Boynton Ridge Auto Insurance Rates, Quotes, Agents & Reviews in GA

Boynton Ridge, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Boynton Ridge, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Boynton Ridge, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Boynton Ridge, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Boynton Ridge, GA with that of other cities in and around Boynton Ridge.

Boynton Ridge Fort Oglethorpe-Lakeview Catoosa County Lakeview Indian Springs Rossville-Beverly Hills
Average Insurance Rates $1,643 $1,590 $1,627 $1,562 $1,624 $1,561

Boynton Ridge, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Boynton Ridge, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Boynton Ridge $1,069 $903
Fort Oglethorpe $1,421 $1,201
Fort Oglethorpe-Lakeview $2,139 $1,807
Indian Springs $1,585 $1,339
Catoosa County $1,986 $1,677
Ringgold $1,668 $1,409
Rossville-Beverly Hills $1,341 $1,133
Lakeview $1,928 $1,629

Boynton Ridge, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Boynton Ridge, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,331
20 Years $2,111
30 Years $1,626
40 Years $1,564
50 Years $1,449
60 Years $1,469
70 Years $1,710

Boynton Ridge, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Boynton Ridge, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,859 $427
3 Vehicles $4,288 $641
4 Vehicles $5,718 $854

Savings on 2 Vehicles bundle:$427

Savings on 3 Vehicles bundle:$641

Savings on 4 Vehicles bundle:$854


Boynton Ridge, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Boynton Ridge, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Boynton Ridge $1,643 $3,004
Fort Oglethorpe $1,611 $2,945
Fort Oglethorpe-Lakeview $1,590 $2,907
Indian Springs $1,624 $2,969
Catoosa County $1,627 $2,974
Ringgold $1,638 $2,994
Rossville-Beverly Hills $1,561 $2,854
Lakeview $1,562 $2,856

Boynton Ridge, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,410
Excellent (740-799) $1,609
Good (670-739) $1,712
Average (580-669) $2,234
Poor (300-579) $2,680

Boynton Ridge, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Laura Geddie State Farm 5636 Battlefield Pkwy, Ringgold, 30736-5152 706-937-4152
Kelly Thornbury State Farm 4131 Chattanooga Valley Rd, Flintstone, 30725-2467 706-820-1113
Brock Insurance Agency Inc Liberty Mutual Independent 823 Chickamauga Ave, Rossville, 30741 None
Jackie Bridges State Farm 840 Old Mill Rd, Ringgold, 30736-8020 706-866-4406
Aaron Stiles State Farm 4215 Cloud Springs Rd, Ringgold, 30736-8413 706-419-8108
Birchett Insurance Agency Travelers 1315 CLEVELAND HIGHWAY, DALTON, 30721 706-259-3371
Oliver F Cobb & Associates Llc Travelers 2708 AIRPORT RD STE 5, DALTON, 30721 706-275-6650
Starr Mathews Agency None 114 W. Cuyler St, Dalton, 30720 (706) 847-4457
Arbs Insurance Agency Inc Travelers 1809 E MORRIS ST STE B, DALTON, 30721 706-278-1683
Lee Dendy Allstate 75 Poplar Springs Rd, Ringgold, 30736 (706) 937-3333
Starr Mathews Agency Travelers 301 E 2ND AVENUE, ROME, 30161 706-291-0494

Boynton Ridge, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,715
Driver's Failure In Showing Documents +$159 $1,802
Driving With An Expired Registration +$169 $1,812
Driving At A Considerably Slow Pace +$357 $2,000
Using A Cellphone While Driving +$376 $2,019
Running A Red Light +$383 $2,026
Speeding +$403 $2,046
Driving A Vehicle Without The Required Permission +$511 $2,154
Driving With An Expired/Suspended License +$1,107 $2,750

Boynton Ridge, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,577
Active Disabling Device $1,577
Tracking Device $1,544
Passive Disabling Device $1,528