Bowmansville Auto Insurance Rates, Quotes, Agents & Reviews in PA

Bowmansville, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bowmansville, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bowmansville, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bowmansville, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bowmansville, PA with that of other cities in and around Bowmansville.

Bowmansville Fivepointville Gouglersville Swartzville Brecknock Adamstown
Average Insurance Rates $1,461 $1,455 $1,435 $1,451 $1,474 $1,467

Bowmansville, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bowmansville, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bowmansville $1,152 $973
Brecknock $1,483 $1,253
Fivepointville $1,413 $1,194
Alleghenyville $1,893 $1,599
Terre Hill $1,683 $1,422
Swartzville $1,229 $1,038
Adamstown $1,217 $1,028
Gouglersville $1,325 $1,119

Bowmansville, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bowmansville, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,741
20 Years $1,877
30 Years $1,446
40 Years $1,391
50 Years $1,288
60 Years $1,306
70 Years $1,520

Bowmansville, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bowmansville, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,542 $380
3 Vehicles $3,813 $570
4 Vehicles $5,084 $760

Savings on 2 Vehicles bundle:$380

Savings on 3 Vehicles bundle:$570

Savings on 4 Vehicles bundle:$760

Bowmansville, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bowmansville, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Bowmansville $1,461 $2,300
Brecknock $1,474 $2,320
Fivepointville $1,455 $2,290
Alleghenyville $1,550 $2,440
Terre Hill $1,457 $2,293
Swartzville $1,451 $2,284
Adamstown $1,467 $2,309
Gouglersville $1,435 $2,259

Bowmansville, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,254
Excellent (740-799) $1,431
Good (670-739) $1,522
Average (580-669) $1,986
Poor (300-579) $2,383

Bowmansville, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Casner Allstate 78 Glocker Way, Pottstown, 19465 (610) 323-0666
Thomas Wiseley Allstate 60 Pottstown Pike, Chester Springs, 19425 (610) 458-8380
C. Good And Associates Nationwide 110 E Main St, Ephrata, 17522 (717) 738-4238
Stephanie Stranieri Allstate 6 Township Line Rd, Elkins Park, 19027 (610) 367-4001
Kevin Brooks Farmers 270 Lancaster Ave Ste C2, Malvern, 19355 (484) 329-7942
The Graham Company Travelers 1 Penn Sq W, Philadelphia, 19102 None
Michael P Robinson Nationwide 165 Byers Rd, Chester Springs, 19425-9505 (610) 458-8008
Amanda Tran Farmers 1000 Continental Dr Ste 500, King Of Prussia, 19406 (215) 285-8773
J. M. Patton Associates, Inc. None 1608 Walnut St Ste 902, Philadelphia, 19103 None
Nick Demaio State Farm 822 Montgomery Ave Ste 305, Narberth, 19072-1948 610-949-9640
Fulginiti Insurance Llc Travelers 3540 CONCORD RD 5 PTS, ASTON, 19014 610-494-8598

Bowmansville, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,525
Driver's Failure In Showing Documents +$142 $1,603
Driving With An Expired Registration +$150 $1,611
Driving At A Considerably Slow Pace +$317 $1,778
Using A Cellphone While Driving +$335 $1,796
Running A Red Light +$340 $1,801
Speeding +$358 $1,819
Driving A Vehicle Without The Required Permission +$454 $1,915
Driving With An Expired/Suspended License +$985 $2,446

Bowmansville, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,403
Active Disabling Device $1,403
Tracking Device $1,373
Passive Disabling Device $1,359