Bowling Green Auto Insurance Rates, Quotes, Agents & Reviews in KY

Bowling Green, KY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bowling Green, KY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bowling Green, KY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bowling Green, KY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bowling Green, KY with that of other cities in and around Bowling Green.

Bowling Green Hadley-Browning Sand Hill-Girkin Plano Plum Springs Alvaton
Average Insurance Rates $1,686 $1,958 $1,932 $1,977 $1,898 $2,016

Bowling Green, KY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bowling Green, KY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bowling Green $1,023 $864
Warren County $1,149 $971
Plum Springs $1,136 $960
Plano $1,273 $1,075
Hadley-Browning $1,264 $1,067
Woodburn $1,988 $1,679
Sand Hill-Girkin $2,155 $1,820
Alvaton $2,904 $2,453

Bowling Green, KY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bowling Green, KY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,471
20 Years $2,166
30 Years $1,669
40 Years $1,605
50 Years $1,487
60 Years $1,507
70 Years $1,755

Bowling Green, KY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bowling Green, KY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,934 $438
3 Vehicles $4,400 $658
4 Vehicles $5,867 $877

Savings on 2 Vehicles bundle:$438

Savings on 3 Vehicles bundle:$658

Savings on 4 Vehicles bundle:$877


Bowling Green, KY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bowling Green, KY.

Location Average Insurance Cost Post DUI Insurance Rate
Bowling Green $1,686 $2,807
Warren County $1,512 $2,517
Plum Springs $1,898 $3,160
Plano $1,977 $3,292
Hadley-Browning $1,958 $3,260
Woodburn $1,968 $3,277
Sand Hill-Girkin $1,932 $3,217
Alvaton $2,016 $3,357

Bowling Green, KY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,447
Excellent (740-799) $1,651
Good (670-739) $1,757
Average (580-669) $2,292
Poor (300-579) $2,750

Bowling Green, KY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Van Meter Insurance Group Liberty Mutual Independent 1240 FAIRWAY STREET, BOWLING GREEN, 42102 (270) 781-2020
Jeremy Jones Allstate 905 Lovers Ln Ste 200, Bowling Green, 42103 (270) 282-8710
Kyle Woosley State Farm 804 Campbell Ln Ste 105, Bowling Green, 42104-4130 270-842-8154
Jonathan Mcdaniel State Farm 1840 Christian Care Way Ste A, Bowling Green, 42104-5819 270-842-5556
Noland Insurance Agency Travelers 1111 SHIVE LN STE 101, BOWLING GREEN, 42103 270-842-0202
Gregory Hayes Allstate 101 Cherry Farm Ln Ste 200, Bowling Green, 42103 (270) 846-7878
Ginger Cleary State Farm 1114 Lovers Ln, Bowling Green, 42103-7199 270-782-7276
Ginger Cleary State Farm 1114 Lovers Ln, Bowling Green, 42103-7199 270-782-7276
Ginger Cleary State Farm 1114 Lovers Ln, Bowling Green, 42103-7199 270-782-7276
Michael Allen Sturm Agency Nationwide 1111 Shive Ln STE 104, Bowling Green, 42103 (270) 282-8680

Bowling Green, KY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$74 $1,760
Driver's Failure In Showing Documents +$164 $1,850
Driving With An Expired Registration +$174 $1,860
Driving At A Considerably Slow Pace +$366 $2,052
Using A Cellphone While Driving +$386 $2,072
Running A Red Light +$393 $2,079
Speeding +$413 $2,099
Driving A Vehicle Without The Required Permission +$524 $2,210
Driving With An Expired/Suspended License +$1,136 $2,822

Bowling Green, KY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,619
Active Disabling Device $1,619
Tracking Device $1,585
Passive Disabling Device $1,568

Latest Auto Insurance Reviews in Bowling Green, KY | Back to Top

State Farm
the premium compared to other insurance companies is lower than i have seen. this does depend on your car andhow many drivers ison the policy.
Erie Insurance
They are a pretty solid insurance company. Very friendly and easy to work with.
Aaa
We would recommend aaa's auto insurance. We have not had to use it much, but when we did, they more a great help. Dealing with car accidents can be stressful.
Erie Insurance
I have also done multiple reviews and received multiple quotes from other insurance company's. The offerings that we have and the service that they offer is excellent.
Farm Bureau
My Car insurance is higher than most for the same coverage. I have had quite a bit of issues with adding and removing vehicles and bill continues to fluctuate so I feel like I have to monitor.
Farm Bureau
My Car insurance is higher than most for the same coverage. I have had quite a bit of issues with adding and removing vehicles and bill continues to fluctuate so I feel like I have to monitor.
State Farm
I like that the Statefarm insurance company has good rates and many ways to receive a discount along with proper coverage.
Allstate
The premium charged to me each month for auto insurance coverage is a little lower than other high priced auto insurances.
Liberty Mutual
I think that it is a fair rate for 2 cars and 2 people and found their offerings to be favorable to others in the market. I've done quite a bit of due diligence and believe it's a fair price.
Kentucky Farm Bureau
I have my insurance man on speed dial so to speak. I can call or text him anytime I need to even if it is just to ask a simple question