Bowling Green Auto Insurance Rates, Quotes, Agents & Reviews in MD

Bowling Green, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bowling Green, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bowling Green, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bowling Green, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bowling Green, MD with that of other cities in and around Bowling Green.

Bowling Green Ridgeley La Vale Wiley Ford Cresaptown Potomac Park
Average Insurance Rates $2,139 $1,372 $1,321 $1,420 $1,315 $2,018

Bowling Green, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bowling Green, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bowling Green $1,135 $959
Carpendale $998 $843
Potomac Park $1,639 $1,384
La Vale $1,533 $1,295
Ridgeley $1,396 $1,179
Wiley Ford $1,066 $900
Cumberland $1,921 $1,623
Cresaptown $931 $786

Bowling Green, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bowling Green, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,941
20 Years $2,748
30 Years $2,117
40 Years $2,037
50 Years $1,886
60 Years $1,912
70 Years $2,226

Bowling Green, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bowling Green, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,722 $556
3 Vehicles $5,583 $834
4 Vehicles $7,444 $1,112

Savings on 2 Vehicles bundle:$556

Savings on 3 Vehicles bundle:$834

Savings on 4 Vehicles bundle:$1,112


Bowling Green, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bowling Green, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Bowling Green $2,139 $3,410
Carpendale $1,439 $2,301
Potomac Park $2,018 $3,217
La Vale $1,321 $2,106
Ridgeley $1,372 $2,194
Wiley Ford $1,420 $2,271
Cumberland $1,291 $2,058
Cresaptown $1,315 $2,097

Bowling Green, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,835
Excellent (740-799) $2,095
Good (670-739) $2,229
Average (580-669) $2,908
Poor (300-579) $3,489

Bowling Green, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Yoder-Hershberger Insurance Llc Erie 12588 National Pike, Grantsville, 21536 None
Livengood Agency Llc Erie 721 Park Street, Cumberland, 21502 None
Joe Marsh Allstate 90 E Main St, Frostburg, 21532 (301) 689-0595
Workmeister Agency Allstate 139 N Centre St PO Box 410, Cumberland, 21502 (301) 724-3380
Twfg Insurance Services Inc Travelers 137 NATIONAL HIGHWAY, LAVALE, 21502 240-362-7195
Duckworth Insurance Service Inc. Erie 14831 Broadway Avenue, Midland, 21532 None
Knippenberg Ins & Fin Srv Inc Nationwide 12676 National Pike STE 102, Grantsville, 21536-3320 (877) 621-1030
Knippenberg Insurance And Financial Services Inc Nationwide 608 N Mechanic St, Cumberland, 21502-2113 (301) 724-1724
Associated Fuig, Llc T/A First United Insurance Group None 102 South Second St., Oakland, 21550 None

Bowling Green, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$94 $2,233
Driver's Failure In Showing Documents +$207 $2,346
Driving With An Expired Registration +$220 $2,359
Driving At A Considerably Slow Pace +$464 $2,603
Using A Cellphone While Driving +$490 $2,629
Running A Red Light +$498 $2,637
Speeding +$524 $2,663
Driving A Vehicle Without The Required Permission +$665 $2,804
Driving With An Expired/Suspended License +$1,442 $3,581

Bowling Green, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,053
Active Disabling Device $2,053
Tracking Device $2,011
Passive Disabling Device $1,989