Bowman Auto Insurance Rates, Quotes, Agents & Reviews in GA

Bowman, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bowman, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bowman, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bowman, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bowman, GA with that of other cities in and around Bowman.

Bowman Franklin Springs Dewy Rose Eagle Grove Danielsville Comer
Average Insurance Rates $1,564 $1,621 $2,673 $1,926 $1,601 $1,588

Bowman, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bowman, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bowman $1,251 $1,057
Dewy Rose $2,753 $2,326
Eagle Grove $1,975 $1,668
Comer $1,967 $1,662
Broad River $1,670 $1,410
Franklin Springs $1,711 $1,445
Carlton $1,693 $1,430
Danielsville $1,435 $1,212

Bowman, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bowman, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,075
20 Years $2,010
30 Years $1,548
40 Years $1,489
50 Years $1,379
60 Years $1,398
70 Years $1,628

Bowman, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bowman, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,721 $407
3 Vehicles $4,082 $610
4 Vehicles $5,443 $813

Savings on 2 Vehicles bundle:$407

Savings on 3 Vehicles bundle:$610

Savings on 4 Vehicles bundle:$813

Bowman, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bowman, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Bowman $1,564 $2,859
Dewy Rose $2,673 $4,887
Eagle Grove $1,926 $3,521
Comer $1,588 $2,903
Broad River $1,621 $2,963
Franklin Springs $1,621 $2,963
Carlton $1,593 $2,912
Danielsville $1,601 $2,927

Bowman, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,342
Excellent (740-799) $1,532
Good (670-739) $1,630
Average (580-669) $2,126
Poor (300-579) $2,551

Bowman, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David R. Strickland And Associates None 64 Franklin Springs St, Royston, 30662 (706) 245-5753
Franklin Insurance Agency Inc Travelers 264 HEARD ST, ELBERTON, 30635 706-283-4912
Marshall Williams Farmers 3485 Mcever Rd Ste 104, Gainesville, 30504 (770) 532-0806
Terry Springer Allstate 3030 Mcever Rd Ste 205, Gainesville, 30504 (770) 965-4747
Bush Agency Inc Travelers 846 CHURCH ST, ROYSTON, 30662 706-245-7296
Metro Insurance Travelers 117 FOREACRE ST, TOCCOA, 30577 706-886-1749
Insurance Office Of America Travelers 854 WASHINGTON ST STE 200, GAINESVILLE, 30501 678-919-1150
Sutter, Mclellan & Gillbreath Of Gainesville None 1175 Thompson Bridge Rd, Gainesville, 30501 None
David E Jennings Agency Llc Travelers 1020 Barber Creek Dr. 1020 Barber Creek Dr. Watkinsville, Watkinsville, 30677 None

Bowman, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,633
Driver's Failure In Showing Documents +$152 $1,716
Driving With An Expired Registration +$161 $1,725
Driving At A Considerably Slow Pace +$339 $1,903
Using A Cellphone While Driving +$358 $1,922
Running A Red Light +$364 $1,928
Speeding +$383 $1,947
Driving A Vehicle Without The Required Permission +$486 $2,050
Driving With An Expired/Suspended License +$1,054 $2,618

Bowman, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,501
Active Disabling Device $1,501
Tracking Device $1,470
Passive Disabling Device $1,455