Boulder, CO Auto Insurance Rates

Boulder, CO residents can save $400 by comparing multiple quotes & reading reviews & research on Boulder car insurance rates, quotes, agents & coverage.

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$840 $999 $1203

Latest Auto Insurance Reviews in Boulder, Colorado


Usaa
USAA is also our auto insurance company. They insure both our home and our car and our truck. The only thing they do not insure is our motorcycles.
Allstate
Compared to other providers, the coverage was very sufficient in that we did not have to pay out of pocket for the remainder of our loan. Also helped set us up for a rental car while on the market for a new car.
Farmer's Insurance
This insurance company cover $25k accident cover per occurrence and premium about $1900 per year to cover 2 cars with 2 drivers. Per accidents happen need to pay $1000.
Usaa
I have always received helpful and fast customer service with USAA, and they always go out of their way to make sure I understand everything before hanging up.
Usaa
USAA is competitive in my state. Massachusetts is not the easiest place for insurance as it's under a lot of different regulations then most states.
Farmer's Insurance
I would recommend because I have received great service, the only I would request is to see if I qualify for any other discounts or decrease.
Aaa
The policy is OK, didn't have any accedints yet! so until now it's ok, towing is fast and realable too, will see if I got an issue how it's covring..
Usaa
The app is unmatched - it is so slick and easy to use. The customer service department is so friendly and knowledgeable and always available to me.
National General
I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.
Progressive
I am very happy with the premium that progressives offers. It is very cheap compared to other companies. I pay $68 dollars a month, and I compared it to State Farm insurance and they were $92 a month.
Progressive
I like the services and customer service that they provide. I also like the price that I pay and the ability to bundle services to save additional money. I also like their quick response when I had an issue and needed to put in a claim.
Esurance
difficult to make due date changes, but it is easy to make policy changes, so they even out. i haven't had any issues with esurance. i don't dislike anything about the company or my dealings with them.
Write Your Review | Boulder, Colorado Auto Insurance Analysis
Allstate Auto Insurance, Boulder, CO
$55/1 month
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 1 year ago with Own Suzuki Kizashi SE used for Business with estimated annual mileage of 7,501 - 9,000.
  • vocational education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Boulder Car Insurance Rate Comparisons

Boulder, CO's average car insurance of $999 differs from Sugarloaf, CO (+$741), Niwot, CO (+$691), Lazy Acres, CO (+$651) and Colorado (+$272)

Boulder Sugarloaf, CO Niwot, CO Lazy Acres, CO Colorado
Median Insurance Rates $999 +$741 +$691 +$651 +$272

Boulder Car Insurance Savings By Neighborhood & Street Area

Boulder Driver Street Residence & Car Locations Car Details in Boulder Boulder Driver Demographics Boulder Auto Insurance Estimates Recent Boulder Insurance Savings
Ara
Meadowbrook Dr2000 Cadillac Seville SLS65 year senior$1489$413
Anasazi Ct2002 Buick Rendezvous CX76 year male senior$1063$455
Marshall
View Point Rd2008 Ford Fusion SEL25 year married man$1272$850
Tincup Ct2012 Hyundai Sonata GLS32 year man$1436$446
Liggett
Devonshire Way2010 Mazda 3 S82 year female senior$1116$331
Glencove Pl2010 Toyota Prius II19 year female teenager$2868$558
Orodell
Bellevue Dr2009 Acura TSX Base19 year teenager$3250$742
Chautauqua Reservoir Rd2010 Nissan Rogue S17 year male teenager$3172$908
Boulder Junction
Indian Rd2002 Chevrolet Silverado 2500HD Base27 year married woman$863$652
Sparrow Ln2013 Honda Civic LX32 year woman$818$528

Boulder Post DUI Car Insurance Rates

Boulder Mountain Meadows Lafayette-Louisville Eldorado Springs Colorado
Median Post DUI Insurance Rate $1858 +$1304 +$1434 +$1304 +$506
Male Teenager Post DUI Insurance Rate $6223 +$4369 +$4804 +$4369 +$1695
Female Teenager Post DUI Insurance Rate $6000 +$4213 +$4633 +$4213 +$1635

The Post DUI insurance in Boulder, CO's is $1858 compared to Mountain Meadows (+$1304), Lafayette-Louisville (+$1434), Eldorado Springs (+$1304) and Colorado (+$506)

In Boulder, a male teenager with Post DUI pays $223 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Boulder, CO would pay $5581 on auto insurance while a female teenager POST DUI would pay $5382.

Boulder Car Insurance by Segment

Boulder Teenagers Car Insurance Rates Comparison

12607 Boulder Teenagers (10% of total population), 51% Male & 49% Female.

Boulder Altona Lafayette-Louisville Crisman Colorado
All Teenagers $3296 +$2479 +$2545 +$2248 +$898
Male Teenager $3346 +$2516 +$2583 +$2282 +$911
Female Teenager $3226 +$2426 +$2491 +$2200 +$879

Boulder teenagers pay $3296 in insurance in contrast with Altona (+$2479), Lafayette-Louisville (+$2545), Crisman (+$2248) and Colorado (+$898). The difference between Male & Female teenagers in Boulder is $120

Example

  • 2012 Jeep Wrangler Sport Male Teenager Insurance Rate $2817
  • 2008 Chrysler 300 C Female Teenager Insurance Rate $2832

Boulder Men & Women Car Insurance

118098 Boulder Adults (100% of total population), 50% Men & 50% Women.

Boulder Pine Brook Hill Niwot Lafayette Colorado
All Women $949 +$637 +$656 +$26 +$258
Married Women $899 +$604 +$622 +$25 +$244
All Men $1528 +$1027 +$1057 +$43 +$416
Married Men $1418 +$953 +$981 +$40 +$386

The typical insurance rate of $1528 that Boulder Men pay varies from Pine Brook Hill (+$1027), Niwot (+$1057), Lafayette (+$43) and Colorado (+$416). In Boulder, married men pay $519 more than married women.

Example

  • 2011 Lincoln MKZ Base Married Men Insurance Rate $1361
  • 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1391

Boulder Senior Car Insurance

16787 Boulder Seniors (14% of total population), 46% Senior Men & 54% Senior Women.

Boulder Seven Hills Sunshine Mountain Meadows Colorado
All Seniors $1238 +$919 +$832 +$870 +$338
Senior Men $1248 +$927 +$839 +$877 +$340
Senior Women $1228 +$912 +$826 +$863 +$335

Boulder seniors pay $1238 in insurance compared to Seven Hills (+$919), Sunshine (+$832), Mountain Meadows (+$870) and Colorado (+$338). In Boulder, senior men pay $20 more than senior women.

Boulder Car Insurance Discounts for Multiple Vehicles

Boulder Population with 1 Vehicle 18690 (38% of Boulder population), 2 Vehicles 18548 (38% of the Boulder population) and 3 vehicles 6627 (13% of the population)

Boulder Altona Crisman Louisville Colorado
2 Vehicles $1899 +$1426 +$1293 +$41 +$516
3 Vehicles $2898 +$2177 +$1974 +$63 +$788
4 Vehicles $3897 +$2928 +$2655 +$85 +$1060

Car Insurance Agents in Boulder, CO

Rank Agent Name Agent Contact
1 AAA Insurance 1933 28th St Ste 200, Boulder, CO 80301
2 ABA Insurance 1900 Folsom St Ste 110, Boulder, CO 80302
3 Affordable American - Flatirons Insurance Agency 7464 Arapahoe Rd Ste B3, Boulder, CO 80303
4 Affordable American - Steve Nowell Insurance Agency 4710 Table Mesa Dr Ste A, Boulder, CO 80305
5 Andrew J Goldfarb 3405 Penrose Pl Ste 101, Boulder, CO 80301
6 Angela Moore 4141 Arapahoe Ave Ste 100, Boulder, CO 80303
7 Anne M Larsen - State Farm Insurance 304 E Baseline Rd, Boulder, CO
8 Brad Hughes - State Farm Insurance Agent 1156 W Dillon Rd, Boulder, CO
9 Brian Dolan 2495 Spruce St, Boulder, CO 80302
10 CoWest - Welch Financial Planning 1235-B Pine Street, Boulder, CO 80302

Boulder Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Edge SEL $200 $1020 $1220 $960 $1160 $60
Chevrolet, Cruze LT $300 $1000 $1300 $920 $1220 $80
Audi, A6 2.0T $1000 $1000 $1500 $960 $1960 $-460
Chrysler, 300 $400 $1060 $1460 $1000 $1400 $60
Infiniti, G37 $100 $1020 $1120 $950 $1050 $70