Bradenton, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Bradenton, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Most Popular Car Insurance Companies in Bradenton, FL
The average cost of auto insurance in Bradenton, FL, is $1,340. This is much lower than the average cost of auto insurance in neighboring places such as West Bradenton, Bayshore Gardens, West Samoset, Samoset, and Bradenton Beach. The cost of auto insurance depends on numerous factors ranging from the make and model of the vehicle to the age of the driver. It also depends on the neighborhood one lives in. This could be due to factors such as the rate of auto thefts in that area. Zimlon provides car owners with the option of keying in their zip code to get accurate auto insurance quotes from different insurance companies.
Zimlon explores the list of the top 5 auto insurance companies in Bradenton, FL, based on market share.
GEICO:
GEICO leads the way in Florida, with a market share of 25.23%. It has 5,160,726 direct premiums written, and 5,081,055 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power score of 827/1000 in Florida.
PROGRESSIVE:
Progressive is second on this list, with an A.M. Best Rating of A+ and a J.D. Power score of 809/1000. It has a massive 3,749,329 direct premiums written, and 3,582,160 direct premiums earned, earning Progressive a market share of 18.30% in Florida.
STATE FARM:
State Farm has a market share of 14.70%, with a J.D. Power score of 834/1000, in Florida. The company also has an A.M. Best rating of A++. State Farm has 3,014,788 direct premiums written, and 3,047,953 direct premiums earned in Florida. State Farm makes it easy to shop for insurance with an immensely customer-friendly online portal.
ALLSTATE:
Allstate has 1,897,567 direct premiums written and 1,880,647 direct premiums earned. The company has a market share of 9.28% in Florida. Allstate also has an A.M. Best rating of A+ and a J.D. Power score of 847/1000.
USAA:
USAA completes this list, with a market share of 7.07%. It has 1,445,356 direct premiums written, and 1,431,650 direct premiums earned. USAA has an A.M. Best rating of A++ and a J.D. Power score of 898/1000. This is the highest score in Florida.
Factors that can influence the cost of car insurance in Bradenton, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Bradenton, FL Auto Insurance Rates
- Bradenton, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Bradenton, FL
- Multi Vehicle Insurance Savings in Bradenton, FL
- How Credit Score Affects Car Insurance Rates in Bradenton, FL
- How DUI Affects Auto Insurance Premiums in Bradenton, FL
- How Driving Violations Affect Auto Insurance Rates in Bradenton, FL
- Bradenton, FL Auto Insurance Discounts on Anti Theft Feature
- Bradenton, FL Auto Insurance Company Reviews
Bradenton, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Bradenton, FL with that of other cities in and around Bradenton.
| Bradenton | West Bradenton | Bayshore Gardens | West Samoset | Samoset | Bradenton Beach | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,340 | $2,224 | $2,045 | $2,031 | $2,050 | $2,315 |
Bradenton, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Bradenton, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Bradenton | $1,288 | $1,088 |
| West Bradenton | $1,134 | $958 |
| South Bradenton | $1,886 | $1,593 |
| Cortez | $1,261 | $1,065 |
| Bayshore Gardens | $1,676 | $1,415 |
| West Samoset | $1,598 | $1,349 |
| Bradenton Beach | $1,416 | $1,196 |
| Samoset | $1,070 | $904 |
Bradenton, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Bradenton, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,348 |
| 20 Years | $1,722 |
| 30 Years | $1,326 |
| 40 Years | $1,276 |
| 50 Years | $1,182 |
| 60 Years | $1,198 |
| 70 Years | $1,395 |
Bradenton, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Bradenton, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,332 | $348 |
| 3 Vehicles | $3,497 | $523 |
| 4 Vehicles | $4,663 | $697 |
Savings on 2 Vehicles bundle:$348
Savings on 3 Vehicles bundle:$523
Savings on 4 Vehicles bundle:$697
Bradenton, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bradenton, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Bradenton | $1,340 | $2,097 |
| West Bradenton | $2,224 | $3,481 |
| South Bradenton | $2,028 | $3,174 |
| Cortez | $2,251 | $3,523 |
| Bayshore Gardens | $2,045 | $3,201 |
| West Samoset | $2,031 | $3,179 |
| Bradenton Beach | $2,315 | $3,623 |
| Samoset | $2,050 | $3,208 |
Bradenton, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,150 |
| Excellent (740-799) | $1,312 |
| Good (670-739) | $1,396 |
| Average (580-669) | $1,822 |
| Poor (300-579) | $2,186 |
Bradenton, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$59 | $1,399 |
| Driver's Failure In Showing Documents | +$130 | $1,470 |
| Driving With An Expired Registration | +$138 | $1,478 |
| Driving At A Considerably Slow Pace | +$291 | $1,631 |
| Using A Cellphone While Driving | +$307 | $1,647 |
| Running A Red Light | +$312 | $1,652 |
| Speeding | +$328 | $1,668 |
| Driving A Vehicle Without The Required Permission | +$417 | $1,757 |
| Driving With An Expired/Suspended License | +$903 | $2,243 |
Bradenton, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,286 |
| Active Disabling Device | $1,286 |
| Tracking Device | $1,260 |
| Passive Disabling Device | $1,246 |
Latest Auto Insurance Reviews in Bradenton, FL | Back to Top
UsaaI would recommend USAA because they have excellent customer service and great coverage. Though I may be paying more than others I have peace of mind about my home.
GeicoGeico has been ok. They have online everything which is nice but they have raised prices consistently over the past few years.
GeicoI drive carefully, and driving is just a way for me to get to school, so I really just need an insurance just in case I accidentally hit some body. And their offer I think fit the situation.
State FarmMy auto policy is pretty bare bones, though I do appreciate the rental service provided.
State FarmState Farm car insurance company's customer service is excellent. When I was involved in a car accident , I contacted State Farm company's customer service, and they answered all my questions.
GeicoI dislike the fact that due to them being a large company, sometimes things aren't as personable as I wish they were. Sometimes, you can get lost in the shuffle.
UsaaI live several things about the company. One is the most important is the price for the amazing service that they provide. It is unrivaled.
Farmer's InsuranceI like the communication at the company; they send me everything. I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price.
UsaaI like the ease of dealing with them - there's always a live person to easily speak with. Their prices are excellent and their website is super user-friendly. I recently had to file a claim and the process was smooth and easy.
UsaaI feel that my premium is great compared to other companies. We went with USAA because it was the lowest cost for us for the coverage we needed.
EsuranceI switched insurance companies a year ago because I like to frequently check if I can get a lower rate someplace else, plus have coverage for a classic car that is a daily driver. I found the best rates the last time I checked with Esurance.
UsaaThis is the only company I could find that offered coverage in the US and in the Virgin Islands