regulations then most states.
I would recommend because I have received great service, the only I would request is to see if I qualify for any other discounts or decrease.
The policy is OK, didn't have any accedints yet! so until now it's ok, towing is fast and realable too, will see if I got an issue how it's covring..
The app is unmatched - it is so slick and easy to use. The customer service department is so friendly and knowledgeable and always available to me.
I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.
I am very happy with the premium that progressives offers. It is very cheap compared to other companies. I pay $68 dollars a month, and I compared it to State Farm insurance and they were $92 a month.
I like the services and customer service that they provide. I also like the price that I pay and the ability to bundle services to save additional money. I also like their quick response when I had an issue and needed to put in a claim.
difficult to make due date changes, but it is easy to make policy changes, so they even out. i haven't had any issues with esurance. i don't dislike anything about the company or my dealings with them.
- Single 22 Years old Female licensed 1 year ago with Own Suzuki Kizashi SE used for Business with estimated annual mileage of 7,501 - 9,000.
- vocational education & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Boulder Car Insurance Rate Comparisons
Boulder, CO's average car insurance of $999 differs from Sugarloaf, CO (+$741), Niwot, CO (+$691), Lazy Acres, CO (+$651) and Colorado (+$272)
| Boulder | Sugarloaf, CO | Niwot, CO | Lazy Acres, CO | Colorado | |
| Median Insurance Rates | $999 | +$741 | +$691 | +$651 | +$272 |
Boulder Car Insurance Savings By Neighborhood & Street Area
| Boulder Driver Street Residence & Car Locations | Car Details in Boulder | Boulder Driver Demographics | Boulder Auto Insurance Estimates | Recent Boulder Insurance Savings |
|---|---|---|---|---|
| Ara | ||||
| Meadowbrook Dr | 2000 Cadillac Seville SLS | 65 year senior | $1489 | $413 |
| Anasazi Ct | 2002 Buick Rendezvous CX | 76 year male senior | $1063 | $455 |
| Marshall | ||||
| View Point Rd | 2008 Ford Fusion SEL | 25 year married man | $1272 | $850 |
| Tincup Ct | 2012 Hyundai Sonata GLS | 32 year man | $1436 | $446 |
| Liggett | ||||
| Devonshire Way | 2010 Mazda 3 S | 82 year female senior | $1116 | $331 |
| Glencove Pl | 2010 Toyota Prius II | 19 year female teenager | $2868 | $558 |
| Orodell | ||||
| Bellevue Dr | 2009 Acura TSX Base | 19 year teenager | $3250 | $742 |
| Chautauqua Reservoir Rd | 2010 Nissan Rogue S | 17 year male teenager | $3172 | $908 |
| Boulder Junction | ||||
| Indian Rd | 2002 Chevrolet Silverado 2500HD Base | 27 year married woman | $863 | $652 |
| Sparrow Ln | 2013 Honda Civic LX | 32 year woman | $818 | $528 |
Boulder Post DUI Car Insurance Rates
| Boulder | Mountain Meadows | Lafayette-Louisville | Eldorado Springs | Colorado | |
| Median Post DUI Insurance Rate | $1858 | +$1304 | +$1434 | +$1304 | +$506 |
| Male Teenager Post DUI Insurance Rate | $6223 | +$4369 | +$4804 | +$4369 | +$1695 |
| Female Teenager Post DUI Insurance Rate | $6000 | +$4213 | +$4633 | +$4213 | +$1635 |
The Post DUI insurance in Boulder, CO's is $1858 compared to Mountain Meadows (+$1304), Lafayette-Louisville (+$1434), Eldorado Springs (+$1304) and Colorado (+$506)
In Boulder, a male teenager with Post DUI pays $223 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Boulder, CO would pay $5581 on auto insurance while a female teenager POST DUI would pay $5382.
Boulder Car Insurance by Segment
Boulder Teenagers Car Insurance Rates Comparison
12607 Boulder Teenagers (10% of total population), 51% Male & 49% Female.
| Boulder | Altona | Lafayette-Louisville | Crisman | Colorado | |
| All Teenagers | $3296 | +$2479 | +$2545 | +$2248 | +$898 |
| Male Teenager | $3346 | +$2516 | +$2583 | +$2282 | +$911 |
| Female Teenager | $3226 | +$2426 | +$2491 | +$2200 | +$879 |
Boulder teenagers pay $3296 in insurance in contrast with Altona (+$2479), Lafayette-Louisville (+$2545), Crisman (+$2248) and Colorado (+$898). The difference between Male & Female teenagers in Boulder is $120
Example
- 2012 Jeep Wrangler Sport Male Teenager Insurance Rate $2817
- 2008 Chrysler 300 C Female Teenager Insurance Rate $2832
Boulder Men & Women Car Insurance
118098 Boulder Adults (100% of total population), 50% Men & 50% Women.
| Boulder | Pine Brook Hill | Niwot | Lafayette | Colorado | |
| All Women | $949 | +$637 | +$656 | +$26 | +$258 |
| Married Women | $899 | +$604 | +$622 | +$25 | +$244 |
| All Men | $1528 | +$1027 | +$1057 | +$43 | +$416 |
| Married Men | $1418 | +$953 | +$981 | +$40 | +$386 |
The typical insurance rate of $1528 that Boulder Men pay varies from Pine Brook Hill (+$1027), Niwot (+$1057), Lafayette (+$43) and Colorado (+$416). In Boulder, married men pay $519 more than married women.
Example
- 2011 Lincoln MKZ Base Married Men Insurance Rate $1361
- 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1391
Boulder Senior Car Insurance
16787 Boulder Seniors (14% of total population), 46% Senior Men & 54% Senior Women.
| Boulder | Seven Hills | Sunshine | Mountain Meadows | Colorado | |
| All Seniors | $1238 | +$919 | +$832 | +$870 | +$338 |
| Senior Men | $1248 | +$927 | +$839 | +$877 | +$340 |
| Senior Women | $1228 | +$912 | +$826 | +$863 | +$335 |
Boulder seniors pay $1238 in insurance compared to Seven Hills (+$919), Sunshine (+$832), Mountain Meadows (+$870) and Colorado (+$338). In Boulder, senior men pay $20 more than senior women.
Boulder Car Insurance Discounts for Multiple Vehicles
Boulder Population with 1 Vehicle 18690 (38% of Boulder population), 2 Vehicles 18548 (38% of the Boulder population) and 3 vehicles 6627 (13% of the population)
| Boulder | Altona | Crisman | Louisville | Colorado | |
| 2 Vehicles | $1899 | +$1426 | +$1293 | +$41 | +$516 |
| 3 Vehicles | $2898 | +$2177 | +$1974 | +$63 | +$788 |
| 4 Vehicles | $3897 | +$2928 | +$2655 | +$85 | +$1060 |
Car Insurance Agents in Boulder, CO
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 1933 28th St Ste 200, Boulder, CO 80301 |
| 2 | ABA Insurance | 1900 Folsom St Ste 110, Boulder, CO 80302 |
| 3 | Affordable American - Flatirons Insurance Agency | 7464 Arapahoe Rd Ste B3, Boulder, CO 80303 |
| 4 | Affordable American - Steve Nowell Insurance Agency | 4710 Table Mesa Dr Ste A, Boulder, CO 80305 |
| 5 | Andrew J Goldfarb | 3405 Penrose Pl Ste 101, Boulder, CO 80301 |
| 6 | Angela Moore | 4141 Arapahoe Ave Ste 100, Boulder, CO 80303 |
| 7 | Anne M Larsen - State Farm Insurance | 304 E Baseline Rd, Boulder, CO |
| 8 | Brad Hughes - State Farm Insurance Agent | 1156 W Dillon Rd, Boulder, CO |
| 9 | Brian Dolan | 2495 Spruce St, Boulder, CO 80302 |
| 10 | CoWest - Welch Financial Planning | 1235-B Pine Street, Boulder, CO 80302 |
Boulder Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Edge SEL | $200 | $1020 | $1220 | $960 | $1160 | $60 |
| Chevrolet, Cruze LT | $300 | $1000 | $1300 | $920 | $1220 | $80 |
| Audi, A6 2.0T | $1000 | $1000 | $1500 | $960 | $1960 | $-460 |
| Chrysler, 300 | $400 | $1060 | $1460 | $1000 | $1400 | $60 |
| Infiniti, G37 | $100 | $1020 | $1120 | $950 | $1050 | $70 |