Braddock Heights Auto Insurance Rates, Quotes, Agents & Reviews in MD

Braddock Heights, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Braddock Heights, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Braddock Heights, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Braddock Heights, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Braddock Heights, MD with that of other cities in and around Braddock Heights.

Braddock Heights Ballenger Creek Buckeystown Frederick County Burkittsville Adamstown
Average Insurance Rates $1,404 $1,361 $1,434 $1,396 $1,409 $1,452

Braddock Heights, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Braddock Heights, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Braddock Heights $1,556 $1,315
Middletown $1,097 $927
Jefferson $1,382 $1,168
Ballenger Creek $1,290 $1,089
Buckeystown $1,512 $1,277
Burkittsville $1,764 $1,490
Adamstown $1,952 $1,649
Frederick County $1,003 $847

Braddock Heights, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Braddock Heights, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,556
20 Years $1,804
30 Years $1,389
40 Years $1,337
50 Years $1,238
60 Years $1,255
70 Years $1,461

Braddock Heights, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Braddock Heights, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,387 $421
3 Vehicles $3,580 $632
4 Vehicles $4,774 $842

Savings on 2 Vehicles bundle:$421

Savings on 3 Vehicles bundle:$632

Savings on 4 Vehicles bundle:$842


Braddock Heights, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Braddock Heights, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Braddock Heights $1,404 $2,238
Middletown $1,446 $2,305
Jefferson $1,388 $2,213
Ballenger Creek $1,361 $2,170
Buckeystown $1,434 $2,286
Burkittsville $1,409 $2,246
Adamstown $1,452 $2,315
Frederick County $1,396 $2,226

Braddock Heights, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,375
Good (670-739) $1,463
Average (580-669) $1,909
Poor (300-579) $2,290

Braddock Heights, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insurance First Inc Erie 3530 Worthington Blvd, Urbana, 21704 None
Benjamin Jessurun Allstate 1 Park Ave Ste 1b, Mount Airy, 21771 (301) 829-5758
Candice Clough Allstate 19725 Executive Park Cir, Germantown, 20874 (301) 834-4787
Jason Williams Jr Allstate 7913 Fingerboard Rd, Frederick, 21704 (240) 436-3276
Powell Insurance Agency Erie 97 THOMAS JOHNSON DR STE 201, FREDERICK, 21702 301-662-1144
Brian Foltz Liberty Mutual 5283 Corporate Drive Suite 302, Frederick, 21703 1-301-620-1061
Steve Martin State Farm 13224 Executive Park Ter, Germantown, 20874-2640 301-924-4557
Lebherz Insurance Agency Inc Erie 401 W Patrick Street, Frederick, 21701 None
Bellwether Insurance Partners Lllp Travelers 47 EAST ALL SAINTS, FREDERICK, 21705 240-575-3227
Donna Ingrassia State Farm 10768 York Rd Ste A, Cockeysville, 21030-2121 410-667-4480

Braddock Heights, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,466
Driver's Failure In Showing Documents +$136 $1,540
Driving With An Expired Registration +$145 $1,549
Driving At A Considerably Slow Pace +$305 $1,709
Using A Cellphone While Driving +$322 $1,726
Running A Red Light +$327 $1,731
Speeding +$344 $1,748
Driving A Vehicle Without The Required Permission +$437 $1,841
Driving With An Expired/Suspended License +$946 $2,350

Braddock Heights, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,348
Active Disabling Device $1,348
Tracking Device $1,320
Passive Disabling Device $1,306