Bradford Woods Auto Insurance Rates, Quotes, Agents & Reviews in PA

Bradford Woods, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bradford Woods, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bradford Woods, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bradford Woods, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bradford Woods, PA with that of other cities in and around Bradford Woods.

Bradford Woods Fernway Fox Run Seven Fields McCandless Marshall
Average Insurance Rates $1,549 $1,334 $1,040 $1,561 $1,492 $1,570

Bradford Woods, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bradford Woods, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bradford Woods $1,879 $1,587
Marshall $1,755 $1,482
Pine $2,310 $1,951
Franklin Park $1,827 $1,543
Seven Fields $1,888 $1,595
Fox Run $1,071 $905
Fernway $1,191 $1,006
McCandless $1,176 $994

Bradford Woods, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bradford Woods, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,026
20 Years $1,990
30 Years $1,533
40 Years $1,475
50 Years $1,366
60 Years $1,385
70 Years $1,612

Bradford Woods, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bradford Woods, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,633 $465
3 Vehicles $3,950 $697
4 Vehicles $5,267 $929

Savings on 2 Vehicles bundle:$465

Savings on 3 Vehicles bundle:$697

Savings on 4 Vehicles bundle:$929


Bradford Woods, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bradford Woods, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Bradford Woods $1,549 $2,438
Marshall $1,570 $2,471
Pine $1,620 $2,550
Franklin Park $1,568 $2,468
Seven Fields $1,561 $2,457
Fox Run $1,040 $1,637
Fernway $1,334 $2,100
McCandless $1,492 $2,349

Bradford Woods, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,329
Excellent (740-799) $1,517
Good (670-739) $1,614
Average (580-669) $2,106
Poor (300-579) $2,527

Bradford Woods, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,617
Driver's Failure In Showing Documents +$150 $1,699
Driving With An Expired Registration +$160 $1,709
Driving At A Considerably Slow Pace +$336 $1,885
Using A Cellphone While Driving +$355 $1,904
Running A Red Light +$361 $1,910
Speeding +$380 $1,929
Driving A Vehicle Without The Required Permission +$482 $2,031
Driving With An Expired/Suspended License +$1,044 $2,593

Bradford Woods, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,487
Active Disabling Device $1,487
Tracking Device $1,456
Passive Disabling Device $1,441