Bradford Auto Insurance Rates, Quotes, Agents & Reviews in VT

Bradford, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bradford, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bradford, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bradford, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bradford, VT with that of other cities in and around Bradford.

Bradford Corinth Piermont Fairlee Newbury West Fairlee
Average Insurance Rates $1,075 $1,070 $1,323 $1,100 $1,071 $1,075

Bradford, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bradford, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bradford $1,484 $1,254
Corinth $1,130 $954
Fairlee $1,365 $1,153
West Fairlee $1,136 $960
Newbury $1,791 $1,513
Piermont $1,363 $1,151
Vershire $1,250 $1,056
Haverhill $1,622 $1,370

Bradford, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bradford, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,488
20 Years $1,381
30 Years $1,064
40 Years $1,024
50 Years $948
60 Years $961
70 Years $1,119

Bradford, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bradford, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,871 $280
3 Vehicles $2,806 $419
4 Vehicles $3,741 $559

Savings on 2 Vehicles bundle:$280

Savings on 3 Vehicles bundle:$419

Savings on 4 Vehicles bundle:$559

Bradford, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bradford, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Bradford $1,075 $2,221
Corinth $1,070 $2,211
Fairlee $1,100 $2,273
West Fairlee $1,075 $2,221
Newbury $1,071 $2,213
Piermont $1,323 $2,338
Vershire $1,073 $2,217
Haverhill $1,575 $2,783

Bradford, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $922
Excellent (740-799) $1,053
Good (670-739) $1,120
Average (580-669) $1,461
Poor (300-579) $1,753

Bradford, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Swenson Insurance Agency Allstate 135 Main St PO Box 391, Bradford, 5033 (802) 222-4765
Taylor-Palmer Agency Liberty Mutual Independent 25 North Main St , Bradford, 5033 None
Bill Vien Allstate 240 S Main St, Rutland, 5701 (802) 775-2587
Odell Insurance Agency Inc None Po Box 704, Bradford, 5033 None
Curtis Insurance Agency, Inc. None 335 Rd , Killington, 5751 None
Hickok & Boardman Inc Liberty Mutual Independent 618 S MAIN ST, STOWE, 5672 802-253-9707
Jamieson Insurance Agency Liberty Mutual Independent 5523 MAIN ST, WAITSFIELD, 5673 (802) 496-2080

Bradford, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,122
Driver's Failure In Showing Documents +$104 $1,179
Driving With An Expired Registration +$111 $1,186
Driving At A Considerably Slow Pace +$233 $1,308
Using A Cellphone While Driving +$246 $1,321
Running A Red Light +$250 $1,325
Speeding +$263 $1,338
Driving A Vehicle Without The Required Permission +$334 $1,409
Driving With An Expired/Suspended License +$725 $1,800

Bradford, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,032
Active Disabling Device $1,032
Tracking Device $1,011
Passive Disabling Device $1,000