Brandon Auto Insurance Rates, Quotes, Agents & Reviews in VT

Brandon, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brandon, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brandon, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brandon, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brandon, VT with that of other cities in and around Brandon.

Brandon Pittsford Whiting Hubbardton Sudbury Salisbury
Average Insurance Rates $1,077 $1,076 $1,091 $1,086 $1,108 $1,113

Brandon, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brandon, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brandon $1,737 $1,467
Leicester $1,509 $1,275
Sudbury $1,865 $1,576
Goshen $2,062 $1,742
Pittsford $1,797 $1,518
Hubbardton $1,345 $1,136
Whiting $1,713 $1,447
Salisbury $1,188 $1,003

Brandon, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brandon, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,495
20 Years $1,384
30 Years $1,066
40 Years $1,026
50 Years $950
60 Years $963
70 Years $1,121

Brandon, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brandon, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,831 $323
3 Vehicles $2,746 $485
4 Vehicles $3,662 $646

Savings on 2 Vehicles bundle:$323

Savings on 3 Vehicles bundle:$485

Savings on 4 Vehicles bundle:$646

Brandon, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brandon, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Brandon $1,077 $2,226
Leicester $1,089 $2,250
Sudbury $1,108 $2,290
Goshen $1,087 $2,246
Pittsford $1,076 $2,224
Hubbardton $1,086 $2,244
Whiting $1,091 $2,255
Salisbury $1,113 $2,300

Brandon, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $924
Excellent (740-799) $1,055
Good (670-739) $1,122
Average (580-669) $1,464
Poor (300-579) $1,757

Brandon, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ross Insurance & Company None 455 West St., Rutland, 5702 None
Kinney Pike Insurance Inc Liberty Mutual Independent 98 MERCHANTS ROW, RUTLAND, 5701 802-775-2311
Perkins Insurance Agy Inc Nationwide 124 N Main St, Rutland, 05701-3237 (802) 773-3110
Ernest Soto State Farm 129 Woodstock Ave, Rutland, 05701-3538 802-747-7283
Holden Financial Services Inc Liberty Mutual Independent 92 CENTER ST, RUTLAND, 5701 802-388-4992

Brandon, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,124
Driver's Failure In Showing Documents +$104 $1,181
Driving With An Expired Registration +$111 $1,188
Driving At A Considerably Slow Pace +$234 $1,311
Using A Cellphone While Driving +$247 $1,324
Running A Red Light +$251 $1,328
Speeding +$264 $1,341
Driving A Vehicle Without The Required Permission +$335 $1,412
Driving With An Expired/Suspended License +$726 $1,803

Brandon, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,034
Active Disabling Device $1,034
Tracking Device $1,012
Passive Disabling Device $1,002